Product Owner – Senior/Lead Levels - Associate
About the job
- A bachelor's degree is required.
- Passion for data-driven product development and analytical skills to process data.
- Detail orientation.
- Strong planning and organizational skills.
- A strong drive to make things happen.
- Solid oral and written communication skills.
- Research, analyze, and define product features, and create metrics to measure their impact on the company.
- Drive product planning and execution.
- Write specifications for new features and enhancements.
- Develop a product roadmap and rally others to realize the product vision; prototype the vision when necessary.
- Work with engineers, designers, operations, sales, legal, and external partners to deliver outcomes.
- Three or more years of product management experience at a strong technology company, with demonstrable success launching new products or improving products or features that deliver business value, for senior-level candidates with an information technology or computer science-related degree.
- Prior experience as a product manager, software developer, user experience designer, or project manager.
- Proficiency in at least one programming language, such as Java, PHP, JavaScript, Python, Ruby, Rust, Go, or Haskell.
- Prior experience in agile product development.
- An advanced degree, such as a master's, PhD, or MBA.
About the company
Cermati is a Jakarta-based fintech platform that helps Indonesians research, compare, and apply for financial products like credit cards, loans, mortgages, auto loans, savings, insurance, and bill payments. It aggregates information from banks and financial institutions into a standardized format so users can understand options and make informed choices. The service often handles parts of the application process for partners, earning commissions from successful applications rather than charging users. Its goal is to expand financial inclusion in Indonesia by making financial products easier to find, compare, and access for a population that's increasingly online but underserved in formal finance.
Company Size
501-1,000
Company Stage
Series A
Total Funding
$1.9M
Headquarters
Jakarta, Indonesia
Founded
2015
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Simplify's Take
What believers are saying
- July 2026 BCA funding expanded Indodana PayLater reach across 180 Indonesian cities.
- Cermati Protect launched multiple 2026 partnerships, showing active cross-sell and monetization.
- Series D rumors from 2024 suggest investors still see scalable value in Cermati.
What critics are saying
- BNPL default losses can hit Indodana Finance fast if consumer delinquencies rise in 2026.
- OJK fined dozens of firms in 2026, raising compliance risk for Indonesian lenders.
- Cermati depends on partner distribution; losing BCA, banks, or merchants weakens growth immediately.
What makes Cermati.com unique
- Cermati groups comparison, brokerage, and BNPL under one Jakarta fintech platform.
- Indodana Finance's BCA-backed IDR1.5 trillion facility deepens funding access for 2026 growth.
- Cermati Protect keeps bundling insurance with tiket.com, Bumame, and DR SPECS.
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Benefits
Flexible Work Hours
Growth & Insights and Company News
6 month growth
0%1 year growth
-1%2 year growth
-1%Financial product aggregator startup Cermati reportedly secured Series D round funding of $17 million led by MDI Ventures