Full-Time

Senior Staff Security Engineer

Ripple Treasury

Ripple

Ripple

1,001-5,000 employees

Enterprise blockchain payments and CBDC solutions

Compensation Overview

$232k - $310k/yr

+ Bonus + Commission + Equity

San Francisco, CA, USA

Hybrid

At least 10 in-office days per month are required.

Category
IT & Security (1)
Required Skills
Kubernetes
Microsoft Azure
Python
Threat modeling
Infrastructure as Code (IaC)
SOC 2
Blockchain
AWS
Go
Cryptography
Penetration Testing
DevOps
Google Cloud Platform

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Requirements
  • 10+ years of Security Engineering experience, including hands-on work in Product Security and Infrastructure Security.
  • Expert-level product security skills including threat modeling using STRIDE or equivalent, security architecture review, OWASP Top 10 and beyond, API security, authentication and authorization design, and secure software development lifecycle development.
  • Deep expertise in securing cloud environments across Azure, AWS, and/or Google Cloud Platform, covering identity and access management architecture, network security, secrets management, container and Kubernetes security, and infrastructure as code security.
  • Hands-on experience building and operating DevSecOps tooling, including static analysis, dynamic analysis, software composition analysis, secrets scanning, container scanning, and continuous integration and continuous delivery pipeline security integration.
  • Strong software engineering skills in Python, Go, or equivalent, with the ability to build security tooling, automate controls, and integrate security into engineering workflows without relying on third-party tools for everything.
  • Experience with cryptographic principles and key management, including hardware security modules, multi-party computation, public key infrastructure, and key rotation, with an understanding of the consequences of key management failure in financial infrastructure.
  • A practitioner's approach, including writing threat models, reviewing architecture documents, reading code, and building tooling.
Responsibilities
  • Serve as the dedicated Security Engineering partner for Ripple Treasury business unit, owning the security posture of the Treasury solution and infrastructure environment from assessment through remediation and ongoing maturity improvement.
  • Lead threat modeling and security architecture reviews across Treasury offerings.
  • Own the secure software development lifecycle for the product surface area by defining security guardrails, continuous integration and continuous delivery integrations, and developer guidance.
  • Drive the cloud security architecture for Treasury across Azure and Amazon Web Services, including identity and access management, network segmentation, encryption, zero trust controls, Kubernetes traffic policies, and distributed denial-of-service and web application firewall strategy.
  • Partner with Governance, Risk, and Compliance to ensure Treasury meets its compliance obligations across SOC 2, ISO 27001, and applicable financial regulatory frameworks.
  • Own vulnerability discovery through security assessments, penetration testing, and bug bounty programs, driving findings through triage, prioritization, remediation, and validation with an emphasis on automation and developer self-service.
  • Build and scale a Security Champions model within Treasury Engineering.
  • Influence engineering architecture decisions at the senior level by participating in design reviews and architectural assessments and raising security concerns that are acted upon.
  • Mentor and develop Security Engineers through threat model walkthroughs, design discussions, and structured knowledge sharing.
  • Monitor the threat landscape for financial technology, cryptocurrency, and enterprise treasury systems and translate emerging attack techniques into defensive improvements across platforms and systems.
Desired Qualifications
  • Background in financial technology, cryptocurrency, blockchain, or high-stakes financial environments, particularly where security failures have direct customer or systemic financial impact.

What Ripple does: Ripple provides enterprise blockchain-enabled financial services that speed up payments and improve cash management. How it works: its platform, built on blockchain and cryptocurrency, enables real-time settlement, liquidity management, working-capital access, and instant payments for financial institutions, enterprises, and governments, including the ability to source crypto assets and manage treasury via a single platform. How it differs: it focuses on scalable, secure CBDC implementations and government partnerships (e.g., Palau) to deliver central-bank-grade digital currencies, alongside proven faster remittances and lower costs from clients like Nium and Tranglo. Its goal: help clients move money faster, more transparently, and at lower cost, while expanding access to digital currencies and CBDCs.

Company Size

1,001-5,000

Company Stage

Debt Financing

Total Funding

$1.1B

Headquarters

San Francisco, California

Founded

2012

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Simplify Jobs

Simplify's Take

What believers are saying

  • Ripple Prime raised $275 million on August 19, 2026, expanding brokerage capacity.
  • Garlinghouse said August 21, 2026 revenue will more than double this year.
  • Ripple's careers page showed 94 open roles on August 23, 2026, signaling continued hiring.

What critics are saying

  • XLS-65 and XLS-66 still await validator approval, delaying XRPL lending beyond 2026.
  • Ripple's growth depends on RLUSD adoption against entrenched USDT and USDC distribution.
  • XRP remains economically peripheral; Ripple can scale without materially increasing token demand.

What makes Ripple unique

  • August 2026 investments in ZILO and Licuido deepen XRPL capital-markets infrastructure.
  • Ripple Prime combines Hidden Road brokerage, RLUSD collateral, and post-trade settlement.
  • RLUSD gives Ripple a regulated dollar asset for payments, credit, and treasury.

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Benefits

401(k) Plan

Healthcare Coverage

Health and Wellness

Family Support

Flexible Vacation

Employee Giving

Learning and Development

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-4%

2 year growth

-5%
CryptoTimes
Aug 21st, 2026
Ripple tests Permission Delegation for RLUSD on XRPL.

Ripple tests Permission Delegation for RLUSD on XRPL. The proposed XRPL feature could streamline regulated token operations by separating minting, compliance, and security responsibilities without exposing an issuer's primary keys. Published 41 minutes ago · Updated 2 hours ago Key Highlights * Ripple's RLUSD team is testing Permission Delegation on the XRPL Devnet, with the feature currently subject to validator voting on the XRP Ledger. * The feature allows an issuer to assign specific functions to separate accounts while keeping the primary account keys in cold storage. * For RLUSD, permissions could be divided among teams, with compliance handling freeze and clawback, operations managing mint and burn, and KYC providers handling trust line authorization. The RLUSD team at Ripple is building and testing the feature on the XRPL Devnet known as "Permission Delegation," which is currently under validator voting on the XRP Ledger. In an X post on Friday, an XRP Ledger dUNL validator states that the feature allows an account holder to assign specific, limited functions to other accounts. The primary account's keys can remain in cold storage while authorized secondary accounts carry out only the designated tasks. How Permission Delegation works. Lauren Betra, the stablecoin product lead at Ripple, gave further context and stated that, on the XRP Ledger, a token issuer account currently controls core functions such as minting, freezing, clawback, and trust line authorization. For regulated issuers, these responsibilities are typically divided among different internal teams, including compliance, operations, and security. Permission Delegation is structured to support that division of labor. An issuer can grant individual permissions to separate accounts. In one described configuration for the RLUSD issuer account, the compliance team receives freeze and clawback authority, the operations team receives mint and burn authority, and a KYC provider receives trust line authorization authority. Each team operates with its own account keys while acting on the main RLUSD issuer account. The issuer account's primary key remains offline. Distinction from multisignature arrangements. Permission Delegation differs from multisignature (multisig) setups. Multisig requires multiple parties to approve a single transaction. Delegation authorizes a specific account to perform a defined action on behalf of the issuer. One approach divides approval authority; the other divides operational responsibilities. Certain account-level permissions cannot be delegated. This restriction prevents delegates from expanding their own access rights. The issuer retains the ability to grant or revoke permissions at any time. The feature is intended for use by institutions issuing regulated assets on the XRP Ledger. Stablecoin issuers, real-world asset tokenizers, and asset managers that bring regulated instruments on-chain often require separation between teams responsible for moving assets, enforcing compliance rules, and managing security. Permission Delegation provides a protocol-level mechanism to implement that separation. The same structure can apply to other regulated tokens beyond RLUSD. Parallel development and testing by the RLUSD team continue on the XRPL Devnet. Related infrastructure developments. On August 21, 2026, Ankr introduced RPC infrastructure for the XRP Ledger. The service supports enterprise and developer connections within the Ripple ecosystem, which includes more than 300 financial institutions engaged in cross-border payments across Asia, the Middle East, Latin America, and other regions. The combination of protocol-level features such as Permission Delegation and supporting infrastructure services forms part of the current technical environment available to institutions operating on the XRP Ledger. Disclaimer: The information researched and reported by The Crypto Times is for informational purposes only and is not a substitute for professional financial advice. Investing in crypto assets involves significant risk due to market volatility. Always Do Your Own Research (DYOR) and consult with a qualified Financial Advisor before making any investment decisions.

Bitcoin Insider
Aug 21st, 2026
Ripple launches institutional credit fund using RLUSD stablecoin with Clearpool and Cicada

Ripple has partnered with Clearpool and Cicada to launch an institutional credit fund using its RLUSD stablecoin as collateral. The initiative marks a shift from RLUSD's primary use as a cross-border payment settlement tool. Clearpool operates an onchain credit marketplace connecting institutional borrowers with lenders through permissioned pools. Cicada manages or structures the fund alongside Ripple. The vehicle treats RLUSD as collateral for lending activity rather than solely as a medium of exchange. The development reflects stablecoin issuers seeking to diversify token usage beyond payment volume. Lending and credit markets offer another adoption channel, particularly for institutions requiring yield-bearing or collateralised instruments denominated in dollar-pegged tokens. Details on fund size, target investors, yield structure, custody arrangements, and borrower underwriting standards have not been disclosed. The launch positions RLUSD as a working capital and collateral instrument whilst competing against established stablecoins USDT and USDC.

The Market Periodical
Aug 21st, 2026
Ripple News: XRPL eyes crypto lending market.

Ripple News: XRPL eyes crypto lending market. August 21, 2026 7:38 am Key insights: * Ripple is collaborating with Cicada and Clearpool to launch a lending market on XRPL. * The firm said XRP Ledger is designed for institutional credits * This could further boost XRP's recovery above $1, as the token climbs 12% over the past 24 hours. XRP price extended its recovery as Ripple backed a new institutional lending initiative on the XRP Ledger. Ripple will work with Cicada Partners and Clearpool to develop credit markets using RLUSD. The initiative targets businesses seeking working capital through onchain credit. However, the underlying XRP Ledger lending features still require validator approval before full deployment. Ripple backs institutional lending on XRP Ledger. Cicada Partners announced the initiative with Ripple and Clearpool on Aug. 20. Clearpool will provide the lending infrastructure, while Cicada will handle credit origination and servicing. Ripple will participate as a liquidity provider alongside other institutional investors. The initiative will use Ripple USD, or RLUSD, as the underlying credit asset. The target borrowers include fintech companies, payment providers and crypto businesses. These firms could use RLUSD loans for working-capital requirements once the infrastructure becomes operational. The structure differs from conventional decentralized finance lending. Cicada will conduct offchain borrower underwriting while XRPL records lending activity and settlement onchain. XRPL Lending Protocol still requires approval. The project will rely on XLS-66, the proposed XRP Ledger Lending Protocol. The specification allows fixed-term, uncollateralized loans funded through pooled liquidity. XLS-66 remains classified as a draft amendment. XRP Ledger documentation also shows that the LendingProtocol amendment is not enabled by default in the latest stable release. The protocol depends on XLS-65, which introduces Single Asset Vaults. These vaults aggregate assets from depositors and make liquidity available to protocols such as lending markets. XLS-65 also remains a draft standard. That means Ripple, Cicada and Clearpool are preparing the market before the required amendments gain network consensus. The partnership therefore does not mean native XRPL lending is already fully operational. Validator approval remains an important technical milestone. Ripple says XRPL can support institutional credit. Ripple has positioned the XRP Ledger as infrastructure for institutional credit rather than purely retail decentralized finance. The proposed lending architecture places loan terms, repayments and vault activity directly into XRP Ledger functionality. Ripple argues that this reduces dependence on separate smart-contract applications. That design does not eliminate lending risk. XLS-66 still relies on offchain underwriting and risk management to evaluate borrower creditworthiness. The protocol instead moves execution and settlement onto the ledger. Credit managers would remain responsible for assessing borrowers and maintaining lending standards. XRPL also includes compliance-oriented infrastructure such as Credentials and Permissioned Domains. These tools allow protocols to restrict participation based on approved credentials. Private vaults can therefore limit deposits to approved participants. That structure makes the proposed lending system more suitable for regulated financial institutions. XRP climbs above $1 amid broader market recovery. Meanwhile, the partnership brings the highly anticipated native lending protocol on XRP Ledger closer to reality. According to the Ripple announcement, the protocol will benefit the XRPL ecosystem in several ways. It noted that this would boost adoption of its RLUSD, as every loan would be denominated in the stablecoin. However, the announcement added that increased activity on XRPL will also boost XRP. "XRP serves as the native settlement asset - every lending transaction on XRPL, from issuance to repayment to LP deposits, settles using XRP for fees and reserves, furthering its utility," it said. XRP is already seeing sizable gains, although it might not be related to this Ripple News. The broader market has been on an uptrend, and XRP is up more than 12% today. It has also gained almost 25% in the past seven days. The positive performance has led XRP to climb to around $1.25, its highest price level since June 2026. Despite the gains, XRP is still down 31% year-to-date. Oluwapelumi Adejumo is an experienced cryptocurrency journalist who has contributed to leading blockchain news platforms, including CryptoSlate and BeInCrypto.

CryptoTimes
Aug 20th, 2026
Ripple, Cicada, Clearpool plan institutional credit platform on XRPL.

Ripple, Cicada, Clearpool plan institutional credit platform on XRPL. The proposed lending system will use XRPL infrastructure and RLUSD to provide credit to fintech and payments businesses, with testing underway on Devnet. Published 5 hours ago · Updated 37 minutes ago Key Highlights * Cicada Partners, Clearpool and Ripple are developing an institutional lending platform on the XRP Ledger. * The proposed system will use XRPL's XLS-66 Lending Protocol and XLS-65 Single Asset Vaults, with RLUSD as the lending asset. * Clearpool will provide lending infrastructure, while Cicada will handle borrower sourcing, underwriting, and loan management. Cicada Partners, Clearpool, and Ripple are developing a lending platform on the XRP Ledger (XRPL) that would connect institutional capital with businesses seeking stablecoin-based financing. In an X post on Thursday, Cicada said the proposed structure would use XRPL's Lending Protocol (XLS-66) and Single Asset Vaults (XLS-65), with RLUSD serving as the lending asset. The project is currently being developed and tested on XRPL Devnet, so the lending system is not yet operating as a live mainnet product. Three companies take different roles. The proposed system separates lending infrastructure, credit management, and investment. Clearpool will provide the infrastructure for the credit pools, while Cicada Partners will handle borrower sourcing, underwriting, and loan management. Cicada said it has underwritten more than $860 million in credit, while Clearpool said it has facilitated more than $930 million in institutional loans since 2021. Ripple is participating as an investor in the credit fund alongside other investors. Cicada said Ripple's investment will be made on a pari passu basis, meaning it will participate on the same terms as other investors rather than serving as a backstop for the loans. In an X post, RippleX summarized the structure, stating, "Cicada brings credit expertise and a borrower pipeline, powered by Clearpool infrastructure built on the XRPL Lending Protocol and Single Asset Vault." The arrangement is therefore different from a lending protocol where borrowers and lenders interact directly through a common pool. Credit assessment and borrower management would remain with designated participants. Fintechs and payment firms targeted as borrowers. According to Cicada, the proposed borrowers include fintech companies, payment businesses and crypto service providers that use stablecoins for working-capital requirements. Loans would be denominated in RLUSD, allowing businesses to receive dollar-denominated financing on XRPL. The companies said the lending model is intended to generate returns from interest paid by borrowers rather than from mechanisms such as liquidity mining, arbitrage or leveraged DeFi strategies. The distinction is important because the project is aimed at business lending rather than simply creating another yield product for crypto traders. However, details such as the size of the initial lending pool, individual borrowers, loan terms, and expected returns have not been disclosed. XRPL lending features are not yet live. The proposed platform depends on two XRPL features that are still going through the network's amendment process: the Lending Protocol (XLS-66) and Single Asset Vaults (XLS-65). Cicada said development is currently taking place on XRPL Devnet. A technical demonstration is expected to show the proposed process from creating a lending pool through loan issuance and repayment. The lending system will therefore require the underlying XRPL features to be activated on mainnet before it can operate as described. RLUSD forms the lending layer. RLUSD is intended to serve as the primary asset used for the proposed credit markets. Cicada said RLUSD is regulated by the New York Department of Financial Services (NYDFS) and that its reserves are custodied by BNY. The proposed lending infrastructure would also use XRPL features including Credentials, Permissioned Domains, and Clawback. These tools are designed to provide additional controls around who can participate in specific applications and how assets can be managed. For institutional lending, that distinction could be relevant because borrowers and lenders may need to meet specific eligibility and compliance requirements rather than interact anonymously. SOL recently added to XRPL. The lending initiative follows another recent change to the assets available on XRPL. Earlier this month, SOL was brought to the XRP Ledger through Axelar, allowing users to trade the asset through the XRPL decentralized exchange and platforms including XPMarket, First Ledger and Magnetic. Users can also bridge SOL into the XRPL ecosystem through Axelar. The development expanded the range of assets accessible through XRPL, while the latest lending project focuses on adding another financial use case to the network. XRPL pushes beyond payments. The proposed lending platform comes as XRPL's ecosystem expands beyond its traditional focus on payments and settlement. The network has added infrastructure for stablecoins, tokenized assets, lending and other financial applications. The Cicada, Clearpool and Ripple initiative remains at an early stage, however. The lending features required for the system are still going through the amendment process, and the platform itself is being tested on Devnet. If the underlying amendments are activated and the project moves to mainnet, it would give businesses a way to access RLUSD-denominated credit through XRPL while allowing institutional investors to participate in curated lending pools. Disclaimer: The information researched and reported by The Crypto Times is for informational purposes only and is not a substitute for professional financial advice. Investing in crypto assets involves significant risk due to market volatility. Always Do Your Own Research (DYOR) and consult with a qualified Financial Advisor before making any investment decisions.

CoinPedia
Aug 20th, 2026
XRP News: Ripple joins Clearpool and Cicada for XRPL lending.

XRP News: Ripple joins Clearpool and Cicada for XRPL lending. Ripple has partnered with Clearpool and Cicada Partners to bring institutional lending to the XRP Ledger, using native blockchain infrastructure rather than third-party smart contracts to connect real-world borrowers with onchain capital. Three firms, three roles. The structure splits responsibilities across the three companies. Clearpool is building the credit infrastructure layer on XRPL, drawing on the XRP Ledger's native Lending Protocol and Single Asset Vault features. The company states it has facilitated more than $930 million in institutional loans since 2021, though this figure comes from Clearpool itself and has not been independently verified. Cicada Partners is handling credit origination and servicing, acting as both fund manager and underwriter. The firm says it has underwritten more than $860 million to date, a figure also sourced from the company's own disclosure. Cicada's role includes sourcing borrowers, setting loan terms, and monitoring their financial health. Ripple is participating as a limited partner in the credit fund, investing capital on equal terms with other institutional co-investors rather than acting as a guarantor or backstop. How the lending works. Loans are denominated in RLUSD, Ripple's stablecoin, which is regulated by the New York State Department of Financial Services and custodied by BNY. Borrowers are described as fintech and payment companies using the funds for working capital needs. XRP is used to settle the underlying lending transactions, including fees and reserves. The companies frame this as a departure from typical decentralized finance yield sources, which they say are often generated through internal trading mechanics rather than external lending activity. That framing reflects the companies' own characterization of the market and has not been independently assessed. Still in development. The Lending Protocol and Single Asset Vault features are currently going through XRPL's community governance process and have not yet launched on the network's mainnet. Clearpool says it is testing the integration on a developer network, with a technical demonstration expected to follow.