C

Citi

Runs banking and payments for global clients

Technology Product Management Senior Analyst - Assistant Vice President

Full-TimeDeadline 11/30/26
No salary listed
Mid
Bachelor's, Master's
Pune, Maharashtra, India
Hybrid
ProductTechnical Product Management

About the job

Requirements
  • Strong understanding of finance processes and data flows, including record-to-report, accounting, reconciliation, regulatory reporting, and close processes, with the ability to interpret financial data.
  • Familiarity with financial products and asset classes, and understanding of how transactions flow from source product systems to financial reporting.
  • Strong working knowledge of artificial intelligence and machine-learning concepts and their practical applications in financial-services business processes.
  • Ability to assess where artificial intelligence adds value versus where traditional rule-based automation or process improvements are more effective, ensuring pragmatic and cost-efficient solutions.
  • Ability to translate ambiguous business problems into structured artificial-intelligence opportunities, including defining problem statements, required data inputs, and expected outcomes.
  • Experience with process mapping and problem structuring, including breaking complex workflows into components.
  • Techno-functional profile with hands-on experience building technology products that solve real problems in highly complex and regulated environments.
  • Strong background in the financial domain, data modelling, accounting, ledgers, and asset classes.
  • Strong background in data management, data governance, and transformation initiatives in a global setup.
  • Experience in logical data modelling, data warehouse implementation, and data fabric implementation.
  • Strong analytical and problem-solving skills relating to datasets, with attention to detail.
  • Ability to use data to inform and validate decisions.
  • Knowledge of Microsoft Excel and SQL, including querying and analyzing data.
  • Clear and concise written and verbal communication.
  • Interpersonal skills to partner with and influence stakeholders across organizational lines.
  • Bachelor's degree or university degree in finance or statistics.
Responsibilities
  • Understand requirements through partnership with business users, cross-functional teams, and stakeholders.
  • Own the requirement backlog and roadmap, define the product strategy, and outline the vision and direction of the product offering over time to ensure users derive value from the product.
  • Perform analysis and mapping to trace data lineage and develop conceptual and logical data models.
  • Collaborate with teams and application owners to unify data concepts across finance applications.
  • Assess risk and impact when making business decisions; drive compliance with applicable laws, rules, and regulations; adhere to policy; apply sound ethical judgment; and escalate, manage, and report control issues transparently.
  • Understand and anticipate user needs; analyze capability gaps and opportunities for optimization, efficiency, and improved user experience; and remediate risk and control gaps.
  • Use evaluative judgment to analyze complicated and unique situations, weigh alternatives, and balance potentially conflicting considerations using multiple information sources.
  • Report control issues transparently and take accountability for deliveries.
  • Develop plans and execute functional strategies, coordinating and integrating work across units.
  • Help the team prioritize, negotiate, and remove obstacles to achieve business results, and assist in identifying and removing product-development blockers.
  • Coordinate user acceptance testing with technology and business users.
  • Conduct data analysis to document business requirements at the appropriate level.
  • Define product vision, strategy, and roadmap; develop solution proposals, business cases, solution designs, and tactics with business and technology stakeholders.
  • Lead business-process redesign, map current and target processes for operational optimization and digital transformation, and support change management.
Desired Qualifications
  • Seven or more years of experience as a business analyst in financial services, driving business process management, digitization, and transformation initiatives in a global setup.
  • Experience with automation and artificial-intelligence-led transformation projects.
  • A master's degree in finance or technology.
  • Knowledge of Agile, Scrum, or SAFe; certification is preferred.

About the company

Citi runs banking, investment and payment services for companies, governments and individuals around the world. Its global network connects institutions with local banking systems, while its US consumer business sells credit cards and deposit accounts. Corporate clients use Citi to manage cash, finance trade and raise capital, and investors use its trading, custody and wealth services to hold and manage assets. The bank earns interest on loans and fees from payments, securities transactions, financial advice and account services. Citi traces its banking roots to 1812; the Citigroup holding company was formed in 1998, and its headquarters are in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

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Simplify's Take

What believers are saying

  • Revenue is expanding: Citi reported $24.8 billion in the June 2026 quarter, up 14% year over year.
  • US parents get protected time: eligible Citi employees receive 16 weeks of bonding leave at full base pay.
  • Institutional deposits are sticky: Citi says around 80% of Services deposits come from clients with relationships exceeding 15 years.

What critics are saying

  • Lending losses remain substantial: Citi's net credit losses reached $2.4 billion in the June 2026 quarter.
  • Australian hybrid roles require office time: Citi sets a minimum of three office days weekly for designated hybrid positions.
  • Job cuts carry a cost: Citi booked roughly $500 million in severance in the March 2026 quarter.

What makes Citi unique

  • Corporate payments move at scale: Citi processes around $6 trillion daily through its Treasury and Trade business.
  • Deposits move beyond banking hours: Citi Token Services transfers cash between participating Citi branches around the clock.
  • Employees use a shared AI workspace: Citi's Stylus platform reaches over 180,000 people for research and multi-step workflows.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Wellness Program
  • Paid Vacation
  • Paid Sick Leave
  • Paid Holidays

Company News

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Yahoo Finance
Oct 26th, 2026
Citi offers up to 4.35% savings yield to win share of customers' $3T held elsewhere

Citi is offering higher savings rates to draw more of its customers' money to the bank. The $2.6 trillion-asset lender says clients hold about $3 trillion in assets elsewhere. Citigold private clients will get a 4.35% annual percentage yield, Citigold customers 4%, and Citi Priority clients 3.5%. Customers also need a checking account and a certain direct deposit amount, or an average balance in investment accounts. The tiers range from $30,000 to $1 million-plus in combined average monthly balance. "This is a disruptor to stop money in motion," said Kate Luft, head of retail banking. In the third quarter, Citi's wealth unit logged $38 billion in net new investment assets. Citigold and retail bank revenues rose 16%, to about $2.3 billion.

Yahoo Finance
Oct 26th, 2026
Citigroup returns 24.7% in a year as $30B buyback and margin gains test bull and bear views

Citigroup shares returned 24.7% over the past year, including dividends, after the bank reported record revenue, earnings ahead of forecasts, and a $30 billion buyback plan. The stock now trades at $121, up from $96.69 at the start of the period. Revenue rose from $19,836 million in Q3 2025 to $21,423 million in Q3 2026. Net income climbed from $3,439 million to $4,840 million, lifting net margin from 17.3% to 22.6%. Simply Wall St's bullish case puts fair value at $103, built on 6.9% revenue growth and a 19.3% margin from digital transformation and cross-border payments. The cautious case sets it at $77, citing heavy spending and regulatory pressure. The key test is whether Citigroup can turn services growth and AI-driven efficiency into durable double-digit returns on tangible common equity.

Yahoo Finance
Oct 23rd, 2026
team.blue extends $1.2B of Term Loan B to 2032 after upsizing twice

team.blue, a pan-European provider of digital services for small and medium-sized businesses, has extended €1.1 billion of its €1.35 billion Term Loan B. The Ghent-based company, backed by Hg, CPP Investments and Sofina, priced the deal on October 22, 2026. The refinanced tranche now matures in July 2032, instead of September 2029. About 90% of the company's term debt now falls due in 2032. Demand was strong. The deal was upsized twice from an initial €500 million, making it the largest software euro term loan issuance in the last 12 months. It priced at E + 425bps with an original issue discount of 98.5. "The depth of support from our institutional investor base allowed us to go much further," said chief financial officer Jonathan Thackray.

KLSescreener
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Malaysia Aviation Group secures US$75mil trade finance facility from Citi

KUALA LUMPUR: Malaysia Aviation Group (MAG) has secured a US$75mil structured trade finance facility from Citi to support its supply chain operations and working capital requirements across Asia.