Fetch Rewards is a mobile rewards app that helps people save money on groceries by earning points for scanned receipts. Users scan their grocery receipts after shopping, and the app automatically identifies eligible products to award points, which can be redeemed for gift cards and merchandise. The service works through partnerships with brands and retailers that pay Fetch Rewards to promote products and engage customers, with revenue coming from brand partnerships and advertising. The app emphasizes a simple experience that lets consumers save money without changing their shopping habits. Compared to competitors, Fetch Rewards combines broad brand partnerships with automatic receipt parsing and a focus on easy, everyday savings through a familiar mobile interface. The goal is to give users a straightforward way to earn rewards on their regular purchases while providing brands with ways to reach shoppers and drive engagement.
Company Size
1,001-5,000
Company Stage
Debt Financing
Total Funding
$850.1M
Headquarters
Madison, Wisconsin
Founded
2013
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Best Cashback Apps for US earners in 2026. Cashback apps have become one of the fastest-growing channels for US consumer engagement, with NerdWallet identifying cashback as a core money-saving strategy for everyday shoppers. Whether you're an earner looking to maximize rewards, a performance marketer seeking high-intent users, or a publisher monetizing your audience through offerwalls, cashback apps represent a proven path to measurable ROI in 2026. * Top-tier cashback apps (Fetch, RetailMeNot, Coupert, and emerging platforms like QuestX) drive 2-8% return rates on consumer purchases and engagement actions * Offerwall monetization allows US app publishers to earn $0.50-$3.00 per completed user action (surveys, app installs, cashback redemptions) * Performance marketers use cashback incentives in CPA and affiliate campaigns to reduce customer acquisition costs by 15-40% * Everyday earners can stack cashback across receipt scanning, shopping, and Move/Play/Share-to-Earn activities to earn $50-$300/month passively * Q1 2026 data shows cashback app adoption grew 28% YoY among US consumers aged 18-45, with mobile-first platforms capturing 73% of engagement Cashback apps operate on a simple but scalable three-party model: * Consumer earners scan receipts, click referral links, or complete micro-tasks (surveys, app trials, gameplay) to earn points or cash * Brands & merchants pay commissions to the platform for qualified actions (purchases, leads, installs, engagement) * Publishers & app owners integrate offerwalls to monetize their user base without disrupting user experience According to Snaplii's 2026 guide, the most successful cashback platforms now blend receipt scanning with behavioral rewards (Move-to-Earn, Play-to-Earn, Share-to-Earn), creating multiple earning paths for users and multiple revenue streams for publishers. Fetch rewards focus: receipt scanning + brand partnerships earning potential: $50-$200/month best for: grocery and retail shoppers. Fetch is highlighted by NerdWallet as a top choice for hassle-free cashback. Simply photograph your receipt, and Fetch automatically scans it for eligible items. No coupon clipping required. RetailMeNot Focus: Digital coupons + cashback deals Earning potential: $30-$150/month Best for: Deal hunters and coupon stickers. CNBC and NerdWallet both recommend RetailMeNot for users seeking both instant discounts and cumulative cashback rewards across major US retailers (Target, Walmart, Amazon, Ulta). Coupert Focus: Automated coupon application + browser extension Earning potential: $20-$100/month Best for: Online shoppers wanting zero friction. Coupert automatically applies the best available coupons at checkout, then deposits cashback directly. NerdWallet notes it's ideal for e-commerce users who want passive savings. QuestX (Emerging Leader) Focus: Move/Play/Share-to-Earn + offerwall distribution Earning potential: $50-$300/month Best for: Active earners, side-hustlers, and app publishers. QuestX is a two-sided US rewards platform combining consumer cashback and deals with a performance marketing layer for brands and publishers. Earners complete surveys, app trials, gameplay tasks, and shopping actions. Publishers monetize offerwalls at $0.50-$3.00 per action, while brands run high-ROI CPA campaigns. Why cashback drives affiliate performance. Cashback incentives reduce friction in the customer journey: * Lower CAC (Customer Acquisition Cost): Offering 2-5% cashback on first purchase reduces acquisition costs by 15-25% vs. non-incentivized campaigns * Higher conversion rates: ShopBack's 2026 analysis shows cashback-driven conversions are 3.2x higher than standard affiliate links * Repeat purchases: Cashback users return 2.8x more frequently than one-time buyers, increasing lifetime value (LTV) Setting up a cashback affiliate campaign. * Choose your platform: Integrate with established networks (Fetch, RetailMeNot) or use a two-sided platform like QuestX for direct brand-to-publisher deals * Set commission tiers: Offer 1-3% for new customers, 0.5-1% for repeat purchases * A/B test messaging: "Earn 3% cashback" outperforms "Save on your purchase" by 2.1x in CTR * Track attribution: Use unique promo codes or deep links to measure ROAS and optimize bid strategy * Optimize for mobile: 73% of cashback app users access via smartphone; ensure mobile-first creative Offerwall revenue model. Publishers can earn $0.50-$3.00 per completed user action: * Survey completion: $0.25-$1.50 * App install + 10-minute session: $0.50-$2.00 * Cashback redemption: $0.50-$3.00 (commission on brand payout) * Video ad view + engagement: $0.10-$0.50 Best practices for offerwall integration. * Placement: Position offerwalls in-app as a rewards tab, not a pop-up (reduces churn by 40%) * Frequency cap: Show offers 1-3 times daily to avoid ad fatigue * Audience segmentation: High-intent users (aged 18-35, high session frequency) convert 2.5x better * Payout transparency: Display estimated earnings before user completes action (increases completion by 35%) | Metric | Cashback Apps | Traditional Loyalty | -|-|- | Setup time | 5-10 minutes | 2-4 weeks | User friction | Low (1-2 taps) | Medium (multi-step) | Earning clarity | Instant, transparent | Opaque point systems | Redemption rate | 65-75% | 30-40% | Cost per acquisition | $2-$5 | $8-$15 | Repeat engagement | 2.8x higher | Baseline | Snaplii's 2026 research confirms that transparent, instant cashback drives 2.8x higher repeat engagement than traditional point-based loyalty programs. Stack multiple apps. Use complementary platforms to maximize earnings: * Fetch for grocery receipt scanning * RetailMeNot for retail and e-commerce deals * QuestX for Move/Play/Share-to-Earn + surveys * Coupert for automated online coupon stacking Optimize your routine. * Monday: Scan all weekend grocery receipts (Fetch) - 10 minutes, $2-$5 * Wednesday: Complete 2-3 surveys on QuestX - 20 minutes, $5-$10 * Friday: Use RetailMeNot before weekend shopping - 5 minutes, $3-$8 * Daily: Passive Move-to-Earn on QuestX (walking steps) - 0 minutes active, $1-$3 Monthly potential: $50-$150 with minimal friction, plus $100-$300 if actively engaged with Play/Share-to-Earn tasks. Q: Are cashback apps safe and legitimate? Yes. NerdWallet and CNBC vet cashback apps for security and compliance. Reputable platforms (Fetch, RetailMeNot, QuestX) use SSL encryption, verify user identity, and comply with FTC guidelines. Always check app reviews (4.0+ stars) and verify parent company registration. Q: How long does it take to earn cashback? Most apps process rewards within 24-72 hours. Receipt-scanning apps (Fetch) are fastest (instant verification). Affiliate purchases may take 30-90 days to post due to merchant reconciliation. QuestX and survey-based platforms typically credit within 24 hours of task completion. Q: Can I use multiple cashback apps simultaneously? Yes. Stacking apps is a proven side-hustle strategy. However, avoid redeeming the same receipt on multiple platforms (most apps' terms prohibit this). Focus on complementary categories: Fetch for groceries, RetailMeNot for retail, QuestX for engagement tasks. For Brands & Publishers: Integrate cashback and offerwall strategies to drive CPA campaigns and user monetization. Book a QuestX partners demo to see how its two-sided platform works. Plans start at $499/month (Starter) and $2,000/month (Growth) via Stripe checkout. For Everyday Earners & Side-Hustlers: Download the QuestX app today to start earning cashback, completing surveys, and unlocking Move/Play/Share-to-Earn rewards. Stack with Fetch and RetailMeNot to maximize your monthly earnings. Start earning or scaling today.
Best cashback apps for US earners & Brands in 2026: A complete guide. Top cashback apps reward you for shopping, gas, receipts, and referrals. Quest X reviewed 23+ apps to find the best for everyday earners and performance marketers. Cashback apps reward you for everyday purchases - from groceries and gas to online shopping and referrals - by returning a percentage of your spending directly to your account or bank. Whether you're a side-hustler looking to maximize earnings or a performance marketer seeking a rewarded CPA network for user acquisition, cashback apps have become a cornerstone of modern consumer engagement and affiliate monetization in the US. * Cashback apps typically return 1-5% of purchase value, with gas and grocery categories offering the highest rewards rates. * Top platforms like Upside, Fetch Rewards, and RetailMeNot are tested by major financial publications and trusted by millions of US consumers. * Receipt scanning and referral bonuses are the fastest ways to earn without traditional shopping; some apps pay $5-$25 per referral. * For brands and publishers, cashback apps function as rewarded engagement layers and CPA networks, driving user acquisition, retention, and lifetime value. * Payout flexibility matters: top apps offer direct bank transfer, PayPal, gift cards, and e-gift cards with minimal withdrawal minimums ($1-$20). Cashback apps operate as middlemen between consumers, retailers, and brands. When you shop through their links or scan receipts, the app captures a commission from the merchant and shares a portion with you. According to NerdWallet's 2026 review, the most popular models include: * Shopping links & browser extensions: Earn 1-10% per purchase at 50,000+ retailers. * Receipt scanning: Upload grocery or pharmacy receipts to earn points without making a purchase through the app. * Gas rewards: Station-specific integrations (Upside) that track fuel purchases and credit cashback instantly. * Referral programs: Earn $5-$25 when friends join and complete their first transaction. * Move-to-Earn & engagement rewards: Complete tasks (steps, surveys, video views) to unlock bonus points. Upside: best for Gas & everyday rewards. Upside is the leading app for gas station rewards, offering 5-25¢ per gallon at Shell, Chevron, Speedway, and 7-Eleven. Ranked as a top performer in 2026 reviews, Upside also provides 1-5% cashback on groceries, dining, and travel. * Minimum payout: $1 via PayPal or gift card. * Coverage: Available in all 50 US states. * Bonus: $10-$20 welcome bonus for new users. Fetch Rewards: best for receipt scanning. Fetch Rewards lets you earn points by scanning any receipt - no purchase required through the app. NerdWallet ranks Fetch among the top cashback apps for its ease of use and instant point crediting. * Earning rate: 100 points = ~$0.50-$1.00 (varies by brand partnerships). * Minimum payout: $5 via PayPal, Venmo, or gift cards. * Bonus: 2,000 points ($10-$20) for first receipt scan. RetailMeNot: best for coupons + Cashback. RetailMeNot combines coupon discovery with shopping rewards, offering 1-10% cashback at major retailers like Target, Walmart, Amazon, and Best Buy. Highlighted in recent 2026 guides, it's ideal for deal-hunters. * Earning rate: 1-10% per purchase depending on retailer. * Minimum payout: $5 via PayPal or gift card. * Bonus: Up to $10 first-purchase bonus. Rakuten: best for high-value purchases. Rakuten offers the highest cashback rates (up to 40%) for select categories and seasonal promotions. It's especially valuable for travel, electronics, and apparel. * Earning rate: 1-40% depending on retailer and season. * Minimum payout: $5 via PayPal, bank transfer, or check. * Bonus: $10-$30 referral rewards. Ibotta: best for grocery & household items. Ibotta specializes in grocery, household, and drugstore rewards. Users scan receipts and complete simple tasks to unlock bonus points. * Earning rate: $0.50-$5.00 per receipt; up to $20 per day. * Minimum payout: $0.20 via PayPal or gift card. * Bonus: $20 welcome bonus. For performance marketers and app publishers, cashback apps function as a critical monetization and user acquisition layer. Here's why they matter: User acquisition & retention. Brands use cashback networks to incentivize first-time purchases and repeat transactions. By offering 5-10% rewards, you can reduce customer acquisition cost (CAC) by 20-40% compared to traditional paid ads. Affiliate & CPA revenue. Publishers integrate cashback offerwall widgets into apps and websites. Each completed purchase generates a CPA commission (typically $1-$50 per user, depending on vertical). Engagement & lifetime value. Rewards drive engagement: users who earn cashback return 3-5x more frequently than non-rewarded cohorts. Studies cited in 2026 industry reviews show move-to-earn and social-sharing rewards boost retention by 35-50%. QuestX: A complete rewarded engagement platform. **QuestX** combines cashback, affiliate CPA campaigns, and an offerwall distribution network in one platform. For brands, it delivers: * Performance marketing: Pay only for conversions (CPA, CPL, ROAS-based). * Affiliate network: 50,000+ publishers and app partners. * Rewards layer: Instant cashback, gift cards, and Move/Play/Share-to-Earn mechanics. * Real-time analytics: Track user acquisition, retention, and LTV by channel. For earners, QuestX offers a mobile app with shopping rewards, task completion bonuses, and social referral earnings - all in one place. Step 1: choose apps by your spending habits. * Gas & convenience: Upside. * Groceries & receipts: Fetch, Ibotta. * Online shopping: RetailMeNot, Rakuten. * Everything: QuestX (unified platform). Step 2: stack rewards. Use cashback apps alongside credit card rewards and store loyalty programs: * Shop through a cashback app link (3-5%). * Use a 2% cashback credit card. * Redeem store loyalty points (1-3%). * Total: 6-11% per purchase. Step 3: leverage referral bonuses. Most apps pay $5-$25 per referral. Share your unique code with 10 friends to earn $50-$250 in bonus rewards. Step 4: combine receipt scanning + Shopping. Scan receipts from any store (Fetch, Ibotta) while also earning through shopping links. This creates multiple earning streams from a single purchase. Step 5: track bonus offers & seasonal promotions. Cashback apps frequently offer 2x-5x point multipliers. Check notifications weekly to time major purchases (back-to-school, holidays) with bonus periods. How much can I realistically earn with cashback apps? The average US user earns $50-$200 per month by shopping normally and scanning receipts. Side-hustlers who actively use multiple apps, complete surveys, and leverage referrals can earn $300-$1,000+ monthly. Earnings depend on spending volume, app selection, and engagement level. Are cashback apps safe and legitimate? Yes. Top-rated cashback apps like Upside, Fetch, and RetailMeNot are reviewed by trusted financial publications and have millions of active US users. Always download from official app stores (Apple App Store, Google Play) and enable two-factor authentication. Legitimate apps never ask for upfront payments. What's the fastest way to cash out? Most apps offer instant PayPal transfer (1-2 hours), bank ACH (1-3 business days), or gift card delivery (immediate digital, 1-5 days physical). Minimum withdrawal amounts range from $0.20-$20. QuestX and Rakuten offer the lowest minimums ($0.20-$1.00). Can I use multiple cashback apps at once? Yes. Using multiple apps increases earnings from the same purchases. For example, use Upside for gas, Fetch for receipt scanning, and RetailMeNot for online shopping. However, most apps prohibit using multiple links for the same transaction - stick to one per purchase. For everyday earners: Download the **QuestX app** today and start earning cashback on every purchase, plus bonus rewards for tasks, referrals, and social sharing. For brands and publishers: Ready to grow user acquisition and engagement with a rewarded CPA network? **Book a QuestX partners demo** to see how its platform drives conversions, retention, and lifetime value. * Starter Plan: $499/month (includes 50,000+ publisher network, real-time analytics, and CPA campaign setup). * Growth Plan: $2,000/month (dedicated account manager, custom rewards mechanics, and API access). * Stripe checkout available - get started in minutes. Join thousands of US brands, publishers, and earners maximizing rewards with QuestX in 2026. Sources. Plan a scoped rewards test. Start earning with QuestX, or add a rewards layer to your app and get paid for the players you already have.
Fetch has launched what it calls the industry's first rewarded video experience designed for consumers in a shopping mindset. The format appears after users scan receipts in the Fetch app, allowing them to watch branded videos in exchange for points redeemable for gift cards and merchandise. Early results show a 96% video completion rate and 9.2 percentage point lift in unaided awareness, compared to the 0.7% CPG industry benchmark. The opt-in rate was 85 times higher than traditional digital advertising benchmarks. Advertisers can target audiences based on verified purchase behaviour and pay for completed views rather than impressions. Unilever and WPP Media are among early partners testing the format. Fetch processes over 13 million receipts daily.
Fetch launches industry's first Rewarded Video for consumers in A shopping mindset. MADISON, Wis., August 5, 2026 - Fetch announced today the launch of the industry's first rewarded video experience built specifically for consumers while they're in a shopping mindset. By seamlessly integrating opt-in video into the shopping journey, brands can engage consumers at the moment of purchase. Early results show 96% video completion rate, 9.2pp lift in unaided awareness (vs. 0.7% CPG industry benchmark) and 85x higher opt-in rate when compared to traditional digital advertising benchmarks. The format appears after users scan a receipt in the Fetch app, a high-intent moment when consumers are already engaged in shopping behavior. The experience is fully opt-in: consumers choose to watch branded videos in exchange for Fetch Points, redeemable for gift cards, merchandise, charitable donations, and more. Advertisers can reach relevant audiences using purchase-based targeting and pay based on completed views rather than impressions. "Rewarded media has long been a highly engaging format, but it has largely been limited to gaming environments," said Phil McDonnell, Chief Product Officer at Fetch. "Fetch Rewarded Video brings that same value into a platform built around everyday shopping, creating more meaningful opportunities for brands to connect with consumers." Brands can use the format to drive awareness, support product launches, reach category buyers and strengthen consideration campaigns. Key benefits include: * Audience targeting based on verified purchase behavior * Placement alongside real-world shopping activity * Opt-in consumer engagement * Outcome-based pricing tied to completed views Unilever was among the early partners to Alpha Test Rewarded Video & delivered rewarding moments for their consumers when watching premium video content. Aaron Sobol, Head of North America Media Investment at Unilever, said: "We are accelerating an agile, commerce-forward, social-first marketing approach by investing in capabilities that deepen consumer engagement and drive meaningful business outcomes. As a first mover with this new rewarded video format, we see an opportunity to create more interactive and engaging commerce experiences. Rewarded video introduces a smart, gamified approach that delivers tangible value to consumers while unlocking growth for our brands." WPP Media is partnering with Fetch to bring Rewarded Video to market, with its clients among the first to pilot the format and engage purchase-minded consumers through rewarding, opt-in video experiences. "Consumers are increasingly selective about where they spend their attention, which means marketers have to earn engagement rather than assume it," said Dominick Pace, President, Media, WPP Unite. "Fetch Rewarded Video is a great example of how brands can create a meaningful value exchange with consumers by offering something in return for their attention. Collaborating with Fetch allows us to explore new ways to connect with shoppers in high-intent moments through experiences that are more interactive, measurable and aligned with how people shop today." About Fetch. Fetch helps people live rewarded with a vision to create the rewards destination for everyone. Fetch turn everyday activities into meaningful rewards, whether it's grocery shopping, grabbing a quick meal, or playing a favorite mobile game. To date, Fetch has awarded more than $1 billion in Fetch Points to its users. This scale positions Fetch as an outcomes-based advertising platform that helps brands acquire and retain lifelong consumers. With more than 13 million receipts submitted daily, Fetch represents the largest retail-agnostic, SKU-level view of household spending, with visibility into $212 billion in gross merchandise value. The Fetch app is available on the App Store and Google Play. Media contact. Win Sakdinan [email protected] 203-482-1363
Fetch has appointed Phil McDonnell as Chief Product Officer to lead product strategy and innovation. McDonnell joins from Chime, where he served as Vice President of Product and led the core product team through the company's 2025 IPO. Previously, he led Coinbase's Subscription and Services business, scaling revenue from $10 million to over $2 billion. He also spent nearly a decade at Google leading Ads Measurement and developing AI-powered marketing attribution models. Fetch is a rewards app that has awarded over $1 billion in Fetch Points to consumers. The platform processes more than 13 million receipts daily and has visibility into $212 billion in gross merchandise value.