C

Citi

Runs banking and payments for global clients

Java Tech Lead

Full-TimePosted on 10/20/2026
$120.8k - $170.8k
Expert
Bachelor's, Master's
Mississauga, ON, Canada
Hybrid
Software EngineeringBackend Engineering

About the job

Requirements
  • Apply analytical thinking and data-analysis tools and methodologies, using attention to detail when making judgments and recommendations based on factual information.
  • Independently handle most problems, with latitude to solve complex problems; integrate in-depth specialty knowledge with industry standards and practices.
  • Use professional judgment to interpret data and results, and break information down systematically and clearly.
  • Use communication and diplomacy skills to exchange complex or sensitive information.
  • Have experience in demanding client-facing environments, such as trading floors or client sites, where quick turnaround and performance under pressure are critical.
  • Have 9–10 years of hands-on application development experience and strong proficiency in Core Java, object-oriented programming principles, Spring Boot and related technologies, RESTful API design and implementation, and microservices architecture and best practices.
  • Have 6–8 years of application L3 support experience, including troubleshooting and resolving complex technical issues.
  • Have hands-on experience with Oracle, Microsoft SQL, and MongoDB.
  • Have experience supporting mission-critical enterprise applications.
  • Demonstrate curiosity and eagerness to explore artificial intelligence technologies.
  • Have experience configuring, debugging, or supporting business applications in Capital Markets; Debt or Equity Capital Markets Origination experience is preferred.
  • Adjust quickly to changing priorities.
  • Communicate technical concepts in business-friendly language in writing and verbally.
  • Work under pressure and adapt to changing priorities.
  • Be able to learn and adapt, teach others, and encourage idea exchange and information sharing.
  • Have a bachelor's/university degree or equivalent experience.
Responsibilities
  • Provide technical and business support to users of Citi applications, resolve application issues quickly, and drive improvements in stability, efficiency, and effectiveness.
  • Write and maintain high-quality Java code for application enhancements, bug fixes, and new features using Spring Boot, RESTful APIs, and microservices architecture.
  • Liaise between users and traders, internal technology groups, and vendors, and advise or coach new or junior analysts.
  • Participate in application releases from development and testing through production deployment.
  • Perform post-release checkouts after application releases and infrastructure updates.
  • Develop and maintain technical support documentation.
  • Explore and integrate artificial intelligence technologies into support workflows to improve efficiency and automate repetitive tasks.
  • Use AI-powered monitoring tools and predictive analytics to identify root causes proactively and prevent future incidents.
  • Develop and enhance support documentation and troubleshooting guides using generative AI to support rapid and accurate resolution of recurring issues.
  • Monitor application performance and stability, using AI-driven anomaly detection to optimize system reliability and minimize downtime.
Desired Qualifications
  • Have a good understanding of Angular 2+ and user interface/user experience design principles.
  • Have hands-on experience or knowledge implementing AI-powered monitoring tools and predictive analytics for incident detection.
  • Have experience leveraging generative AI for documentation, troubleshooting guides, or automation.
  • Have experience using AI-driven anomaly detection for system monitoring and optimization.
  • Have a master's degree.

About the company

C

Citi

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Website

Citi runs banking, investment and payment services for companies, governments and individuals around the world. Its global network connects institutions with local banking systems, while its US consumer business sells credit cards and deposit accounts. Corporate clients use Citi to manage cash, finance trade and raise capital, and investors use its trading, custody and wealth services to hold and manage assets. The bank earns interest on loans and fees from payments, securities transactions, financial advice and account services. Citi traces its banking roots to 1812; the Citigroup holding company was formed in 1998, and its headquarters are in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

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Simplify's Take

What believers are saying

  • Revenue is expanding: Citi reported $24.8 billion in the June 2026 quarter, up 14% year over year.
  • US parents get protected time: eligible Citi employees receive 16 weeks of bonding leave at full base pay.
  • Institutional deposits are sticky: Citi says around 80% of Services deposits come from clients with relationships exceeding 15 years.

What critics are saying

  • Lending losses remain substantial: Citi's net credit losses reached $2.4 billion in the June 2026 quarter.
  • Australian hybrid roles require office time: Citi sets a minimum of three office days weekly for designated hybrid positions.
  • Job cuts carry a cost: Citi booked roughly $500 million in severance in the March 2026 quarter.

What makes Citi unique

  • Corporate payments move at scale: Citi processes around $6 trillion daily through its Treasury and Trade business.
  • Deposits move beyond banking hours: Citi Token Services transfers cash between participating Citi branches around the clock.
  • Employees use a shared AI workspace: Citi's Stylus platform reaches over 180,000 people for research and multi-step workflows.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Wellness Program
  • Paid Vacation
  • Paid Sick Leave
  • Paid Holidays

Company News

Yahoo Finance
Oct 21st, 2026
Citi's Radke: AI splits software into winners like Microsoft and losers like Adobe

Citi's Tyler Radke says AI is splitting software into winners and losers. Radke, co-head of US software equity research, told Bloomberg Television that AI is lifting growth at Microsoft, Palantir, and Snowflake. He expects Microsoft's revenue growth to top 20%, up from 18% in the quarter ended June 30. Office costs under $100 a month and bundles security and Copilot, while rivals charge hundreds of dollars, leaving room to raise prices. Adobe and smaller application vendors face pressure as IT budgets shift to AI, he said. Salesforce agreed to buy Braze for $47.50 per share in cash. Radke questions whether Salesforce can speed up organic growth after half a dozen large deals. If financing stays costly, he expects scale to decide who survives.

Kalkine
Oct 20th, 2026
Citigroup prices $1.7B callable senior notes due 2030 with 4.135% fixed coupon

Citigroup priced a €1.5 billion offering of callable senior notes due October 26, 2030, according to a filing dated October 19, 2026. The notes were offered at 100.000% of par and settle on October 26, 2026. Net proceeds are €1,496,250,000 before expenses. The notes pay a fixed 4.135% annually until October 25, 2029. After that, they pay quarterly at three-month EURIBOR plus 0.795%. Citigroup may redeem the notes from April 26, 2027, at a make-whole price, or at par on October 26, 2029, or from September 26, 2030. The notes are rated A3 by Moody's, BBB+ by S&P, and A by Fitch. Citigroup will apply to list them on the Luxembourg Stock Exchange.

Kalkine
Oct 20th, 2026
Citigroup prices $1.4B senior notes due 2033 with 4.462% fixed-to-floating coupon

Citigroup Inc. priced a €1.25 billion offering of senior notes due October 26, 2033, according to a filing dated October 19, 2026. The notes were sold at 100.000% of face value, with net proceeds of €1,245,937,500 before expenses. The notes pay a fixed 4.462% a year, annually from October 26, 2027. From October 26, 2032, the rate becomes three-month EURIBOR plus 1.077%, paid quarterly. Citigroup may redeem the notes from April 26, 2027, at a make-whole price. The notes are rated A3 by Moody's, BBB+ by S&P, and A by Fitch. Settlement is due October 26, 2026. Citigroup Global Markets Limited is sole book manager, and a Luxembourg Stock Exchange listing has been applied for.

Astor Media
Oct 19th, 2026
Together prices $519M commercial mortgage-backed securitisation, its fourth deal in four months

Together has priced its seventh public small-balance commercial real estate mortgage-backed securitisation, valued at £409m. The deal was issued through Together Asset Backed Securitisation 2026-2 CRE-7 plc (CRE7). The placed notes have a weighted average cost of 1.21% at a 95% advance rate. About 83% of the notes are expected to receive AAA(sf) ratings from both Fitch and DBRS, with settlement expected on October 28, 2026. CRE7 is backed by first and second charge mortgages on commercial, residential and mixed-use properties across England, Wales and Scotland. First charge mortgages make up 98.2% of the portfolio. BNP Paribas and Lloyds Bank Corporate Markets were co-arrangers. Chief financial officer Chris Adams said it was Together's fourth transaction in four months, and that it "further diversifies our funding platform.

CNBC
Oct 16th, 2026
US presses China to widen market access for Mastercard and Citigroup in Bangkok talks

US Treasury officials pressed China this week to widen market access for Mastercard and Citigroup, an official said. The delegation, led by Deputy Secretary Francis Brooke, met the People's Bank of China (PBOC) and the finance ministry on the sidelines of the Group of 20 and IMF-World Bank meetings in Bangkok. Regulatory approval was part of the deal reached last month between Presidents Donald Trump and Xi Jinping, the official said. Mastercard now runs yuan card payments through a joint venture with NetsUnion Clearing Corp. Approval would let it operate independently. Citigroup is seeking a wholly owned securities licence and plans to raise its China securities staff to about 100, people familiar said. It applied in late 2021. On October 13, China allowed Visa to start preparing a wholly owned domestic card-clearing business.