About Us:

Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.

With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.

Our venture partners include First Round Capital and L Catterton.

Products we’ve built to make an impact:

Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.

About the Role:

Perpay is seeking a driven Analyst to join our team as a key player in growing our impact on our customers’ financial futures. You will take on a pivotal role in breaking down complex business problems from across our organization, using data to uncover the factors at play, and formulating recommendations to help us take action intelligently.

In this role, you’ll collaborate broadly and present your insights directly to company leadership. Your ability to think critically, dive deep into data, and communicate insights effectively will have a lasting impact on our organization’s success. With the freedom to independently drive projects in a fast-paced, high-growth environment, you’ll play a central role in building data-informed strategies that enhance our business.

This role is a perfect fit for someone who thrives amidst ambiguity, loves tackling tough problems, and wants to help build something big.

Our greatest strength is our people and we’d love for you to be one of them!

Responsibilities:

Analyze Complex Business Problems: Partner with stakeholders from across the business to define challenges, identify opportunities, and deliver data-driven insights.
Deliver Executive-Ready Recommendations: Translate analysis into clear, compelling recommendations, presenting them directly to senior leadership and influencing decision-making at the highest level.
Collaborate Cross-Functionally: Build strong relationships across teams to ensure data insights are actionable and impactful, fostering trust in our analytics team.
Dive Deep into Data: Write and execute advanced SQL queries and leverage Python or R to extract and analyze data, uncover trends, and solve problems with precision.
Support Business Growth: Develop analytics-backed strategies to grow our impact, improve operational efficiency, and unlock opportunities for our customers and organization.
Build Scalable Solutions: Contribute to the development of self-service BI tools and dashboards that empower teams to make data-informed decisions.
Thrive in Ambiguity: Drive projects forward with minimal direction, navigating uncertainty with creativity and determination to uncover solutions.

What You’ll Bring:

Undergraduate or master’s degree in a quantitative/STEM field (graduated in 2024-2026), or equivalent relevant experience
Experience framing and then solving problems through data analysis and quantitative thinking
Experience with Python and SQL
Impactful internship experience
Ability to communicate recommendations effectively verbally and in writing
Comfort in driving a project forward independently amidst ambiguity and change
Ability to collaborate and build trust in a team setting

Preferred qualifications:

Experience presenting to C-Level executives
Experience at a startup (especially in financial technology)
Experience with Business Intelligence tools e.g. Domo, Power BI, Tableau
Experience with Git and Github

Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!

What We’ll Bring to Full-time Team Members:

Meaningful compensation and equity
Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
4% employer 401k match
Unlimited PTO policy
Remote weeks around major holidays + extra holiday on weekends like MDW and LDW
High quality catered lunch by local chefs, 4 days / week
Gym subsidy
Paid cell phone + plan
Student loan repayment program
Relocation assistance
Generous team member discounts

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at [email protected] to request accommodation.

Junior Strategic Analyst

Perpay

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