YouLend

Revenue-based financing for ecommerce merchants

Head of Legal

Legal Counsel & Legal SupportUpdated on Nov 13

Full-timeAtlanta, GA, USANo salary listedHybrid

About the Job

Requirements

Admission to at least one US state bar is required; New York, California, or Georgia admission is preferred.
Ideally, 8–12+ years of relevant legal experience, including substantial experience at a leading law firm and/or in a senior in-house legal role.
Strong background in one or more of corporate transactions, financing, financial services, fintech, commercial partnerships, or financial regulation.
Demonstrated ability to lead complex legal matters, manage high-value negotiations, and advise senior business stakeholders.
Strong commercial judgment and ability to balance legal and regulatory risk against business objectives.
Ability to operate as the senior legal lead for a fast-growing US business, make decisions, and take ownership of outcomes.
Strong understanding of legal and regulatory considerations associated with operating and scaling a US financial services or technology business.
Ability to work strategically while remaining hands-on across a broad range of legal matters.
Drafting, negotiation, communication, and stakeholder management skills.
Proactive, solutions-oriented approach and ability to thrive in a fast-moving, entrepreneurial environment.
Genuine interest in fintech, embedded finance, and SME financing.

Responsibilities

Lead the legal function for the US business and own US legal strategy, priorities, and delivery.
Act as principal legal adviser to the US leadership team and strategic partner to senior stakeholders across the wider group.
Provide commercially focused legal guidance on strategic initiatives, business expansion, risk management, and operational decision-making.
Identify, assess, and manage legal risks while enabling efficient business execution.
Develop and implement scalable legal processes, governance frameworks, templates, and playbooks to support US growth.
Manage and develop US legal resources, supervise Legal team members, and oversee external counsel relationships and budgets.
Lead legal negotiations for major US commercial and strategic partnerships, including with global e-commerce platforms, payment service providers, and other key partners.
Structure, draft, and negotiate complex commercial, financing, and partnership agreements.
Advise on significant US transactions and strategic initiatives, including capital markets activities, restructurings, non-performing assets, and corporate structuring.
Work with commercial, finance, product, technology, and operations teams to structure and execute commercially important transactions.
Take ownership of complex negotiations, balancing legal protection with commercial objectives.
Lead legal advice on developing, structuring, and expanding US embedded financing products.
Partner with product and commercial leadership to support new product launches, market expansion, and evolution of the US financing offering.
Advise on US financial services regulation, including federal and state requirements relevant to SME financing, payments, and embedded finance.
Provide strategic legal guidance on bank partnership structures, financing arrangements, and related regulatory considerations.
Work with internal teams and external advisers to assess regulatory developments and implications for the US business.
Support development of legally robust, commercially scalable operating and financing structures.
Oversee US corporate legal matters, including entity governance, group structuring, and relevant corporate transactions.
Advise senior leadership on material legal, regulatory, and contractual risks.
Support management of disputes, contentious matters, and other significant legal issues as required.
Ensure appropriate legal oversight and governance arrangements as the US business scales.

Desired Qualifications

Previous experience as a Head of Legal, Deputy General Counsel, senior in-house counsel, or equivalent legal leader within a fintech, financial services, payments, or technology business.
Experience with US commercial financing, merchant cash advances, revenue-based financing, or other alternative SME financing structures.
Knowledge of US federal and state financial services regulation, bank partnership models, and embedded finance.
Experience advising on capital markets, structured finance, warehouse facilities, or other funding arrangements.
Cross-border transactional experience and experience working within an international legal function.
Experience building or scaling a legal function, managing external counsel, and developing legal team members.

We’re hiring a Head of Legal to lead the legal function for YouLend’s rapidly scaling US business, based in our Atlanta office.

This is a senior leadership opportunity to take ownership of the US legal strategy at a pivotal stage of growth, combining the pace, autonomy and entrepreneurial environment of a high-growth fintech with the infrastructure, resources and reach of an established global business.

As Head of Legal you will be the senior legal adviser to our US leadership team, taking responsibility for the full range of legal matters associated with scaling our US operations. From negotiating major strategic partnerships and shaping innovative financing products to advising on regulatory frameworks, capital markets, corporate governance and complex commercial transactions, you will play a central role in enabling YouLend’s continued expansion.

This is not a narrow advisory role. We’re looking for a commercially minded legal leader who can operate strategically while remaining hands-on, exercise independent judgment and build scalable legal solutions that support ambitious business growth.

You will have significant autonomy, direct exposure to senior leadership and the opportunity to shape the future of YouLend’s US business. You will work closely with our established global Legal team, benefiting from strong international infrastructure, collaborative expertise and external counsel support where needed.

US Legal Leadership & Strategy

Lead the legal function for YouLend’s US business, taking ownership of US legal strategy, priorities and delivery.
Act as the principal legal adviser to the US leadership team and a trusted strategic partner to senior stakeholders across the wider group.
Provide commercially focused legal guidance on strategic initiatives, business expansion, risk management and operational decision-making.
Identify, assess and manage legal risks while enabling the business to execute efficiently and at pace.
Develop and implement scalable legal processes, governance frameworks, templates and playbooks to support continued US growth.
Manage and develop US legal resources, including supervising Legal team members and overseeing external counsel relationships and budgets.

Commercial Partnerships & Transactions

Lead legal negotiations for major US commercial and strategic partnerships, including with global e-commerce platforms, payment service providers and other key partners.
Structure, draft and negotiate complex commercial, financing and partnership agreements.
Advise on significant US transactions and strategic initiatives, including capital markets activities, restructurings, non-performing assets and corporate structuring.
Work closely with commercial, finance, product, technology and operations teams to structure and execute commercially important transactions.
Take ownership of complex negotiations, balancing legal protection with commercial objectives.

Product, Financing & Regulatory

Lead legal advice on the development, structuring and expansion of YouLend’s US embedded financing products.
Partner with product and commercial leadership to support new product launches, market expansion and the evolution of YouLend’s US financing offering.
Advise on US financial services regulation, including federal and state-level requirements relevant to SME financing, payments and embedded finance.
Provide strategic legal guidance on bank partnership structures, financing arrangements and associated regulatory considerations.
Work with relevant internal teams and external advisers to assess regulatory developments and their implications for YouLend’s US business.
Support the development of legally robust, commercially scalable operating and financing structures.

Corporate Governance & Risk Management

Oversee US corporate legal matters, including entity governance, group structuring and relevant corporate transactions.
Advise senior leadership on material legal, regulatory and contractual risks.
Support the management of disputes, contentious matters and other significant legal issues as required.
Ensure appropriate legal oversight and governance arrangements are in place as the US business continues to scale.

Required

US-qualified lawyer, with admission to at least one US state bar (New York, California or Georgia preferred).
Ideally 8–12+ years of relevant legal experience, including substantial experience gained at a leading law firm and/or in a senior in-house legal role.
Strong background in one or more of corporate transactions, financing, financial services, fintech, commercial partnerships or financial regulation.
Demonstrated ability to lead complex legal matters, manage high-value negotiations and advise senior business stakeholders.
Excellent commercial judgment, with the ability to balance legal and regulatory risk against business objectives.
Comfortable operating as the senior legal lead for a fast-growing US business, with the confidence to make decisions and take ownership of outcomes.
Strong understanding of the legal and regulatory considerations associated with operating and scaling a US financial services or technology business.
Ability to work strategically while remaining hands-on across a broad range of legal matters.
Exceptional drafting, negotiation, communication and stakeholder management skills.
Proactive, solutions-oriented approach and the ability to thrive in a fast-moving, entrepreneurial environment.
Genuine interest in fintech, embedded finance and SME financing.

Nice to have

Previous experience as a Head of Legal, Deputy General Counsel, senior in-house counsel or equivalent legal leader within a fintech, financial services, payments or technology business.
Experience with US commercial financing, merchant cash advances, revenue-based financing or other alternative SME financing structures.
Knowledge of US federal and state financial services regulation, bank partnership models and embedded finance.
Experience advising on capital markets, structured finance, warehouse facilities or other funding arrangements.
Cross-border transactional experience and experience working within an international legal function.
Experience building or scaling a legal function, managing external counsel and developing legal team members.

About the Company

YouLend

Revenue-based financing for ecommerce merchants

YouLend provides revenue-based financing to merchants, letting businesses access funding tied to their sales. Funds are disbursed quickly (offers often the same day, funds next day) and repayments are automatically deducted as a fixed percentage of ongoing sales. The platform supports no-code and API integrations, making it easy to connect and go live, with real-time payouts that don’t wait for acquirer settlements. Its goal is to help merchants grow by offering fast, flexible funding that aligns with revenue and avoids traditional debt payments.

Company size: 501-1,000
Company stage: Not listed
Total funding: Not listed
Headquarters: London, United Kingdom
Founded: 2015

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