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Euronet Worldwide

Global electronic payments and remittance processor

Reconciliation Production Support

Full-Time
$2.5k - $4k
Senior, Expert
Remote in Ecuador
Remote
AccountingBookkeeping

About the job

Requirements
  • 8–12 years of experience in reconciliation, settlement, or financial transaction processing environments.
  • Strong understanding of payment ecosystems, including cards, ATM, POS, UPI, and RTGS.
  • Experience with reconciliation tools, settlement systems, and financial reporting.
  • Knowledge of clearing and settlement processes across payment networks.
  • Familiarity with ITIL processes for incident, problem, and change management.
  • Working knowledge of database queries using SQL and data validation techniques.
  • Strong analytical and problem-solving skills focused on data accuracy.
  • Deep understanding of the reconciliation lifecycle and financial controls.
  • Ability to manage high-volume financial data and meet strict deadlines.
  • Strong stakeholder communication and coordination skills.
  • High attention to detail and financial data integrity.
  • Experience with reconciliation platforms, reporting tools, and automation solutions.
  • Mandatory proficiency in Spanish and English.
Responsibilities
  • Perform end-to-end reconciliation across payment systems, host platforms, and external networks, including cards, ATM, POS, and digital channels.
  • Monitor daily, intraday, and batch reconciliation cycles to ensure completeness and timeliness.
  • Identify and investigate reconciliation breaks, unmatched records, and financial discrepancies.
  • Ensure accurate balancing of financial and transaction data across systems.
  • Handle L1/L2 issues related to reconciliation mismatches, settlement variances, and data integrity gaps.
  • Perform root cause analysis for reconciliation breaks and recurring discrepancies.
  • Work with upstream and downstream teams to resolve data gaps and process issues.
  • Maintain issue documentation and create knowledge articles to support faster resolution.
  • Support settlement processes between banks, payment networks, and internal systems.
  • Validate settlement files, clearing reports, and financial postings.
  • Investigate and resolve duplicate postings, missing transactions, and settlement failures.
  • Ensure compliance with financial controls and audit requirements.
  • Support reconciliation validation during new releases, patches, and system upgrades.
  • Participate in UAT/SIT testing for reconciliation workflows and settlement processes.
  • Validate data flows, file formats, and reconciliation outputs after deployment.
  • Ensure data consistency and audit readiness during changes.
  • Collaborate with banks, finance teams, payment networks, and internal stakeholders to resolve discrepancies.
  • Provide timely updates on reconciliation status, breaks, and settlement issues.
  • Interface with audit and compliance teams for reconciliation reporting and validations.
  • Participate in client discussions on reconciliation and settlement topics.
  • Identify opportunities to automate reconciliation processes and exception handling.
  • Improve reconciliation accuracy, efficiency, and turnaround time.
  • Reduce manual interventions through process optimization and automation tools.
  • Ensure adherence to regulatory, compliance, and audit standards.

About the company

Euronet Worldwide provides electronic payment and transaction processing for banks, retailers, and consumers. Its three segments—EFT Processing (ATM and POS services and related software), epay (prepaid products and mobile top-ups/digital gift cards through a large retail network), and Money Transfer (Ria Money Transfer and Xe for remittances across about 200 countries)—form a global payments ecosystem. The company differentiates itself through a broad, multi-segment network that combines ATM, card processing, prepaid, and cross-border money transfer services, supported by the Ren cloud-native payments platform. Its goal is to grow its worldwide payments network by expanding services, reach, and the reliability and scalability of its processing infrastructure.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Leawood, Kansas

Founded

1994

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Simplify's Take

What believers are saying

  • Q2 2026 revenue reached $1.11 billion, while adjusted EPS rose 10%.
  • July 30, 2026 Unibanca chose CoreCard for SaaS credit issuing in Peru.
  • April 14, 2026 PaynoPain expands Spain and Portugal merchant acquiring immediately.

What critics are saying

  • Cross-Border Payments weakened in Q2 2026 after U.S. immigration enforcement measures.
  • Marco Ruiz sued Euronet in California on February 26, 2026 over disabilities allegations.
  • Money transfer compliance failures could trigger fines, license loss, and Ria volume collapse.

What makes Euronet Worldwide unique

  • Euronet runs 56,818 ATMs and 639,000 money-transfer locations across 200 countries.
  • Ria, Xe, and epay create a rare cash-to-digital payments stack.
  • CoreCard and Ren give Euronet issuing and cloud processing capabilities.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Employee Stock Purchase Plan
  • Company-paid Life Insurance
  • Company-paid disability insurance
  • Tuition Reimbursement
  • Paid Time Off
  • Paid Volunteer Days
  • Paid Holidays

Growth & Insights and Company News

6 month growth

12%

1 year growth

14%

2 year growth

14%
GlobeNewswire
Oct 26th, 2026
Diebold Nixdorf and Euronet announce intent to form global strategic collaboration to transform ATM networks.

Diebold Nixdorf and Euronet announce intent to form global strategic collaboration to transform ATM networks. Collaboration helps financial institutions improve efficiency, expand self-service banking and create new revenue opportunities by pairing Diebold Nixdorf's Cash Recycling ATMs and global field services with Euronet's Ren processing platform and ATM operations expertise NORTH CANTON, Ohio, and LEAWOOD, Kan., Oct. 26, 2026 (GLOBE NEWSWIRE) - Diebold Nixdorf (NYSE: DBD), a global leader in transforming the way people bank and shop, and Euronet Worldwide, Inc. (NASDAQ: EEFT), a global payments infrastructure company and leader in payments processing and cross-border transactions, today announced their intent to form a global strategic collaboration to develop and deliver integrated ATM outsourcing solutions to financial institutions. The collaboration pairs Diebold Nixdorf's cash recycling ATMs, software and global field services with Euronet's Ren payments processing platform, integrated automated back office solutions platform and ATM operations expertise. Together, the companies aim to help financial institutions improve efficiency, lower operating costs, simplify ATM management and earn additional revenue by unlocking a broader range of transactions at the ATM, while preserving the flexibility needed to build the operating model that works best for them. As banks seek to improve the efficiency, security and availability of their physical networks, the collaboration will focus on three areas of customer value: * Greater operating efficiency: Leveraging cash recycling ATMs, integrated network management, field services and back-office operations to further reduce replenishment requirements, simplify operations and optimize costs. * Expanded transaction and revenue opportunities: Using Euronet's Ren platform and broader payments ecosystem to enable additional financial services and increase the revenue-generating potential of ATM networks. * Operational simplicity and flexibility: Providing integrated outsourcing services, including centralized monitoring, coordinated service delivery and ongoing security enhancements, while accommodating customer operating requirements and existing provider relationships. Cash recycling ATMs are already integral to branch transformation. Diebold Nixdorf's Branch Automation Solutions enable financial institutions to migrate the vast majority of traditional teller transactions to self-service channels. By combining these capabilities with Euronet's network operations and transaction processing expertise, the companies aim to further expand the services available through ATMs and create additional value for banks and their customers. Complementary Strengths Euronet brings more than three decades of experience in ATM operations and outsourcing for financial institutions. Operating one of the world's largest independent ATM networks, including a significant fleet of cash recycling ATMs, Euronet combines its global Ren transaction processing platform with an integrated Euronet Back Office (EBO) infrastructure. These capabilities support ATM and recycler monitoring, service coordination and dispatch, cash management, transaction processing, reporting, and ongoing security and compliance enhancements. Diebold Nixdorf brings decades of self-service banking experience, advanced cash recycling technology, banking software and a global field service organization. Together, the companies aim to combine proven operating infrastructure with advanced technology and services to improve ATM economics, support operational reliability and expand the role of self-service channels in delivering financial services. Octavio Marquez, President and Chief Executive Officer of Diebold Nixdorf, said: "Banks are under increasing pressure to improve ATM network efficiency, but the opportunity goes beyond cost reduction. By combining Diebold Nixdorf's cash recycling technology and global field services with Euronet's operating and transaction capabilities, we can help banks lower costs while expanding the financial services available to their customers. This collaboration would build on our branch automation strategy and opens new opportunities for growth for our customers." Michael J. Brown, Chairman and Chief Executive Officer of Euronet Worldwide, said: "ATM outsourcing has been at the heart of Euronet's business for more than 30 years. Our global network, Ren processing platform and integrated ATM operations give us the scale and experience to run complex ATM estates efficiently and reliably. Combined with Diebold Nixdorf's cash recycling ATMs and global field services, we can help financial institutions simplify operations, improve efficiency and offer a broader range of transactions at the ATM. We see significant potential in this collaboration." Looking Ahead In connection with the intent to form a collaboration, Euronet and Diebold Nixdorf have entered into a non-binding letter of intent. Any collaboration or partnership between Euronet and Diebold Nixdorf is subject to the negotiation and execution of definitive agreements. It is anticipated that Euronet and Diebold Nixdorf will develop integrated service offerings pursuant to any collaboration to take advantage of both companies' existing infrastructure, technology and customer relationships, with solutions tailored to customer requirements. About Diebold Nixdorf Diebold Nixdorf, Incorporated (NYSE: DBD) automates, digitizes and transforms the way people bank and shop. As a leading global technology and services partner to many of the world's top financial institutions and retailers, our integrated solutions connect digital and physical channels for consumers conveniently, securely and efficiently. The company has a presence in more than 100 countries with approximately 20,000 employees worldwide. Visit www.DieboldNixdorf.com for more information. About Euronet Euronet (NASDAQ: EEFT) is a global payments infrastructure company and leader in payment processing and cross-border transactions, operating for more than 30 years and now serving clients in 200+ countries and territories. We support financial institutions, merchants and global brands with technology-driven solutions, while enabling businesses and consumers to send, receive and spend money seamlessly worldwide. By operating one of the world's largest independent electronic payment networks spanning merchant acquiring, transaction processing and point-of-sale infrastructure, Euronet enables real-time, digital and cross-border movement of money at global scale. In 2025, Euronet processed more than 20 billion transactions across its network. Headquartered in Leawood, Kansas USA, Euronet operates from 74 offices worldwide. For more information, visit www.euronet.com. Media and Investor Contacts Diebold Nixdorf Forward-Looking Statements This press release may contain statements that are not historical information and are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements give current expectations or forecasts of future events and are not guarantees of future performance. These forward-looking statements include, but are not limited to, statements regarding a potential collaboration between Diebold Nixdorf and Euronet. Statements can generally be identified as forward looking because they include words such as "believes," "anticipates," "expects," "intends," "plans," "will," "estimates," "potential," "target," "predict," "project," "seek," and variations thereof or "could," "should" or words of similar meaning. These forward-looking statements involve risks, uncertainties and other factors that may cause actual results to differ materially from those expressed in or implied by the forward-looking statements, including the risk that the parties may not finalize or enter into definitive agreements regarding a collaboration; the final terms of any definitive agreements for a collaboration, which could differ from those implied in the press release; and the parties ability to realize any or all of the anticipated benefits of the proposed collaboration. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof.

Associated Press
Oct 19th, 2026
Euronet and Fireblocks launch stablecoin-funded card issuing for banks and fintechs

Euronet and Fireblocks have expanded their partnership to let banks, fintechs and other financial institutions launch stablecoin-funded card programs on Euronet's Ren and CoreCard issuing platforms. Fireblocks supplies the embedded wallets that hold and move the stablecoin balances. Each cardholder gets a wallet at onboarding, and fiat deposits convert to stablecoin before they are credited. Merchants still receive local currency. Euronet plans to offer the service as a white-label product that clients can embed in their own banking or wallet apps. The companies began working together in October 2025 on partner settlement and pre-funding. Demand is growing: more than 160 stablecoin-linked card programs were live on the Visa network in its fiscal second quarter of 2026, with payment volume up nearly 200% year over year.

Financing Your Way
Oct 19th, 2026
Euronet and Fireblocks team on stablecoin-funded card issuing.

Euronet and Fireblocks team on stablecoin-funded card issuing. Euronet and Fireblocks launch a new stablecoin-funded card solution, simplifying how consumers spend digital assets at the point of sale. Curated by Financing Your Way from original reporting by Finextra - Lending. Summary is AI-assisted and editorially reviewed - see its editorial standards. This partnership between Euronet and Fireblocks introduces a way for businesses to issue payment cards funded by stablecoins (digital assets pegged to a currency like the US Dollar). For retailers and operators, this means the infrastructure for 'crypto-to-fiat' spending is becoming more mainstream and accessible. Instead of waiting for traditional bank transfers or dealing with volatile assets, this technology allows customers to spend their digital holdings directly at the point of sale just like a traditional debit or credit card. For your business, this signals a shift in how consumers may want to access their liquidity. While it feels like a niche financial product now, the backend integration provided by Euronet simplifies the process for merchants to accept these funds without needing to manage the underlying blockchain technology themselves. As consumer interest in digital assets persists, having a payment ecosystem that bridges the gap between digital wallets and traditional merchant terminals becomes a competitive advantage. It offers a glimpse into a future where 'financing' your purchases might involve drawing from a digital asset pool rather than a traditional line of credit. Who else is covering this

Fintech News Network
Oct 6th, 2026
Tribe Payments names former Euronet exec Alex Lim APAC sales Head.

Tribe Payments names former Euronet exec Alex Lim APAC sales Head. Lim joins the payment processor to drive business development and regional solution design from its Singapore office. Get the hottest Fintech Singapore News once a month in your Inbox Tribe Payments has named Alex Lim as Head of Sales and Solutions for APAC as the payments processor continues to expand its presence in the region. Lim joins from Pure Commerce, a Euronet Worldwide company, where he served as General Manager of Merchant Services for APAC. He will report to Matt Weir, Tribe Payments' General Manager for APAC, and focus on business development, strategic partnerships and solution design across the region. Lim brings 13 years of experience in payments, spanning sales, partnerships and product development. At Pure Commerce, he led business development and solution design across APAC. His appointment comes as Tribe Payments expands its regional operations. The company opened an office in Singapore in 2024 to support existing clients, develop new partnerships and grow its APAC business. Tribe Payments provides issuer and acquirer processing services to fintechs and banks across card and non-card payment environments using its modular, API-first architecture. "What drew me to Tribe is its modern, modular technology and its unique positioning as both an issuer and acquirer processor," said Alex Lim. "APAC is a complex and varied region, and the right approach will differ from one country to the next. I'm looking forward to working with Matt and the wider team to drive new business across the region." Featured image credit: Edited by Fintech News Singapore, based on image by bemphoto31 via Magnific

U.S. Securities and Exchange Commission
Sep 18th, 2026
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Consolidated Balance Sheets as of September 30, 2025 and December 31, 2024