C

Citi

Runs banking and payments for global clients

Backend Java Developer

Full-TimePosted on 10/23/2026Deadline 10/29/26
No salary listed
Mid, Senior
Bachelor's, Master's
Pune, Maharashtra, India
Hybrid
Software EngineeringBackend Engineering

About the job

Requirements
  • 5–9 years of hands-on professional software engineering and backend systems development experience; the posting also lists 5–7 years of relevant financial services experience.
  • Extensive hands-on experience with modern Java (17/21+), including records, pattern matching, virtual threads/Project Loom, streams/lambdas, concurrency, and memory management.
  • Production-grade microservices design, development, and operation, including Spring Boot, service discovery, circuit breaking, API gateways, and event-driven integrations.
  • Practical experience creating, packaging, and optimizing Docker images and Dockerfiles, multi-stage container builds, and container configurations.
  • High proficiency with Oracle Database concepts and hands-on PL/SQL programming, including stored procedures, packages, bulk operations, cursors, indexing strategies, and execution plan tuning.
  • Working knowledge and hands-on exposure to Python for application development, scripting, data manipulation, or automation tooling.
  • Experience building and consuming enterprise RESTful APIs, working with JSON data structures, and contract-first API design.
  • Capability and enthusiasm for using AI tools for code generation, code review, debugging, and test automation to improve engineering efficiency and automate repetitive tasks.
  • Bachelor’s or Master’s degree in Computer Science, Information Systems, Software Engineering, or equivalent practical experience; the posting also lists a Bachelor’s degree or equivalent experience.
  • Intermediate-level experience in an Applications Development role.
  • Clear and concise written and verbal communication.
  • Problem-solving and decision-making skills.
  • Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements.
Responsibilities
  • Architect, build, and deploy resilient, scalable microservices and distributed backend components using modern Java and the Spring framework ecosystem, including Spring Boot and Spring Cloud.
  • Build, optimize, and manage Docker container images, container runtimes, and local or orchestrated build pipelines.
  • Develop and maintain automation scripts, utilities, or data-processing components using Python.
  • Perform unit and integration testing with JUnit 5, Mockito, and Testcontainers, and maintain code quality and security standards.
  • Design, optimize, and maintain complex relational database structures in Oracle.
  • Write, refactor, and fine-tune PL/SQL packages, stored procedures, functions, triggers, and views.
  • Optimize SQL queries, analyze execution plans, implement indexing strategies, and tune database performance for high-throughput, low-latency transaction processing.
  • Use generative AI tools, including coding assistants, automated test generators, prompt engineering, and AI refactoring tools, to improve engineering velocity and optimize application code and processes.
  • Implement automated test pipelines, code-generation utilities, and build-automation scripts across Python and Java toolchains.
  • Apply automation-first approaches in local development loops, deployment pipelines, and operational monitoring.
  • Collaborate in an Agile/Scrum team with Product Owners, Architects, Business Analysts, and Quality Engineers.
  • Take ownership of technical problems, root-cause investigations, and critical incident resolution.
  • Conduct peer code reviews and contribute to architectural reviews.
  • Maintain technical documentation, OpenAPI/Swagger specifications, and system diagrams.
Desired Qualifications
  • Experience with Kubernetes or OpenShift container orchestration.
  • Exposure to enterprise messaging and streaming platforms such as Apache Kafka and IBM MQ.
  • Familiarity with CI/CD pipelines and tools including Git, Maven/Gradle, Jenkins, Tekton, Artifactory, and SonarQube.
  • Working knowledge of cloud-native concepts and distributed caching such as Redis and Hazelcast.

About the company

Citi runs banking, investment and payment services for companies, governments and individuals around the world. Its global network connects institutions with local banking systems, while its US consumer business sells credit cards and deposit accounts. Corporate clients use Citi to manage cash, finance trade and raise capital, and investors use its trading, custody and wealth services to hold and manage assets. The bank earns interest on loans and fees from payments, securities transactions, financial advice and account services. Citi traces its banking roots to 1812; the Citigroup holding company was formed in 1998, and its headquarters are in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

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Simplify's Take

What believers are saying

  • Revenue is expanding: Citi reported $24.8 billion in the June 2026 quarter, up 14% year over year.
  • US parents get protected time: eligible Citi employees receive 16 weeks of bonding leave at full base pay.
  • Institutional deposits are sticky: Citi says around 80% of Services deposits come from clients with relationships exceeding 15 years.

What critics are saying

  • Lending losses remain substantial: Citi's net credit losses reached $2.4 billion in the June 2026 quarter.
  • Australian hybrid roles require office time: Citi sets a minimum of three office days weekly for designated hybrid positions.
  • Job cuts carry a cost: Citi booked roughly $500 million in severance in the March 2026 quarter.

What makes Citi unique

  • Corporate payments move at scale: Citi processes around $6 trillion daily through its Treasury and Trade business.
  • Deposits move beyond banking hours: Citi Token Services transfers cash between participating Citi branches around the clock.
  • Employees use a shared AI workspace: Citi's Stylus platform reaches over 180,000 people for research and multi-step workflows.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Wellness Program
  • Paid Vacation
  • Paid Sick Leave
  • Paid Holidays

Company News

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team.blue extends $1.2B of Term Loan B to 2032 after upsizing twice

team.blue, a pan-European provider of digital services for small and medium-sized businesses, has extended €1.1 billion of its €1.35 billion Term Loan B. The Ghent-based company, backed by Hg, CPP Investments and Sofina, priced the deal on October 22, 2026. The refinanced tranche now matures in July 2032, instead of September 2029. About 90% of the company's term debt now falls due in 2032. Demand was strong. The deal was upsized twice from an initial €500 million, making it the largest software euro term loan issuance in the last 12 months. It priced at E + 425bps with an original issue discount of 98.5. "The depth of support from our institutional investor base allowed us to go much further," said chief financial officer Jonathan Thackray.

KLSescreener
Oct 23rd, 2026
Malaysia Aviation Group secures US$75mil trade finance facility from Citi

KUALA LUMPUR: Malaysia Aviation Group (MAG) has secured a US$75mil structured trade finance facility from Citi to support its supply chain operations and working capital requirements across Asia.

BBX
Oct 22nd, 2026
Nebius secures $3.5B Citibank financing for global AI cloud expansion

Nebius Group, an AI cloud service provider, has secured a $3.5 billion priority secured financing line from Citibank. The company will use the funds to support the global expansion of its AI cloud computing business.

Yahoo Finance
Oct 21st, 2026
Citi's Radke: AI splits software into winners like Microsoft and losers like Adobe

Citi's Tyler Radke says AI is splitting software into winners and losers. Radke, co-head of US software equity research, told Bloomberg Television that AI is lifting growth at Microsoft, Palantir, and Snowflake. He expects Microsoft's revenue growth to top 20%, up from 18% in the quarter ended June 30. Office costs under $100 a month and bundles security and Copilot, while rivals charge hundreds of dollars, leaving room to raise prices. Adobe and smaller application vendors face pressure as IT budgets shift to AI, he said. Salesforce agreed to buy Braze for $47.50 per share in cash. Radke questions whether Salesforce can speed up organic growth after half a dozen large deals. If financing stays costly, he expects scale to decide who survives.

Kalkine
Oct 20th, 2026
Citigroup prices $1.7B callable senior notes due 2030 with 4.135% fixed coupon

Citigroup priced a €1.5 billion offering of callable senior notes due October 26, 2030, according to a filing dated October 19, 2026. The notes were offered at 100.000% of par and settle on October 26, 2026. Net proceeds are €1,496,250,000 before expenses. The notes pay a fixed 4.135% annually until October 25, 2029. After that, they pay quarterly at three-month EURIBOR plus 0.795%. Citigroup may redeem the notes from April 26, 2027, at a make-whole price, or at par on October 26, 2029, or from September 26, 2030. The notes are rated A3 by Moody's, BBB+ by S&P, and A by Fitch. Citigroup will apply to list them on the Luxembourg Stock Exchange.