GoTyme PH

Digital bank offering free transfers, rewards

Asset & Liability Management Manager - Asset & Liability Management

TreasuryConfirmed live in the last 24 hours

Full-timeQuezon City, Metro Manila, PhilippinesNo salary listedHybrid

About the Job

Requirements

A bachelor's degree in Finance, Economics, Risk Management, Actuarial Science, or a related field is required.
At least 7 years of experience in Treasury, Asset and Liability Management, Balance Sheet Management, or Market Risk within a bank or financial institution is required.
Ability to work autonomously, deliver under strict timelines, and manage complex, cross-functional problems is required.
Strong quantitative, modelling, and presentation skills, including experience preparing Asset & Liability Committee-level reporting, are required.
Strong technical knowledge of interest rate risk, liquidity risk, funding, and financial product structures across the balance sheet is required.

Responsibilities

Manage the bank's asset and liability management function, safeguarding long-term balance sheet value through management of interest rate, liquidity, and funding risks.
Leverage asset and liability insights to inform strategic financial planning and risk mitigation at an organisational level.
Prepare and present Asset & Liability Management analysis, funding plans, and risk positions to the Asset & Liability Committee, and recommend strategies to optimise the balance sheet within approved risk appetite.
Maintain a working understanding of financial products across the balance sheet, including deposits, loans, investments, and derivatives, to assess their liquidity, repricing, and behavioural characteristics for Asset & Liability Management purposes.
Monitor and manage liquidity risk, funding concentration, and contingency funding plans in line with Bangko Sentral ng Pilipinas regulatory and internal policy requirements.
Model and manage interest rate risk exposures, including Interest Rate Risk in the Banking Book, run repricing gap and duration analysis, and recommend hedging strategies.
Develop and maintain Asset & Liability Management models, stress tests, and scenario analyses; produce accurate, timely reporting for internal governance and regulatory submission.
Work independently across Treasury, Risk, Finance, and business units to gather inputs and embed Asset & Liability Management considerations into product and pricing decisions.
Navigate and resolve complex, often ambiguous balance sheet and market risk problems spanning multiple products, systems, and regulatory frameworks.
Lead initiatives to assess and strategically manage the impact of regulatory changes on capital and funding.
Use advanced return-on-capital analysis and in-depth balance sheet analysis to drive strategic decisions that maximise long-term shareholder value and ensure sustainable financial stability.
Design and implement comprehensive market and liquidity risk frameworks, limits, and monitoring to support balance sheet resilience.

Desired Qualifications

A relevant postgraduate qualification or professional certification, such as FRM, CFA, or PRM, is advantageous.
Working knowledge of Bangko Sentral ng Pilipinas prudential requirements for liquidity and interest rate risk management is advantageous.

Asset & Liability Management (ALM) Manager

GoTyme PH (Philippines) · Quezon City, Philippines (Hybrid) · Full-time · Posted 2026-10-15

Workplace: hybrid

Department: Risk

Description

About GoTyme

GoTyme is a joint venture between the Gokongwei Group, one of the biggest conglomerates in the Philippines, and the Singapore-headquartered digital banking group Tyme. This venture combines the trusted Gokongwei brand, customer base, and distribution ecosystem with Tyme’s globally proven digital banking technology and hands-on experience building South Africa’s leading digital bank, TymeBank, one of the fastest-growing digital banks in the world today.

At GoTyme, we have embarked on a journey to democratize financial services and bring next-level banking to the Philippines. We seek individuals who share our belief that the game is worth changing, to join our growing team of GoTymers as we build, launch, and scale a bank that empowers all Filipinos to navigate a path to financial freedom.

About the Role

This Asset & Liability Management (ALM) Manager manages GoTyme Bank's asset and liability management (ALM) function, safeguarding long-term balance sheet value through the management of interest rate risk, liquidity risk, and funding risk. The ALM Manager is accountable for optimising the balance sheet structure across all financial products to protect and grow long-term shareholder value, operating with a high degree of autonomy in a complex, dynamic and BSP-regulated environment. He/she provides the CFO, CRO, ALCO and Senior Leadership with clear, decision-useful analysis of balance sheet positions, funding plans, and risk exposures within Board-approved risk appetite.

Leverage asset and liability insights to inform strategic financial planning and risk mitigation at an organisational level.
Prepare and present ALM analysis, funding plans, and risk positions to the Asset & Liability Committee (ALCO); recommend strategies to optimise the balance sheet within approved risk appetite.
Maintain a working understanding of all financial products across the balance sheet (deposits, loans, investments, derivatives) to correctly assess their liquidity, repricing, and behavioural characteristics for ALM purposes.
Monitor and manage liquidity risk, funding concentration, and contingency funding plans in line with BSP regulatory and internal policy requirements.
Model and manage interest rate risk exposures (including IRRBB), run repricing gap and duration analysis, and recommend hedging strategies.
Develop and maintain ALM models, stress tests, and scenario analyses; produce accurate, timely reporting for internal governance and regulatory submission.
Work independently across Treasury, Risk, Finance and business units to gather inputs and embed ALM considerations into product and pricing decisions, operating with a high degree of autonomy.
Navigate and resolve complex, often ambiguous balance sheet and market risk problems that span multiple products, systems and regulatory frameworks.
Lead initiatives to assess and strategically manage the impact of regulatory changes on capital and funding.
Utilise advanced return on capital analysis and in-depth balance sheet analysis to drive strategic decisions that maximise long-term shareholder value and ensure sustainable financial stability.
Design and implement comprehensive market and liquidity risk frameworks, limits and monitoring to support balance sheet resilience.

Requirements

Bachelor's degree in Finance, Economics, Risk Management, Actuarial Science or a related field
7+ years' experience in Treasury, ALM, Balance Sheet Management or Market Risk within a bank or financial institution.
Proven ability to work autonomously, deliver under strict timelines and manage complex, cross-functional problems.
Strong quantitative, modelling, and presentation skills, with experience preparing ALCO-level reporting.
Relevant postgraduate qualification or professional certification (e.g. FRM, CFA, PRM,) advantageous.
Strong technical knowledge of interest rate risk, liquidity risk, funding, and financial product structures across the balance sheet.
Working knowledge of BSP prudential requirements for liquidity and interest rate risk management advantageous.

Apply

Apply at GoTyme PH (Philippines)

About the Company

GoTyme PH

Digital bank offering free transfers, rewards

GoTyme Bank offers online banking in the Philippines with real human support, providing free ATM debit cards from kiosks and a mobile app to manage accounts, transfers, rewards, and deposits. Its services include free transfers to other banks up to three times per week, up to 3x Go Rewards points on partner-store purchases redeemable as cash in the app, and a 4% annual interest rate on savings with deposits insured up to PHP 500,000. The bank differentiates itself by combining digital convenience with personal service, simple cash-out rewards, and a clear savings incentive to build loyalty. Its goal is to make everyday banking easier and more rewarding for Filipinos by blending technology with human service and a trusted, customer-focused platform.

Company size: 501-1,000
Company stage: Growth Equity (Non-Venture Capital)
Total funding: $10.4M
Headquarters: Philippines
Founded: 2021

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