Summer 2027

Artificial Intelligence Intern

Posted on 9/3/2026

Transcard Payments

Transcard Payments

51-200 employees

Embedded cross-border and B2B payments

No salary listed

No H1B Sponsorship

Chattanooga, TN, USA

Hybrid

Interns are preferred onsite in Chattanooga; remote capability is available for qualified individuals, and candidates must reside in the US.

Bachelor's

Category
Software Engineering
Required Skills
LLM
Python
Git
Machine Learning
Word/Pages/Docs
Version Control
Cybersecurity
REST APIs
Excel/Numbers/Sheets
Microsoft Outlook

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Requirements
  • Familiarity with Python or another programming language commonly used in artificial intelligence and machine learning development.
  • Exposure to machine learning, natural language processing, or large language model concepts through coursework or personal projects.
  • Basic understanding of version control systems such as Git and collaborative development workflows.
  • Strong analytical and problem-solving skills, including the ability to troubleshoot and debug technical issues.
  • Interest in responsible artificial intelligence practices, including data privacy, security, and artificial intelligence safety considerations.
  • Ability to learn new tools, frameworks, and systems quickly in a fast-paced environment.
  • Ability to work remotely and independently from the direct supervisor as needed.
  • Proficiency in Microsoft Word, Excel, PowerPoint, and Outlook.
  • Completed or currently working toward a Bachelor's degree in Computer Science, Information Technology, Data Science, Artificial Intelligence, Machine Learning, Computer Engineering, or a related field.
Responsibilities
  • Learn and apply foundational concepts in artificial intelligence and machine learning through hands-on project work.
  • Assist in developing and improving features for the company's artificial intelligence-powered applications and tools.
  • Help troubleshoot and resolve issues within artificial intelligence-powered applications under the guidance of senior engineers.
  • Support testing and quality checks on artificial intelligence systems and related components to help ensure reliability and safety.
  • Assist with reviewing and supporting security and access-related configurations for artificial intelligence systems.
  • Participate in code reviews, sprint planning, and design discussions to gain exposure to the artificial intelligence development lifecycle.
  • Collaborate with cross-functional teams to understand how artificial intelligence features support broader business and customer needs.
  • Work with the supervisor and technology leadership to align internship activities with academic coursework and receive routine feedback and status updates.
Desired Qualifications
  • Coursework or project experience involving application programming interfaces, cloud platforms, or chatbot/conversational artificial intelligence development.
  • Preferred coursework in Machine Learning, Artificial Intelligence, Natural Language Processing, Data Structures and Algorithms, Statistics/Probability, Software Engineering, or Cybersecurity/Information Security.
  • Coursework or experience in Computer Engineering Technologies and Technicians.

Transcard provides global payment orchestration for banks, fintechs, and businesses to move money and manage payments and data through a single platform. It connects multiple payment rails, embeds payment workflows into customers’ systems, and offers secure, auditable transactions via an all-in-one portal. The platform blends multi-rail capabilities with deep system integration, embedded workflows, reconciliation, supply chain financing, and AI insights for end-to-end B2B and B2C payments. Its goal is to streamline and secure global payments and financial operations, improving efficiency for buyers, suppliers, and internal teams.

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Chattanooga, Tennessee

Founded

2005

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Simplify Jobs

Simplify's Take

What believers are saying

  • Visa and WebCargo launched embedded working-capital tools for freight in 2026.
  • Thredd expanded SMART Suite into Canada and the UK, broadening international revenue.
  • Coretek’s July 2026 Fabric migration strengthens analytics, personalization, and enterprise security.

What critics are saying

  • If Visa, Mastercard, or banks internalize orchestration, Transcard becomes a feature, not a company.
  • Freight financing, KYB automation, and AI recommendations face regulator scrutiny in 2026.
  • Stripe, Fiserv, and bank platforms can commoditize orchestration, squeezing Transcard’s margins.

What makes Transcard Payments unique

  • Transcard’s SMART Suite embeds AP, AR, and working-capital orchestration in one platform.
  • Its July 2026 Azure-Fabric AI layer surfaces financing recommendations inside existing workflows.
  • Visa, Thredd, and Mastercard integrations give Transcard multi-rail reach across freight, Canada, and cards.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

401(k) Company Match

Paid Vacation

Company News

Technology Record
Jul 8th, 2026
Coretek's AI-driven insights transform payment orchestration at Transcard.

Coretek's AI-driven insights transform payment orchestration at Transcard. The payment solutions firm partnered with the Microsoft AI Cloud provider to unlock new value for clients By Jacqui Griffiths | 08 July 2026 Transcard is a provider of embedded payment solutions that streamline transactions between buyers and suppliers. As part of its innovation strategy, the company wanted to evolve its platform from simply processing payments to delivering AI-powered insights. Several challenges emerged. Transcard required a platform that could evaluate key characteristics - such as industry, transaction size and supplier payment behaviours - to recommend tailored financing options. Advanced AI models were needed to analyse large amounts of financial data. It was important that insights would surface naturally within Transcard's Insight Tab, without disrupting existing workflows. Additionally, the solution had to combine enterprise-grade security with the scalability to support rapid growth and future AI use cases. Transcard engaged Coretek to design and implement an AI-driven foundation on Microsoft Azure, combining advanced data services, APIs and intelligent recommendations. Coretek migrated the company's financial data into Microsoft Fabric, enabling advanced analytics and AI readiness. To enable AI-driven insights, it developed models that analyse buyer and supplier profiles to recommend solutions like buy now, pay later. A frictionless user experience was achieved by exposing insights through APIs that embed recommendations directly into the Insight Tab. A secure architecture, built on Azure's compliance and governance features, ensures financial data remains safe while supporting growth. "Coretek helped us solve a real problem," says Jeff Kaufman, executive vice president of AI and data insights at Transcard. "Embedding AI-driven recommendations directly into our platform creates real value for our end customers and strengthens the experience we deliver." The partnership has established a new foundation for AI in trade finance, embedding intelligence directly into the platform and transforming payments into a source of strategic insight. Transcard's buyers and suppliers now receive context-aware insights that improve cash flow and financing outcomes. Embedded AI also enhances the customer experience, providing faster, more personalised guidance without adding complexity so customers can make smarter financing decisions in real time - whether extending payment terms, optimising cash flow or strengthening supplier relationships. Future growth is also supported by the secure, scalable Azure architecture. It gives Transcard the flexibility to expand AI-driven services across its customer base and continue co-innovating with Coretek and Microsoft to deliver even greater value. Discover more customer stories like this in the Summer 2026 issue of Technology Record. Don't miss out - subscribe for free today and get future issues delivered straight to your inbox.

Nasdaq
Nov 4th, 2025
Visa Partners With Transcard To Launch Next-Gen Embedded Finance Platform

Visa partners with Transcard to launch next-gen embedded finance platform. (RTTNews) - Visa Inc. (V), Tuesday announced a collaboration with Transcard to launch a next-generation embedded finance platform, designed to power payments and working capital solutions in the freight and logistics industry. This alliance puts embedded credit and working capital solutions in the hands of freight forwarders and airline carriers on WebCargo by Freightos, the company noted. This partnership combines Visa's global expertise in commercial solutions with Transcard's leading-edge payment orchestration technology, helping WebCargo users to gain access to flexible credit terms, seamless onboarding and automated reconciliation for air cargo transactions. The company expects the partnership to leverage its technology as well as expertise to help businesses streamline operations. In the pre-market hours, Visa's stock is trading at $336.90, up 0.01 percent on the New York Stock Exchange. The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

FF News
May 28th, 2025
Transcard Partners With Thredd To Accelerate Global Expansion

Transcard announces a strategic partnership with Thredd to support the rapid global expansion of the SMART Suite, a fully embedded and automated AI payment orchestration platform. Now live in Canada and soon in the UK, the partnership expands payment method optionality for customers and recipients for both B2B and B2C applications offering virtual cards.“Many of our multi-national customers want the same end user experience in other countries as we provide in the US. Thredd’s global issuance and partner network allows us to enhance the number of payment methods available on greatly accelerated timelines,” said Greg Bloh, Transcard CEO. “As we enter new markets, it is important to understand the unique requirements of each country and having Thredd as a global partner helps us meet localization requirements much more efficiently.”“We’re excited to partner with Transcard to help power their global ambitions,” said Jim McCarthy, CEO of Thredd. “Innovation is the lifeblood of any payments business, and Transcard’s SMART Suite is a great example of how an embedded payment solution can deliver real value. Together, we’ll support Transcard’s expansion plans and enable seamless, localized payment experiences that scale across borders.”The partnership unlocks a wide range of use cases across B2B, B2C, and BNPL (Buy Now, Pay Later) segments

PYMNTS
May 27th, 2025
Transcard Teams With Thredd To Expand Payment Orchestration Platform

Payments technology firm Transcard has teamed with Thredd to expand its payment orchestration platform. The collaboration, focused on Transcard’s SMART Suite platform, expands payment method optionality for customers and recipients for both B2B and B2C applications that offer virtual cards, according to a Tuesday (May 27) news release. “Many of our multinational customers want the same end user experience in other countries as we provide in the US,” Transcard CEO Greg Bloh said in the release

PR Newswire
May 27th, 2025
Transcard Partners With Thredd To Accelerate Global Expansion

Thredd's global issuance and partner network allows us to enhance the number of payment methods available on greatly accelerated timelines