Ramp
Corporate card and expense management platform
Software Engineer - Backend
+ Equity
Relocation support to NYC or SF.
About the job
- Graduating with a B.S. (or higher) in Computer Science or a related technical field; this role is ideal for a candidate with an expected graduation date in or around May 2025 given the deferred start date in Summer/Fall 2025
- Track record of shipping high quality products and features at scale
- Ability to turn business and product ideas into engineering solutions
- Desire to work in a fast-paced environment, continuously grow, and master your craft
- Alignment with Ramp’s core values of enabling businesses to grow more by spending less
- Build performant and scalable platforms and services powering Ramp’s innovative products
- Contribute to Ramp’s financial products platform (Risk, Fraud, Treasury Management) and/or savings and web-app platform (Savings Insights, Receipt Matching)
- Work closely with product and business teams to understand customer feedback in order to constantly improve our product
- Help establish and influence engineering process, tools, and systems that will allow us to scale the code base, productivity, and the team
- Familiarity with or desire to learn our tech stack which includes, but not limited to: Flask (Python), AWS, RabbitMQ, PostgreSQL
- Passion for, or curiosity to learn, financial technology
About the company
Ramp provides a corporate card and spend management platform for businesses. It helps finance teams track expenses, manage multiple corporate cards, and pay bills all in one place, with integrations like Slack for easier workflows. The product works by linking card transactions and expense reports to the platform, letting users classify spending, approve items, and optimize cash flow, while earning interchange fees and offering subscription tiers for advanced features. Ramp differentiates itself from competitors like Amex and Brex with a focus on driving cost savings for customers and using modern tools such as stablecoins to streamline payments. The company's goal is to help businesses reduce overall expenses and simplify finance operations through a comprehensive, integrated suite of financial tools.
Company Size
1,001-5,000
Company Stage
Series G
Total Funding
$4.6B
Headquarters
New York City, New York
Founded
2019
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Simplify's Take
What believers are saying
- Ramp raised $750 million in June 2026 from ICONIQ, GIC, and OTPP.
- AWS Marketplace distribution in September 2026 opens enterprise procurement and committed-spend budgets.
- September 2026 accounts receivable launch expands Ramp from spend management into cash collection.
What critics are saying
- Brex, Amex, Concur, and BILL compress Ramp's margins and enterprise win rates.
- UK and Canada launches in 2026 multiply compliance, licensing, and support complexity.
- Ramp's $44 billion valuation requires relentless growth; any slowdown crushes future fundraising.
What makes Ramp unique
- Ramp unifies cards, AP, AR, travel, banking, and AI controls.
- Ramp launched Router.com in 2026, automating AI model routing and spend optimization.
- Ramp added stablecoin accounts on Solana in July 2026, bridging dollars and crypto.
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Benefits
Competitive salaries: You never have to wonder how your pay compares. Our generous comp reflects our belief that you’ll take Ramp to the next level.
Comprehensive health plans: US-based employees get full medical, dental, and vision insurance coverage. Everyone gets a monthly stipend for personal wellness.
Professional development: Take advantage of our annual education stipends to stay on top of your personal growth.
Unlimited PTO: Flexible vacation days give you the time to step away, unwind, and recharge.
Growth & Insights and Company News
6 month growth
↓ -11%1 year growth
↓ -11%2 year growth
↓ -11%Ramp has launched Ramp Accounts Receivable, a product designed to help businesses get paid faster by automating the invoice-to-cash workflow. The company, which previously focused on managing expenses, now handles both sides of financial operations. The product automates invoice creation from contracts and purchase orders, drafts follow-up messages for overdue payments, matches incoming payments to invoices, and manages revenue recognition schedules. It integrates with QuickBooks Online and NetSuite, with additional ERP integrations planned. Ramp powers over $200 billion in purchases annually for more than 70,000 organisations. The product is currently available to US-based, single-entity businesses. Customers report the system accurately tracks payment status without requiring manual reconciliation.
Ramp is in early talks with investors for a new round of funding at a roughly $60 billion valuation, according to people familiar with the efforts, just three months after the financial technology startup was valued at $44 billion. The company is considering raising about $1 billion in primary funding, said one of the people, who spoke on condition of anonymity as the information is not public. The talks are ongoing and details could change, the people said.
Ramp has announced a strategic collaboration with Amazon Web Services, making its AI-powered finance platform available through AWS Marketplace. AWS customers can now procure Ramp's services using their existing AWS commitments. The platform includes corporate cards, expense management, bill payments, procurement, travel, banking, automated bookkeeping, and AI-powered controls. Ramp's AI agents automate tasks such as coding expenses, enforcing policy, and processing invoices whilst maintaining auditability. Key features include Ramp Stack, an AI platform for accounting firms that enables faster closes with complete audit trails, and Ramp AI Token Spend Management, which provides real-time visibility over LLM and AI API costs. Ramp serves more than 70,000 organisations and powers over $200 billion in purchases annually.
Ramp has launched Router.com, a platform that routes AI requests to the most cost-effective model whilst maintaining performance standards. The service connects to major AI providers including OpenAI, Anthropic, and SpaceXAI, with additional models from Nvidia, Kimi, DeepSeek, and others. Early customers have reduced inference costs by 40% on average. Router uses Ramp SWE-Bench, a benchmark built from production tasks, to continuously test models and automatically incorporate optimal routing strategies. AI spend at companies has grown 20.7 times since June 2025, according to the Ramp AI Index. Ramp originally developed Router internally three years ago, cutting its own inference costs by approximately 30%. The service is available now at router.com, free through 2026, with users paying list price for model tokens consumed.
Ramp has launched its finance platform in Canada and opened a Toronto office. The expansion brings local cards in CAD and USD, bill payments, automated tax coding for GST, HST, PST, and QST, and accounting workflows to Canadian businesses. The company is building a local team to support customers across the country. As of June 2026, 51% of Canadian businesses in the Ramp AI Index were paying for AI tools, up 5.4 percentage points since January. Ramp serves more than 70,000 organisations globally. The median customer achieves 5% savings on expenses and 16% revenue growth in their first year. The platform processes over $200 billion in purchases annually. The Canadian offering is now available to businesses across most provinces.