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Capital on Tap

SME-focused business credit cards & funding

Staff Engineer

Backend EngineeringPosted on Nov 11
Full-timeLondon, UKNo salary listed

About the Job

Requirements

  • A track record of leading technical work across teams.
  • Deep experience with complex distributed systems and API design, and the judgment to choose a simple, reliable solution when appropriate.
  • Hands-on experience with .NET or a similar back-end stack.
  • Exceptional communication and collaboration skills with engineers and non-technical people.
  • Ability and comfort to influence people who do not report to you.

Responsibilities

  • Lead cross-group projects from initial design through production, including addressing problems when they arise.
  • Plan systems to handle approximately ten times their current load without requiring a rewrite.
  • Write production code, review designs, and build difficult technical components.
  • Own the shared technical roadmap for the relevant area.
  • Bring multiple groups together to evaluate options and own decisions that span groups.
  • Coach Lead and Senior Engineers, and contribute to senior hiring and promotions.
  • Help several groups make sound decisions while owning the outcomes of decisions with broad impact.

Desired Qualifications

  • Familiarity with web or mobile frameworks.
  • Experience in fintech or regulated financial services.
  • Experience using AI tools to improve engineering teams.

About the Company

Capital on Tap

SME-focused business credit cards & funding

Capital on Tap provides business credit cards and working capital for small and medium-sized enterprises (SMEs) in the United States and the United Kingdom. It offers a high-spending-limit business card and earns revenue from interest on credit lines and card transaction fees, backed by sizeable funding facilities; it also partners with banks like ClearBank to offer additional products such as business savings accounts. The company differentiates itself by targeting SMEs with a broad set of financing options and partnerships that expand its financial toolkit across two countries. Its goal is to help SMEs manage finances and access affordable funding to run and grow their businesses.

Company size
1,001-5,000
Company stage
N/A
Total funding
$4.4B
Headquarters
London, United Kingdom
Founded
2012

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