Zip

Zip

Interest-free BNPL payments provider internationally

Business Process Manager

Full-Time
No salary listed
Mid
Bachelor's
Sydney NSW, Australia
Hybrid

Work flexibly from the Sydney office.

About the job

Responsibilities
  • Build a clear view of Zip’s critical business processes, working with functional leaders and Enterprise Risk to validate, assess and prioritise them.
  • Bring existing process information together into a structured, accessible repository that gives teams a reliable source of truth.
  • Map business processes and connect activities with relevant risks, controls, data and systems to create greater visibility across the organisation.
  • Create consistent process workflow models aligned with BPMN 2.0 and Zip’s internal process modelling standards.
  • Partner with teams to identify opportunities to redesign processes, remove inefficiencies and improve outcomes for customers.
  • Help evolve Zip’s Process Management Framework, Policy and Modelling Standards, bringing practical insight into how they can work effectively across the business.
  • Own the administration and ongoing effectiveness of the SAP Signavio process repository and support Process Owners and Process Champions to get the most from the process management capability.
  • Support connections between process management and relevant Risk Management, Data Catalogue and Application Catalogue repositories.
  • Use Lean, Six Sigma and Kaizen to identify root causes, solve problems and drive continuous improvement.
  • Explore how AI and emerging technology can simplify process management, improve self service and create smarter ways of working.
  • Champion new ways of working, helping teams understand and adopt process changes and building greater process literacy across Zip.
Desired Qualifications
  • Extensive experience in business process management, business analysis or a related discipline, with the ability to work across complex organisations.
  • Strong business process analysis, mapping, design and improvement capability, including impact analysis and performance monitoring.
  • Experience applying BPMN 2.0 and using process modelling platforms, ideally SAP Signavio or a comparable enterprise process management tool.
  • A strong understanding of how business process management connects with enterprise architecture, risk management, data and technology.
  • Experience applying continuous improvement methodologies such as Lean, Six Sigma or Kaizen to identify root causes and improve business outcomes.
  • Strong analytical, problem solving and decision making skills, with an ability to turn complexity into clear and practical solutions.
  • Excellent communication and stakeholder partnership skills, including the confidence to influence and collaborate with people across different functions and levels.
  • Relevant tertiary or industry qualifications, or equivalent practical experience.
  • Project management experience would be valuable.
  • A mindset that embraces AI and new tools to adapt, learn and grow.
  • An aptitude for identifying and managing risks.
  • Alignment with Zip’s values: Customer First, Own It, Stronger Together and Change the Game.

About the company

Zip Co provides buy now, pay later (BNPL) services that let people buy things now and pay over time without interest. It operates in markets including Australia, New Zealand, the United Kingdom, the United States, Canada, and Mexico, serving both individual consumers and businesses. Its main products are Zip Pay (for everyday purchases) and Zip Money (for larger expenses). Revenue comes from merchant fees, late fees, and interest on certain products. Zip partners with retailers to offer convenient, transparent payment options that help customers manage their finances, with a focus on simple terms and clear due dates. The company aims to expand globally and grow its market presence by providing flexible, easy-to-use payment solutions that simplify the purchasing process.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Sydney, Australia

Founded

2013

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Simplify's Take

What believers are saying

  • FY26 cash EBTDA reached AU$268.9 million, and FY27 guidance targets AU$340 million.
  • Rally House and InComm expanded Zip into sports retail and gift cards in 2026.
  • UBS disclosed a 5.02% stake on 28 July 2026, validating investor confidence.

What critics are saying

  • Affirm, Klarna, and Block's Afterpay compress margins across Zip's core U.S. BNPL market.
  • Zip shut New Zealand on 17 July 2026, proving smaller geographies cannot sustain growth.
  • Agentic-commerce and EWA launches create fraud, underwriting, and compliance risk if U.S. losses rise.

What makes Zip unique

  • Zip ended FY26 with 6.5 million customers and AU$16.7 billion TTV.
  • Zip US launched Pay in 2, targeting everyday spend and paycheck timing.
  • Zip built proprietary funding with a US$300 million AAA-rated ABS and warehouse facilities.

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Benefits

Parental leave - Enjoy up to 20 weeks paid leave and return part-time on a full-time salary for 3 months!

Bonus scheme - We give you skin in the game through our various share incentive programs.

Family support - We support our ZipFam on their life journey through people policies and programs.

Volunteer leave - Use your paid volunteer leave to Zip it forward and create change in your community.

Reward & recognition - We love celebrating your wins and giving you the freedom to choose how you're rewarded.

Career growth - You'll be given clear progression pathways and transparent coaching so you can truly flourish.

Growth & Insights and Company News

Headcount

6 month growth

↑ 1%

1 year growth

↑ 2%

2 year growth

↑ 2%
Yahoo Finance
Sep 11th, 2026
Zip explores earned wage access service launch in US by 2027

Australian buy now, pay later company Zip is considering launching an earned wage access service in the US during the first half of 2027. The company reported net income of AU$116 million for fiscal 2026, up 46% year-on-year, with 76% of its AU$16.7 billion transaction volume coming from the US market. Zip is exploring both employer-based and direct-to-consumer EWA approaches. Nearly half of Zip's customers have already used earned wage access or cash-advance products, according to US CEO Joe Heck. The company faces competition from larger rivals including Affirm Holdings, Block's Afterpay, and Klarna. Zip is winding down New Zealand operations to focus on Australia and the US, and considering a US stock listing alongside its Australian listing.

TipRanks
Aug 25th, 2026
Zip Co launches US$300m AAA-rated ABS to bolster U.S. growth - TipRanks.com

Zip Co Ltd. ( ($AU:ZIP) ) has issued an update. Zip Co Limited has strengthened its U.S. funding platform with the pricing of a new two-year US$300 million securiti...

Yahoo Finance
Aug 20th, 2026
Zip shares jump 17% as FY26 profit climbs 46% to $116M and FY27 EBTDA guidance hits $340M

Zip Co shares jumped 17% to $2.97 after the buy now, pay later company reported a 46% rise in statutory profit to $116.4 million for the year ended 30 June. Cash earnings before tax, depreciation and amortisation reached a record $268.9 million, up 58% on the prior year. The company guided to cash EBTDA of $340 million for FY27, representing 26% year-on-year growth. Total transaction volume increased 23% to $16.7 billion, with US transaction volume rising 42.5% in US dollar terms. Zip announced a $50 million on-market share buyback for FY27 and is considering a potential dual listing in the US alongside a share consolidation, subject to shareholder approval.

Kalkine Media
Jul 28th, 2026
UBS Group acquires 5% stake in Australian fintech Zip Co

UBS Group AG has acquired a 5.02% stake in Australian fintech company Zip Co Limited, becoming a substantial shareholder. The Swiss banking giant now holds a relevant interest in 62.5 million ordinary shares as of 24 July 2026. The shareholding is spread across multiple UBS entities, including its asset management, securities, and prime broking divisions. The positions were accumulated through various methods such as prime broking agreements and stock borrowing and lending activities. The substantial holder notice was filed on 28 July 2026, confirming UBS's status as a major shareholder in the buy now, pay later company.

Business Wire
Jun 29th, 2026
Zip partners with Rally House to offer flexible payments across 300+ sports retail stores in US

Zip has partnered with Rally House, a specialty sports retailer with over 300 locations across 28 states, to offer flexible payment options both online and in-store. The collaboration allows customers to purchase licensed fan gear for NFL, NBA, MLB, NHL and college teams using Zip's instalment payment solutions. Rally House serves as the Official Team Shop of the Big 12, Big Ten and Mid-American Conferences. The partnership addresses the time-sensitive nature of sports retail, where championship wins and major sporting events drive emotionally charged purchase decisions. Zip currently operates with more than 29,000 US merchant partners and 4.6 million active US customers. The company offers point-of-sale credit and digital payment services across its core markets in Australia, New Zealand and the United States.