I

ING

Digital banking and sustainable lending

Finance Specialist

Full-TimeUpdated on 10/23/2026
No salary listed
Senior
Bachelor's
Madrid, Spain
HybridHybrid flexibility: determine with the team which days are worked at home and at the Madrid office.
AccountingFinancial Accounting

About the job

Requirements
  • A degree in Finance, Accounting, Economics, or a related discipline is required.
  • At least 5–6 years of relevant experience is required.
  • Understanding of Spanish accounting, tax, and reporting requirements, as well as International Financial Reporting Standards, is required.
  • Ability to interpret financial information, ensure data integrity, and generate business insights is required.
  • Ability to design, document, and implement finance processes and controls in a structured and scalable manner is required.
  • Ability to work independently, take ownership, and identify practical solutions with limited supervision is required.
  • Analytical thinking and problem-solving capabilities are required.
  • Attention to detail and commitment to accuracy are required.
  • Ability to manage multiple priorities and meet deadlines in a dynamic environment is required.
  • Advanced Microsoft Excel skills are required.
  • Fluency in English is required.
Responsibilities
  • Support monthly closing activities by coordinating with the external accounting provider, reviewing accounting records, ensuring the accuracy of financial information, and following up on outstanding accounting matters.
  • Prepare, analyze, and coordinate monthly financial and management reporting packages.
  • Coordinate and support statutory reporting, tax compliance, and external audit requirements.
  • Create and document finance processes and controls in line with regulatory and Group standards, including risk assessments and key control testing across areas such as accounting, invoicing, payments, reporting, procurement, and fixed assets.
  • Identify and implement opportunities for process automation, standardization, and efficiency improvements.
  • Continuously identify opportunities to enhance efficiency, controls, and reporting processes.
  • Collaborate with internal and external stakeholders to resolve operational issues and improve process effectiveness.
  • Participate in the implementation of finance systems, automation initiatives, and new ways of working.
  • Prepare regular and ad-hoc management reports and analysis.
  • Coordinate and process intercompany invoicing activities.
  • Support budgeting and forecasting processes, assist in annual pricing determination, and support other recurring finance activities.
Desired Qualifications
  • Experience working with outsourced accounting providers and coordinating external finance partners is considered an advantage.

About the company

ING provides digital banking and financial services to individuals and businesses worldwide. Its products and services include online and mobile banking, lending, payments, and advisory services designed to be frictionless so customers can make confident financial decisions. ING differentiates itself by focusing on sustainable choices, responsible lending, and sharing knowledge to help customers and partners realize their visions for a better future. The bank emphasizes empowerment over judgment and aims to finance change, partner with customers, and continuously innovate in a sustainable way. Its goal is to help people and businesses progress toward their goals while reducing barriers and making banking easier and more responsible.

Company Size

10,001+

Company Stage

IPO

Headquarters

Amsterdam, Netherlands

Founded

1991

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Simplify's Take

What believers are saying

  • On 21 September 2026, ING financed GridStor's $220 million Arizona battery project.
  • ING's Q2 2026 net core lending grew €15.2 billion and deposits €15.9 billion.
  • ING upgraded 2026 income guidance above €24.5 billion and kept a €1.0 billion buyback.

What critics are saying

  • On 5 May 2026, ING settled a Belgium money-laundering probe for €1.6 million.
  • ING announced 1,250 job cuts in March 2026, including 950 Dutch roles.
  • Repeated AML failures would trigger Dutch, Belgian, and ECB scrutiny, crushing ING's franchise.

What makes ING unique

  • ING mixes European retail deposits with global wholesale lending, funding large project finance.
  • On 30 July 2026, ING reported a 13.1% CET1 ratio and 17.0% ROTE.
  • ING mobilized €86.5 billion of sustainable finance in H1 2026, led by SLLs.

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Benefits

  • Health Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Paid Vacation
  • Flexible Work Hours
  • Hybrid Work Options
  • Family Planning Benefits
  • Fertility Treatment Support
  • Wellness Program
  • Mental Health Support
  • Phone/Internet Stipend
  • Home Office Stipend

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