Senior Accounting & Reporting Analyst

• Strengthen the operating rhythm of the US close by independently managing close readiness, reporting, analytics and quality routines that make performance and issues visible.
• Bring strong accounting judgment together with data, visualization, automation and AI fluency to improve how the Controller team understands, controls and communicates financial outcomes.
• Remote-first opportunity for US-based employees with the option to work in-person out of our Manhattan office 

Start your adventure with Zip 

As Senior Accounting & Reporting Analyst, you will be a senior individual contributor within US Accounting & Control focused on the bookends of the recurring close: helping the team enter close prepared and exit close with a clear, well-supported view of the financial results, key movements, risks and follow-up actions. You will combine hands-on accounting execution with ownership of close analytics, reporting packages, quality routines and accountability mechanisms that strengthen the accuracy, timeliness and transparency of the US close.

This is a broad-based accounting and reporting role rather than a narrowly defined accounting specialty. You will own one or more day-to-day accounting areas and participate directly in routine month-end activity, while also working horizontally across the Controller team to improve close readiness, balance-sheet and P&L analytics, issue visibility, reporting quality, controls and operating discipline. You will partner closely with FP&A, Finance Systems, Operations, Data, Audit and other US and Global Finance stakeholders, and will be expected to use data, visualization, automation and emerging AI capabilities to make the broader team more effective.

Interesting problems you’ll get to solve

• Independently manage key close-management and close-readiness routines, including calendar discipline, dependency tracking, issue escalation, completion visibility and follow-up actions, helping the team enter each close with clear ownership and fewer preventable surprises.
• Build and continuously improve the US Controller close reporting package, synthesizing balance-sheet and P&L movements, significant variances, unusual activity, open items, accounting judgments and control matters into clear reporting for Controller and Finance leadership.
• Develop repeatable analytics and visualizations that improve understanding of financial results and close quality, using accounting data to identify trends, anomalies, breaks, aged items, recurring adjustments and areas requiring management attention.

• Own one or more recurring accounting areas end-to-end, including journal entries, reconciliations, substantiation, supporting schedules, review-ready documentation and timely resolution of issues, while serving as flexible capacity across the close when priorities shift.
• Strengthen close quality and accountability by designing, operating, and improving practical review routines, checklists, evidence standards, certifications, issue logs and other mechanisms that make ownership, status and exceptions transparent.
• Perform and support analytical review of account balances and financial statement movements, investigating root causes and partnering with accounting owners and upstream teams to resolve data, process or accounting issues before they recur.
• Partner with Finance Systems, Data and business stakeholders to improve source-data quality, reporting logic, reconciliations and data lineage, clearly defining accounting and reporting requirements and validating that resulting changes meet Controller needs.
• Partner with Treasury to monitor debt portfolio performance, covenant compliance and key financing metrics, developing scalable analytics and reporting that provide timely visibility into trends, emerging risks and potential compliance issues and support effective funding and financial management.

• Apply automation, AI and agentic tools directly in recurring close work to improve analysis, documentation, reconciliations, control evidence and issue identification, while applying appropriate accounting judgment, review and governance and identifying practical use cases for broader enablement.
• Partner closely with US Finance Change & Transformation, acting as the Controller team’s subject-matter partner for close-related automation and AI use cases by helping define requirements, validating outputs, and supporting adoption.
• Continuously improve the close calendar, checklists, reporting package and related close-management routines, reducing manual work and unnecessary handoffs while preserving clear ownership, auditability and effective controls.
• Coordinate cross-functional workstreams to resolve close issues and remediate root causes, establishing clear ownership, dependencies and follow-up actions and driving issues through sustainable resolution.

What you’ll bring to the team 

• 5+ years of progressive Accounting or Finance experience, including meaningful hands-on responsibility for month-end close, balance-sheet reconciliations, financial reporting and analysis; experience in a scaled or rapidly evolving environment is preferred.
• Strong accounting foundation and working knowledge of US GAAP, with the judgment to understand how operational activity, journal entries, account movements and accounting decisions flow through the financial statements.
• Proven ability to operate as a senior individual contributor: independently owning important workstreams, navigating ambiguity, setting an approach, coordinating dependencies and driving work through completion with limited day-to-day oversight.
• Strong analytical orientation with demonstrated ability to turn detailed accounting and financial data into useful insights, identify anomalies and root causes, and communicate the story behind financial movements rather than only producing the underlying schedules.
• Advanced Excel or equivalent analytical skills and hands-on experience with data visualization or business-intelligence tools; comfort working with larger datasets, structured data and reporting logic is strongly preferred.
• Practical experience using automation and emerging AI tools to improve finance or accounting work. Comfort experimenting with agentic workflows, while understanding the need for human review, data controls, governance and auditability, is strongly preferred.
• Demonstrated controls mindset, including experience with reconciliations, review evidence, process documentation, SOX or audit support, and the design or improvement of repeatable quality-control routines.
• Ability to communicate clearly with both accounting and non-accounting audiences, including the ability to build concise reporting packages, visual summaries and issue narratives that enable efficient review and decision-making.
• Strong systems aptitude and curiosity about how accounting data is created, transformed and consumed across ERP, reconciliation, reporting, workflow and data environments. Hands-on NetSuite experience is strongly preferred; SQL or similar data-query experience is a plus.
• Comfort with a fast-moving environment, competing priorities and evolving processes, with a bias toward ownership, practical problem solving and improvements that raise the effectiveness of the broader team; clear alignment with Zip’s core values.Zip’s core values

What you’ll get in return

Zip is a place where you’ll get out what you put in. The newness of our sector means we need to move at pace and embrace change, and our promise to you when you join the team is that you’ll feel empowered and trusted to make big things happen quickly. 

We want you to feel welcome and as though you have the support to be yourself, and care for yourself at work. Because it’s important to us that you make the most of the opportunities you’ll get to grow your skills and your career, and be surrounded by smart, friendly people and leaders that have your back.

We think these are just some of the best things about being a Zipster. We will also offer you:

• Flexible working culture
• Incentive programs
• Unlimited PTO
• Generous paid parental leave
• Leading family support policies
• Company-sponsored 401k match
• Learning and wellness subscription stipend
• Beautiful Union Square office with a casual dress code
• Industry-leading, employer-sponsored insurance for you and your dependents, with several 100% Zip-covered choices available

Zip is committed to a straightforward and transparent pay structure. The actual base salary will be determined by various individualized factors, including job-related knowledge, skills, experience, location, internal equity, as well as other objective business considerations.

The annual base Pay Range for this position is 128k-135k aligned with the US national compensation band (USN). Additional premium percentages may apply based on our tiered premium strategy.

Subject to those same considerations, the total compensation package for this position may also include other elements, including a bonus and/or commission awards, in addition to a full range of medical, financial, and/or other benefits. 

*Please note that visa sponsorship is not available for this position.

If hired, employees will be in an 'at-will position' and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation or benefit program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.

Be a part of a team that reflects the diversity of our customers

We pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique.

Equally, we’re committed to ensuring our recruitment processes are accessible and inclusive. Please let us know If there are any adjustments that need to be made to ensure you have a fair and equitable experience.

And finally…get to know us

Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centered products.

Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants. We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.

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