Kundenberater Versicherungen in der Genossenschaftlichen Finanzgruppe
About the job
- Completed vocational training in insurance, such as insurance specialist or insurance clerk, or an equivalent qualification.
- Initial experience selling personal and property insurance.
- Strong customer orientation and sensitivity to individual needs.
- Confidence using digital advisory and sales systems.
- Initiative and interest in actively developing customer relationships.
- Willingness to travel occasionally for selected conferences.
- Advise employees and their family members remotely by telephone and video on personal and property insurance, and develop suitable insurance solutions for their life and financial circumstances.
- Identify opportunities within the existing customer base and acquire new customers.
- Pass sales leads to the relevant contacts at R+V and its partner bank.
- Ensure comprehensive, needs-based advice in every conversation in accordance with R+V quality standards.
- Use modern advisory and sales systems to make customer appointments efficient, personal, and contemporary.
- Involve R+V specialists when needed to support customers.
- Derive concrete next steps from customer appointments and ensure reliable follow-up.
About the company
R+V Allgemeine Versicherung AG is a major German insurer serving private and business customers. It offers standard insurance products as well as customized private plans and tailored, pragmatic solutions for commercial clients, covering protection and retirement planning. Its products work by providing policy-based coverage after customers pay premiums; claims support and risk management are built into the plans, with options ranging from everyday private coverage to specialized corporate solutions. The company differentiates itself through its large customer base, high premium income, and a broad, integrated portfolio, plus a strong emphasis on partnership, support, and employee benefits. Its goal is to be a reliable partner for customers, employees, and partners, helping people through protection and security while maintaining steady growth.
Company Size
5,001-10,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Wiesbaden, Germany
Founded
1922
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Simplify's Take
What believers are saying
- 2025 pre-tax profit reached 2.2 billion euros; Q1 2026 premiums rose 5.6%.
- First-half 2026 German primary premiums reached 10.6 billion euros, up 5.0%.
- Emmie won German Brand Award 2026, improving digital customer acquisition.
What critics are saying
- R+V expects 2026 pre-tax profit around 1.2 billion euros, far below 2025.
- Efficiency savings already reached 100 million euros, showing structural expense pressure.
- A 2026 German hail, flood, or Kfz shock can crush the combined ratio.
What makes R+V Allgemeine Versicherung AG unique
- R+V’s Volksbanken Raiffeisenbanken network gives it captive German retail distribution.
- Fitch reaffirmed AA strength for R+V Allgemeine Versicherung AG in November 2025.
- NextLevel targets profitable growth while preserving high risk-bearing capacity.
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Benefits
- Paid Vacation
- Wellness Program
- Mentorship Program
- Training Programs