Amartha

P2P lending for women-led MSMEs

Business Manager - Kepala Cabang

Business & StrategyPosted on Nov 13

Full-timeSumedang, Sumedang Utara, Sumedang Regency, West Java, IndonesiaIn-person

About the Job

Requirements

A minimum Diploma is required.
At least one year of experience as a leader in microfinance is required; experience with a Grameen-system financial institution is preferred.
Candidates must be accustomed to fieldwork.
Candidates must have a motorcycle, a valid active SIM C driving licence, and an Android smartphone.
Candidates must be willing to be placed at the branch requiring staffing in Sumedang.

Responsibilities

Ensure all branch key performance indicators within the regional scope are achieved optimally.
Develop portfolio quality and volume in line with company targets.
Manage strategies, processes, and operations for all branches in the assigned area.
Ensure each branch complies with company policies and procedures.
Improve team performance through training, monitoring, and conflict management.
Maintain branch portfolio quality and audit outcomes according to management standards.

Desired Qualifications

Experience with a Grameen-system financial institution is preferred.

Business Manager (Kepala Cabang) - Sumedang

Amartha · Sumedang, Indonesia · Contract · Posted 2026-11-13

Salary: unknown currency 4,500,000–4,550,000

Workplace: on_site

Department: FO - Lending

Description

Tanggungjawab Kerja:

Memastikan pencapaian seluruh KPI cabang dalam lingkup regional secara optimal
Mengembangkan kualitas dan kuantitas portofolio sesuai target perusahaan
Mengelola strategi, proses, dan operasional seluruh cabang di wilayah binaan
Menjamin kepatuhan terhadap kebijakan dan prosedur perusahaan di setiap cabang
Mengembangkan kinerja tim melalui pelatihan, monitoring, dan pengelolaan konflik
Menjaga kualitas portofolio dan hasil audit cabang sesuai standar manajemen

Requirements

Pendidikan terakhir minimum Diploma
Memiliki pengalaman min 1 tahun di Micro Finance sebagai Leader (Lembaga Keuangan Sistem Grameen diutamakan)
Terbiasa pekerjaan lapangan
Mempunyai motor dan SIM C aktif
Memiliki smartphone android
Bersedia ditempatkan di cabang kebutuhan Sumedang

Benefits

Take home pay 4,550,000
Tunjangan servis motor
Mess/ tempat tinggal karyawan lengkap
Asuransi kesehatan dan asuransi kendaraan (sesuai ketentuan)
Bantuan sosial (duka, pernikahan, kelahiran, bencana)
Program konseling karyawan
Penghargaan masa kerja & Best Employee Umroh
Flexible benefit

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About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size: 1,001-5,000
Company stage: Debt Financing
Total funding: $276M
Headquarters: Jakarta, Indonesia
Founded: 2010

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