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Amartha

P2P lending for women-led MSMEs

Business Partner

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeSolok, Solok City, West Sumatra, IndonesiaIDR3.6M - IDR3.7MIn-person

About the Job

Responsibilities

  • Market working-capital financing products to women who are micro, small, and medium enterprise partners.
  • Survey prospective partners and analyze their eligibility in accordance with company policy.
  • Build and maintain good relationships with partner clients and provide business assistance.
  • Ensure partner installment payments proceed smoothly and maintain the quality of the financing portfolio.
  • Collect overdue installments where days past due are under 60 days.
  • Meet financing-disbursement, payment-quality, and company-defined key performance indicator targets.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

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