Salary Range: 115000 to 135000 (Currency: USD) (Pay period: per-year-salary)

Above Lending is a next-generation financial services company helping everyday Americans break the cycle of high-cost debt and move toward a stronger financial future. Through customized lending solutions, competitive rates, and personalized support, our mission is to simplify the lending process and help our clients achieve financial well-being. We are committed to making credit more affordable and accessible; backed by a culture grounded in compliance and ethics, and technology built around the people we serve.

We are growing quickly, and we are looking for new collaborators to help us reach the next level. If you want to join a forward-thinking, rapidly growing organization where helping people is the number one goal, we want to hear from you.

This role will support the Company’s credit facilities and related financing activities, reporting to the Capital Markets Manager and cross-functionally on day-to-day facility operations and reporting. This role will play a key role in monitoring facility performance and maintaining accuracy across a range of reporting and large data sets.

The ideal candidate is detail-oriented and highly accountable. We’re looking for someone who will flag issues, ask questions, take genuine ownership of their work, and cares about understanding what the numbers mean and what the reporting supports.

This is a hands-on role ideal for someone who thrives in fast-paced environments and wants to build deep expertise in capital markets at a fast-growing lending platforms.

This role is hybrid, 3 days per week, in our Chicago office.

Responsibilities

Facility Reporting & Monitoring

Support day-to-day activity across the Company’s credit facilities, including funding, collateral, and reporting flows

Prepare and review lender reporting, ensuring accuracy, completeness, and external readiness

Assist in monitoring borrowing base, eligibility, concentration limits, and covenant compliance

Work with large data sets to analyze facility performance and flag anomalies or discrepancies

Analysis & Support

Support routine lender requests and follow-ups

Translate facility data into clear summaries and items of note

Maintain rigorous quality control over recurring reporting deliverables

Identify and help implement process improvements to enhance efficiency and accuracy

What We're Looking For

Experience and Technical Skills

2-4 years of experience in a middle-office, credit, or reporting-focused role within structured finance, private credit, or speciality finance

Direct exposure to credit facilities, borrowing base mechanics, or covenant/eligibility reporting

Advanced excel proficiency is required; comfort working and troubleshooting with large data sets is essential to this role

Able to identify and reconcile discrepancies independently

Profile

Ownership and accountability mentality; detail-oriented, with high standards for accuracy and output quality

Comfortable operating in a lean, fast-paced environment

Clear communicator, able to work effectively with internal stakeholders and lenders

Nice to Have

Experience in specialty finance or consumer lending

Exposure to adjacent asset classes

SQL and VBA experience is a plus, but not required

Join our dynamic team and contribute to Above Lending’s success as we continue to provide innovative lending solutions to our customers.

Under the California Consumer Privacy Act (“CCPA”), Above Lending is informing California residents who are our job applicants, contractors or prospective employees (together “job applicants”) about the categories of personal information we collect about you and the purposes for which we will use this information. This notice and our Privacy Policy contain important information relating to the CCPA and apply only to personal information that is subject to the CCPA. Please see our website for the full CCPA statement.

*Above Lending is an equal opportunity Employer*

Above Lending does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job positions. No fee will be paid to their parties who submit unsolicited candidates directly to Above Lending employees or the Above Lending Finance and HR teams. No placement fee will be paid to any third party unless such a request has been made by the Above Lending HR team.

About the company

Above Lending provides personal lending and debt management services to help individuals simplify their finances. Its lending products are designed to be simple and transparent, with competitive rates and personalized support from loan specialists to help borrowers get credit that is easier to manage. The company’s process centers on clear terms and guidance to improve financial well-being, rather than just offering loans. It distinguishes itself by focusing on debt management and borrower education alongside lending, aiming to make credit more affordable and accessible for people looking to take control of their finances. The primary goal is to help borrowers achieve financial stability and reach their personal financial goals.

Company Size

51-200

Company Stage

Debt Financing

Total Funding

$200M

Headquarters

Chicago, Illinois

Founded

2019

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Simplify's Take

What believers are saying

Above Lending's website showed active operations and updated disclosures on September 4, 2026.
Comvest's April 2025 $50 million facility supports new loan originations and acquisitions.
Debt-consolidation demand stays monetizable through refinancing existing consumer debt balances.

What critics are saying

Finder flagged APRs up to 35.99% and origination fees up to 6% in 2026.
Indeed reviews in 2025 described mass layoffs and abrupt return-to-office demands.
BBB logged 28 complaints in three years, signaling persistent customer friction.

What makes Above Lending unique

Above Lending pairs loans with debt settlement partners like Beyond Finance.
Its website emphasizes loan specialists and personalized offer review, not self-serve origination.
Comvest and ATLAS SP repeatedly funded its credit platform, proving institutional lender access.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation

Paid Sick Leave

Unlimited Paid Time Off

401(k) Company Match

401(k) Retirement Plan

Professional Development Budget

Growth & Insights and Company News

Headcount

6 month growth

1 year growth

2 year growth

Benzinga

Oct 30th, 2023

Above Lending Closes $200 Million Warehouse Facility Led By Atlas Sp Partners

Loading. Loading. Loading...NEW YORK, Oct. 30, 2023 (GLOBE NEWSWIRE) -- Above Lending, a leading national provider of consumer installment loans, today announced the closing of a $200-million warehouse facility (the "Financing") led by ATLAS SP Partners ("ATLAS SP"), which is acting as Administrative Agent.Above Lending focuses on originating consumer loans for individuals looking to repay existing credit card and other household debt and rebuild their credit profile. The Financing will be used to fund growth in Above Lending's loan book."Above's loan product is an effective solution for consumers looking to pay off existing credit card and other household debt and rebuild their credit profile," said Above Lending CFO Hadi Husain. "The capital we have raised from ATLAS SP will be instrumental in helping us reach more consumers and work to put them on a path to a better financial future.""We are proud to provide additional capital to Above Lending to support the continued growth of their consumer lending platform," said ATLAS SP Director Andrew Koepke

Above Lending

Capital Markets Senior Associate

About the job