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Amartha

P2P lending for women-led MSMEs

Business Manager - Kepala Cabang

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeBanyuasin Regency, South Sumatra, Indonesia

About the Job

Requirements

  • A minimum diploma is required.
  • At least two years of experience leading a team is required.
  • Experience leading a team of more than five to ten members is required.
  • At least two years of experience as a manager in microfinance is required; experience with a Grameen-system financial institution is preferred.
  • Ability to develop sales and marketing strategies to guide the team toward its targets is required.
  • A motorcycle and a Class C driving license are required.
  • Willingness to be placed anywhere in the Banyuasin area is required.
  • High discipline, integrity, honesty, and transparency are required.
  • Communication and collaboration with the team are required.
  • Willingness to learn, especially to analyze information and data, is required.
  • Ability to adapt to change and focus on targets is required.
  • Ability to build a coaching culture to improve team performance is required.

Responsibilities

  • Monitor the performance and target achievement of the marketing and business partner team.
  • Review the market and implement strategies to achieve assigned targets.
  • Ensure business processes follow standard operating procedures in both administration and field operations.
  • Manage branch or point portfolios for both quality and quantity.
  • Maintain team cohesion and manage internal team conflicts according to company regulations.
  • Oversee employees' work and ensure efficient business operations.
  • Set strategic objectives and guide performance improvement in alignment with the company's vision and culture.
  • Ensure the profitability and long-term sustainability of company activities.

Desired Qualifications

  • Experience with a Grameen-system financial institution is preferred.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

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