Amartha

P2P lending for women-led MSMEs

Business Manager Microfinance

Retail & Commercial BankingConfirmed live in the last 24 hours

Full-timeKediri, Kediri Regency, East Java, IndonesiaIn-person

About the Job

Requirements

A minimum Diploma is required.
At least two years of experience leading a team is required.
Experience leading a team of more than 5–10 members is required.
At least two years of experience as a manager in microfinance is required; experience with Grameen-system financial institutions is preferred.
Ability to develop sales and marketing strategies to guide the team toward targets is required.
Must own a motorcycle and have a driver's license.
High discipline, integrity, honesty, and transparency are required.
Strong communication and ability to collaborate with the team are required.
Willingness to learn, especially to analyze information and data, is required.
Ability to adapt to change and be target-oriented is required.
Ability to build a coaching culture to improve team performance is required.

Responsibilities

Monitor the performance and target achievement of the marketing/business partner team.
Conduct market reviews and implement strategies to achieve set targets.
Ensure business processes comply with standard operating procedures in both administrative and field work.
Manage the branch/point portfolio for quality and quantity.
Maintain team cohesion and manage internal team conflicts in accordance with company regulations.
Oversee business operations to ensure efficiency and set future strategic goals.
Guide employees to improve performance in a manner aligned with company vision and culture.
Ensure company activities are profitable and support sustainable development and long-term success.

Desired Qualifications

Experience with Grameen-system financial institutions is preferred.

Business Manager Microfinance - Kediri

Amartha · Kediri, Indonesia · Contract · Posted 2026-05-16

Salary: unknown currency 4,500,000–4,550,000

Workplace: on_site

Department: FO - Lending

Description

Kami mencari Business Manager (Team Leader) yang berpengalaman untuk memimpin dan mengawasi pekerjaan karyawan di perusahaan kami. Tugas utama adalah bertanggung jawab untuk memastikan efisiensi operasi bisnis serta menetapkan tujuan strategis kedepannya. Selain itu juga harus memiliki kompetensi memberikan bimbingan untuk peningkatan kinerja, dengan cara yang menggabungkan visi dan budaya perusahaan. Tujuannya adalah untuk memastikan profitabilitas kegiatan perusahaan kami untuk mendorong pembangunan berkelanjutan dan kesuksesan jangka panjang.

Tanggung jawab Kerja:

Melakukan monitoring terhadap tim marketing/business partner dalam hal kinerja dan pencapaian target
Melakukan market review dan menjalankan strategi untuk mencapai target yang ditetapkan
Bertanggung jawab atas proses bisnis dalam hal SOP, baik secara administrasi maupun di lapangan.
Bertanggung jawab atas portofolio cabang/point secara kualitas dan kuantitas
Bertanggung jawab atas soliditas tim dan mampu me-manage konflik internal tim atas dasar peraturan perusahaan.

Requirements

Pendidikan terakhir minimum Diploma
Memiliki pengalaman bertanggung jawab dalam memimpin tim min 2th
Berpengalaman memimpin lebih dari 5-10 anggota tim
Memiliki pengalaman min 2 tahun di Micro Finance sebagai Manager (Lembaga Keuangan Sistem Grameen diutamakan)
Dapat menyusun strategi sales & marketing sebagai paduan tim untuk mencapai target
Mempunyai motor dan SIM

Kemampuan yang Dibutuhkan:

Disiplin Tinggi (berintegritas, jujur & transparan)
Memiliki kekuatan komunikasi & berkolaborasi dengan tim
Memiliki semangat belajar yg tinggi terutama untuk menganalisa informasi dan data
Mudah beradaptasi pada perubahan dan berorientasi pada target
Mampu membangun budaya coaching untuk meningkatkan performa tim

Benefits

Benefit :

1. Hari Kerja Senin s.d Jumat (Sabtu & Minggu Libur)

2. Penghasilan Tetap 4,550,000

3. Insentif (Berdasarakan Pencapaian)

4. Cuti (Setelah menyelesaikan kontrak Pertama)

5. Bantuan Pernikahan, Lahiran, Keguguran, Kedukaan, Bencana Alam & Logam Mulia Setiap Kelipatan Lima Tahun Masa Kerja

6. Pengangkatan Tetap & Jenjang Karir

Benefit Lainnya

1. Kesempatan Umroh (Best Perform)

2. THR & Bonus Kinerja Tahunan

3. Asuransi Kehilangan Kendaraan (S&K Berlaku)

4. Program Pinjaman Karyawan (Posisi TL Plafon Pinjaman Min 10 Juta s.d 20 Juta, S&K Berlaku)

5. Benefit Lahiran Normal 10 Juta, Benefit lahiran Caesar 20 Juta, Baby Gift 500 Ribu, Benefit Keguguran 1 Juta

6. Sumbangan Pernikahan 500Ribu & Papan Bunga Seharga 500Ribu

7. Sumbangan Kedukaan (Keluarga Inti)

Apply

Apply at Amartha

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size: 1,001-5,000
Company stage: Debt Financing
Total funding: $276M
Headquarters: Jakarta, Indonesia
Founded: 2010

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