Java Software Engineer Specialist – Design Lead

Compare card payment providers: What should your business really be looking for? If you're reviewing your business costs, it's easy to focus on one number: the rate you're paying to take card payments. But in its experience at Switch4Profit, that's only part of the picture. The right payment solution needs to work with your EPOS, support your team when things go wrong, get your money into your bank quickly and give you the flexibility to change as your business grows. That's why Switch4Profit Ltd believe it's worth looking at the whole package, rather than simply comparing headline rates. So, how do they compare? There are plenty of payment providers competing for UK businesses, from established names such as Worldpay and Barclaycard to newer providers including Dojo, Teya, Square, SumUp and Flatpay. They all have their strengths, but there can be some important differences when you look beyond the headline price. It's not just about the headline rate. Switch4Profit Ltd has seen businesses spend far too much time comparing transaction rates without looking at what they're actually paying overall. For example, a flat rate might look attractive when you're processing a relatively small amount each month. But as your turnover increases, the difference between a flat rate and a properly structured pricing model can become significant. There can also be other costs to consider - monthly fees, settlement charges, terminal rental, PCI fees, authorisation fees and contract termination costs. The rate on the sales proposal isn't necessarily the number that matters most. Your total cost is. That's why Switch4Profit Ltd always recommend looking at your actual statements and invoices before deciding whether you're getting a good deal. Technology matters too. For a busy pub, restaurant, club or retail business, your card machine doesn't operate in isolation. It needs to work with your tills and EPOS, keep transactions moving when you're busy and make life easier for the people running the business. Dojo has integrations with more than 450 EPOS systems, meaning businesses have a wide choice of technology rather than being forced into one particular ecosystem. For hospitality businesses in particular, the ability to connect payments with EPOS, bookings and other systems can make a real difference. It can reduce manual keying, speed up service, simplify reconciliation and give you better visibility of what's happening across the business. And then there's support. A payment system can work perfectly for months - until it doesn't. When you're standing behind a busy bar on a Saturday night and payments stop working, being able to speak to someone quickly is very different from submitting an online support request and waiting for a response. Dojo provides 24/7 UK-based human support, which is particularly relevant for businesses that trade evenings and weekends. Cash flow is another big consideration. Getting paid isn't the same as having access to your money. For businesses with significant weekend turnover, waiting several days for funds to reach the bank can put unnecessary pressure on cash flow. Dojo offers next-business-day settlement, with faster settlement options also available. For a hospitality business that can take a significant amount of money over a weekend, that can make a meaningful difference. What about the other providers? There isn't a single payment provider that is right for every business. Square has built a strong reputation for simplicity and ease of getting started, particularly among smaller businesses. However, businesses wanting more advanced functionality may need to move onto paid plans, and its approach is more closely tied to the Square ecosystem. SumUp is another popular option for smaller businesses and mobile traders, with simple hardware and straightforward pricing. However, flat-rate pricing can become less attractive as transaction volumes increase. Flatpay promotes a very simple proposition and a low headline transaction rate. But businesses should look closely at the length of the agreement, terminal costs and what is included within the headline rate. Teya offers an increasingly broad range of payment, EPOS and financial services for SMEs. As with any provider, it's important to look beyond the headline offer and understand the full pricing structure, settlement options and contract terms. Worldpay, Elavon and Barclaycard are established providers with extensive experience and large customer bases. However, businesses should check contract length, settlement times, additional fees and termination arrangements before signing up. The point isn't that one provider is automatically right for everyone. It's about finding the right fit for your business. So, what should you actually compare? Before switching payment provider, Switch4Profit Ltd'd suggest looking at these five things: 1. Your total monthly cost. Don't just compare the transaction rate. Look at every fee you're paying. 2. Your contract. How long are you tied in for? What happens if you want to leave? Are there automatic renewals or termination charges? 3. Your technology. Will the payment system integrate properly with your existing EPOS, bookings and other systems? 4. Your cash flow. How quickly will your money reach your bank account, particularly after busy weekends? 5. The support you'll receive. That's where Switch4Profit comes in. At Switch4Profit, Switch4Profit Ltd don't believe businesses should switch provider simply because someone has offered them a lower rate. Switch4Profit Ltd look at the bigger picture. Switch4Profit Ltd review your current setup, your costs, your technology and your contracts, then help you understand where there may be opportunities to save money or improve the way your business operates. And its advice is completely free. If you're a pub, restaurant, club, retailer or other SME and you're wondering whether you're getting a good deal, send Switch4Profit Ltd your current statement. Switch4Profit Ltd'll take a look and tell you what Switch4Profit Ltd find. No hard sell. No obligation. Just straightforward advice.

Cloud Dental Software - smarter Practice Management. As the name suggests, Cloud Dental Software means your practice management software is hosted in the cloud. No clunky hardware installed in the practice, no regular maintenance to manage and no being tied to one particular computer. Instead, your authorised team can access the software wherever they need it... within the practice, across multiple practices or even from home. And that can remove a headache and a weight that simply doesn't need to be there. Need to check tomorrow's diary to see how many patients you have and what time they are booked? Need to check tomorrow's staff rota because of a last-minute staffing issue? Working across different locations next week and need access to connected patient information? The answer is the cloud and with AeronaDental, your practice management software is there when you need it. How can cloud software benefit your practice? AeronaDental has been cloud-based from the outset, rather than being a traditional desktop system that was later moved to the cloud. It brings the tools your practice needs together within one connected Cloud Dental Practice Management Software (CDPMS) platform. Clinical management: Manage patient records, treatment planning and clinical workflows with tools including Charting+. Appointment management: Keep your practice diary, appointments and staff schedules connected and accessible to your team. Patient engagement: With the AeronaDental Patient Portal, patients can book, reschedule or cancel appointments, make payments, complete forms and access their information online. Business reporting: Built-in KPI and reporting tools give practice owners and managers a clearer view of practice and clinician performance. Multi-site management: Managing more than one location? AeronaDental helps keep your practices connected, giving teams access to the information they need across multiple sites. Payments and integrations: Connect AeronaDental with payment providers such as Worldpay and communication platforms such as Dental Audio Notes (DAN) and other clinical technologies to help create a more connected digital workflow. Why move your Dental Practice to the cloud? Cloud software isn't simply about being able to log in from another computer. It's about having the flexibility, accessibility and connected tools to manage your practice wherever you are. For a busy dental practice, that can make everyday tasks easier, keep teams connected and provide the flexibility to work the way modern practices need to. With clinical management, appointments, patient engagement, reporting, payments, integrations and multi-site functionality brought together in one platform, AeronaDental provides a smarter way to manage your practice. Looking for Cloud Dental Software for your practice?

Velocity extends Series A to $48M at $200M valuation with backing from Visa, Circle, and Ripple. The investment brings Velocity's Series A round to $48 million and values the London-based payments infrastructure firm at $200 million, CEO Eric Queathem said. * Stablecoin payments startup Velocity raised another $10 million from investors including Visa Ventures, Circle Ventures, Haun Ventures and Ripple, bringing its Series A round to $48 million. Stablecoin payments startup Velocity raised another $10 million from investors including Visa (V), Circle (CRCL) and Ripple, extending a Series A that now totals $48 million as financial heavyweights push deeper into blockchain-based payments infrastructure. Haun Ventures, Translink Capital and Mirana Ventures also participated in the extension, which follows a $38 million Series A announced in July. The new investment valued the London-based firm at $200 million post-money, CEO Eric Queathem told CoinDesk in an interview. The original Series A round was oversubscribed, he said. The funding comes as stablecoins, or cryptocurrencies tied to fiat money, are becoming a bigger part of global money movement. Once used primarily by crypto traders to shift dollars between exchanges, stablecoins have grown beyond $300 billion in circulation and are increasingly being used in payments, cross-border transfers and corporate treasury operations. Velocity is going after the infrastructure behind those transactions. Its platform is designed to let payment companies and banks use stablecoins for settlement, liquidity and treasury operations without ripping out the systems they already use. Payments plumbing. Queathem previously worked at Worldpay, which settles more than $2 trillion in annual payments volume. That experience helped shape the idea for Velocity. While consumer-facing payments have improved dramatically, much of the infrastructure moving money between issuers, card networks, acquirers and merchants remains cumbersome. "All this capital has flowed into payments over the last 15 years, and it's been 100% focused on how do you create a better experience on the front end for consumers," Queathem said. "But no one has fixed the back-end layer." Visa's investment is particularly notable because Velocity does not see stablecoins as replacing cards. The company expects blockchain-based digital money to sit underneath existing payment experiences, handling more of the funding and settlement that happens behind the scenes. "Stablecoins are playing an increasingly important role in reshaping how value moves across the Visa ecosystem," Rubail Birwadker, Visa's global head of growth products and strategic partnerships, said in a statement. Velocity, he added, is building infrastructure to bring "stablecoin-powered money movement to every business." Velocity Chief Growth Officer Matt Larson expects much of that shift to be invisible to consumers. "It probably doesn't lead to all of us switching to have stablecoin wallets as users," Larson told CoinDesk. Instead, he said, "all of the funding, all of the settlement" flowing around card networks could increasingly move toward stablecoins. Queathem expects global companies to eventually keep at least some of their capital onchain, creating demand for reconciliation, treasury management and other infrastructure connecting blockchain-based assets with existing financial systems. "I think in five years every global business is going to hold value onchain," he said. Even a relatively small shift of corporate money onchain would create a much larger infrastructure challenge than simply moving dollars into and out of stablecoins, Queathem said. Tokenized equities lead RWA inflows as the market recovers; Binance's bStocks hit ~$118.5M in two months, now #2 issuer and ~90% of on-chain equity DEX volume. Aug 27, 2026 Why it matters: Tokenized equities lead RWA inflows as the market recovers; Binance's bStocks hit ~$118.5M in two months, now #2 issuer and ~90% of on-chain equity DEX volume.