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R+V Allgemeine Versicherung AG

Provides private and commercial insurance services

Underwriting Reinsurance Trainee

Full-TimeUpdated on 10/23/2026
€61.7k - €64.2k/yr
Entry
Bachelor's
Wiesbaden, Germany
HybridHybrid work with flexible hours between home and office; customer visits and market conferences in Germany and abroad.
InsuranceUnderwriting

About the job

Requirements
  • A completed degree in economics, economics/volkswirtschaftslehre, law, mathematics, or a comparable field.
  • Business-fluent German and English, spoken and written.
  • Routine proficiency with standard Microsoft Office applications.
  • Strong self-management and intercultural competence.
  • Initial knowledge of insurance and/or customer-contact experience is advantageous.
Responsibilities
  • Strategically contribute to shaping the reinsurance portfolio.
  • Continuously analyze the primary insurance market, customers, and international competition.
  • Conduct contract negotiations actively and purposefully.
  • Participate in customer visits and market conferences domestically and abroad.
  • Work collaboratively in an interdisciplinary team with specialists in mathematics, insurance, law, and natural sciences.
  • Contribute to cross-functional projects.
Desired Qualifications
  • Additional foreign languages are advantageous.
  • Initial knowledge of insurance and/or experience in customer contact is advantageous.

About the company

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R+V Allgemeine Versicherung AG

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R+V Allgemeine Versicherung AG is a major German insurer serving private and business customers. It offers standard insurance products as well as customized private plans and tailored, pragmatic solutions for commercial clients, covering protection and retirement planning. Its products work by providing policy-based coverage after customers pay premiums; claims support and risk management are built into the plans, with options ranging from everyday private coverage to specialized corporate solutions. The company differentiates itself through its large customer base, high premium income, and a broad, integrated portfolio, plus a strong emphasis on partnership, support, and employee benefits. Its goal is to be a reliable partner for customers, employees, and partners, helping people through protection and security while maintaining steady growth.

Company Size

5,001-10,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Wiesbaden, Germany

Founded

1922

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Simplify's Take

What believers are saying

  • 2025 pre-tax profit reached 2.2 billion euros; Q1 2026 premiums rose 5.6%.
  • First-half 2026 German primary premiums reached 10.6 billion euros, up 5.0%.
  • Emmie won German Brand Award 2026, improving digital customer acquisition.

What critics are saying

  • R+V expects 2026 pre-tax profit around 1.2 billion euros, far below 2025.
  • Efficiency savings already reached 100 million euros, showing structural expense pressure.
  • A 2026 German hail, flood, or Kfz shock can crush the combined ratio.

What makes R+V Allgemeine Versicherung AG unique

  • R+V’s Volksbanken Raiffeisenbanken network gives it captive German retail distribution.
  • Fitch reaffirmed AA strength for R+V Allgemeine Versicherung AG in November 2025.
  • NextLevel targets profitable growth while preserving high risk-bearing capacity.

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Benefits

  • Paid Vacation
  • Wellness Program
  • Mentorship Program
  • Training Programs