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Amartha

P2P lending for women-led MSMEs

Field Collection

Retail & Commercial BankingPosted on Nov 9
Full-timeMukomuko, Pasar Mukomuko, Kota Mukomuko, Mukomuko Regency, Bengkulu, Indonesia

About the Job

Requirements

  • A minimum SMA/SMK/D3 qualification is required, and fresh graduates are welcome; candidates should have good communication and negotiation skills.
  • Experience in collections, field collections, sales, lending, fintech, banking, or microfinance is an advantage.
  • Candidates should have strong communication, negotiation, and problem-solving abilities.
  • Candidates should be accustomed to working with targets and data and be willing to work in the field or mobile.
  • Candidates must have a personal vehicle and a SIM C driving license.
  • Candidates should be able to use a smartphone and work applications to report and submit tasks.
  • Candidates should have work stamina and be able to deal with a variety of partner personalities.

Responsibilities

  • Collect payments from partners according to assigned targets.
  • Make in-person field visits to follow up on payments.
  • Build effective communication and negotiate with partners.
  • Prioritize and develop collection strategies based on partners’ circumstances.
  • Monitor and routinely follow up on payments.
  • Record all collection activities and visits in the system.
  • Maintain portfolio quality by effectively resolving overdue payments.
  • Collaborate with the team to achieve recovery targets.

Desired Qualifications

  • Experience in collections, field collections, sales, lending, fintech, banking, or microfinance is an advantage.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

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