ACI Worldwide
Real-time electronic payments software and SaaS
Associate Business Analyst
About the job
- A bachelor's degree in Computer Science or Business Administration, or equivalent experience.
- Two years of experience in an industry-related role such as technical support, product management, or product development with exposure to marketing, or comparable work experience.
- Knowledge and experience in most aspects of business analysis.
- Some knowledge of the payments industry, customer base, and applied technology.
- Excellent verbal and written communication skills.
- Strong negotiation and collaboration skills to provide guidance to the development organization.
- Ability to create high-quality, easy-to-understand papers and presentations.
- Current authorization to work in Ireland on a full-time basis.
- Plan, perform, and implement process improvement initiatives.
- Diagram and evaluate existing processes.
- Organize, lead, and facilitate cross-functional project teams.
- Develop metrics for process measurement and identify indicators for future improvement opportunities.
- Collect data to identify root causes of problems and measure performance against process requirements.
- Align improvements to performance shortfalls and consult on re-engineering techniques to improve process performance and product quality.
- Deliver presentations and training courses covering measurement, analysis, improvement, and control.
- Complete surveys and analyze best practices for techniques and processes, communicating team progress.
- Perform cost-benefit analyses.
- Elicit stakeholder needs and define and validate solutions that meet business needs, goals, or objectives.
- Build and manage stakeholder relationships based on their influence and needs.
- Analyze and synthesize stakeholder information; define and manage plans to deliver requirements; and document and manage requirements throughout the project life cycle.
- Develop and lead agentic skill writing, interpret skill requirements, and translate them into clear instructions for agentic models.
- Provide input on features and functions to Product Management for product roadmap development.
- Provide input to Product Marketing on case studies and customer reference implementations.
- Continuously develop domain knowledge in the payments industry, ACI products, the customer base, and applied technology.
- Obtain information from stakeholders using paper-based and automated tools.
- Use Voice-of-Customer techniques to uncover latent customer needs.
- Meet with Product Managers, Application Development representatives, customers, and industry experts to discover product specifications.
- Review product documentation, industry or regulatory specifications, and requirements databases to discover product specifications.
- Conduct elicitation sessions and field research with clients and targeted users to gather data for user stories and functional and non-functional specifications.
- Gather business requirements from customer-specific engagements and validate requirements with stakeholders.
- Prioritize requirements and use analysis and modeling techniques to ensure they meet market and business needs.
- Prepare requirements documentation, present requirements clearly, obtain approvals, and trace requirements.
- Plan the business analysis approach based on project complexity, risks, assumptions, and dependencies.
- Define the plan to deliver requirements, including elicitation, analysis, and management.
- Understand and adhere to corporate policies, including the ACI Code of Business Conduct and Ethics.
- Perform other duties as assigned.
- Awareness of the technology used by ACI solutions.
About the company
ACI Worldwide provides real-time electronic payment and banking software and services to banks, financial institutions, merchants, and corporations. Its products are delivered as on-premises software and cloud-based SaaS solutions, covering payment processing, banking, and corporate payments. Customers license software, pay maintenance, and incur transaction-based fees for cloud services, with ongoing support and updates. ACI differentiates itself by offering a broad, mission-critical portfolio that spans traditional banking software and modern cloud-based payment solutions, serving a global client base with both financial institutions and merchants. Its goal is to enable fast, reliable payment processing and banking operations at scale, helping customers move money securely and efficiently across the world.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Coral Gables, Florida
Founded
1975
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Simplify's Take
What believers are saying
- ACI raised 2026 revenue guidance on August 6 to $1.895-$1.925 billion.
- ACI signed two U.S. Connetic customers in Q2 2026, validating cloud-native demand.
- On September 1, 2026, ACI bought Cranium Ventures to speed card switching.
What critics are saying
- Reuters said on July 17, 2026 ACI explored selling its billing division.
- Q3 2026 guidance depends on high-margin renewals; any slip hits results.
- EPI and cloud-native rivals commoditize ACI's switch layer by 2027.
What makes ACI Worldwide unique
- ACI Connetic unifies cards, account-to-account payments, and AI fraud on one cloud architecture.
- Rabobank chose ACI for iDEAL-to-Wero migration, finishing by end-2027.
- ACI processes over 300 billion card transactions annually, proving global switching scale.
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Benefits
Health Insurance
Remote Work Options
Flexible Work Hours
Company News
Lesaka Technologies reports first GAAP profit, eyes strong FY2027. South African fintech firm Lesaka Technologies achieves GAAP profitability for the first time since its 2022 rebrand from Net1, posting a $2.8 million net income for FY2026 and projecting robust adjusted EPS for FY2027. This financial pivot comes after Lesaka Technologies (formerly Net1 UEPS Technologies) rebranded in 2022, a move that coincided with the R3.7 billion acquisition of the Connect Group. The company's journey has been marked by strategic shifts, including its historical involvement with the South African Social Security Agency (SASSA) grant payment system through its subsidiary Cash Paymaster Services (CPS), a contract that faced legal challenges and ultimately led to CPS's liquidation in 2020. Today, Lesaka Technologies says its focus is on financial inclusion, providing services to underserved communities and merchants. The path to profitability and future projections. The company's FY2026 results show a 20% year-on-year increase in Net Revenue, reaching $374.9 million, and a 41% rise in Group Adjusted EBITDA to $75.7 million. This growth was driven by strong performance in its Consumer and Enterprise segments, which saw revenue increases of 38% and 62% respectively in FY2026 compared to FY2025, even as merchant revenue declined. The company attributed its Net Revenue growth to a higher contribution from distribution and agent mix adjustments. Lesaka Technologies Executive Chairman, Ali Mazanderani, highlighted the achievement, stating that the company delivered on all its FY2026 guidance metrics and exceeded its Adjusted EPS range. For FY2027, the company expects Net Revenue between ZAR 7.0 billion and ZAR 7.7 billion, Group Adjusted EBITDA between ZAR 1.45 billion and ZAR 1.60 billion, and Adjusted EPS between ZAR 7.50 and ZAR 8.50. These projections incorporate the pending acquisition of Bank Zero, a South African digital mutual bank, a deal valued at R1.091 billion that received approval from the South African Competition Commission in late 2025. Navigating a crowded market. Lesaka Technologies operates in a competitive South African fintech landscape, where mobile money platforms like those run by Vodacom and MTN already serve millions of users. The company's focus on financial inclusion positions it against both traditional banks and other fintech players. While Lesaka Technologies has made strides in the social grant recipient market, with its EasyPay Everywhere (EPE) platform having 1.9 million customers, of whom 1.7 million are social grant recipients, its revenue share in this R25 billion annual opportunity is less than 7%. Lincoln Mali, CEO of Lesaka Southern Africa, noted in May 2025 that the company was gaining market share from traditional banks due to operational challenges faced by competitors like Post Bank. Competitors in various segments of Lesaka Technologies' business include companies like PayU, Flutterwave, and ACI Worldwide, which offer bill payments, POS solutions, and card acceptance. Other rivals in the broader payments space include DOCOMO Digital, TreviPay, Market Pay, and Systems & Methods. The South African regulatory environment, governed by acts like the Financial Intelligence Centre Act (FICA) and the National Payment System Act (NPSA), aims to foster innovation while ensuring consumer protection. This presents both opportunities and challenges for fintechs, as compliance can be costly for smaller firms, but regulatory sandboxes offer a testing ground for new products. The unresolved question. Lesaka Technologies' return to GAAP profitability and its ambitious FY2027 projections signal a period of renewed confidence. However, the company's ability to significantly increase its revenue share in the social grant market, where it currently holds a smaller percentage of a large opportunity, remains an open question. While its strategy of acquiring companies like Connect Group and Adumo, and the pending acquisition of Bank Zero, aims to broaden its offerings and reach, the ultimate success will depend on how effectively these integrated services can convert its large user base into higher-value transactions. The merchant segment's declining revenue in FY2026 also presents a challenge that the company will need to address to ensure balanced growth across its business lines. Based on information available at time of publication. Trademarks and logos belong to their respective owners. Spot an error? Write to [email protected]. Editorial policy · Disclaimer. Support our work Buy the AU-Startups team a coffee. We track African funding rounds, investors and outcomes, and publish what the data actually shows. No paywall on the reporting. If it is useful, you can help keep it going. Secure payment through Stripe. One-off, no account needed.
ACI Worldwide has entered into a definitive agreement to acquire Cranium Ventures, a UK-based developer of cloud-native card payment switching technology. The acquisition will integrate Cranium's SYNAP microservices framework into ACI Connetic for Cards, accelerating ACI's roadmap for card switching capabilities. Founded in 2018, Cranium Ventures operates in Singapore and Malaysia. Under the agreement, ACI will acquire the company's technology, intellectual property and commercial relationships. Co-founders Ashraf Dimitri and Tony Horrell will join ACI, bringing decades of payment switching experience from companies including Visa and First Data. ACI's solutions currently process more than 300 billion card transactions annually. The transaction is expected to close in the third quarter of 2026, subject to customary closing conditions. Financial terms were not disclosed.
ACI Worldwide to add microservices card switching to ACI Connetic for Cards via acquisition of Cranium Ventures. September 1, 2026 ACI will incorporate Cranium Ventures' microservices-based card switching framework into ACI Connetic for Cards. OMAHA, Neb.-(BUSINESS WIRE)-Sep. 1, 2026- ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, today announced it has entered into a definitive agreement to acquire Cranium Ventures, a privately held developer of cloud-native card payment switching technology. The technology will be added to ACI Connetic for Cards, which ACI launched in March 2026. ACI Connetic is the platform behind ACI's intelligent payments orchestration strategy, introduced in 2025 as the industry's first unified cloud-native platform bringing account-to-account payments, card payments and AI-powered fraud prevention onto a single architecture. ACI's acquiring, issuing, ATM and self-service banking solutions process more than 300 billion card transactions annually. The acquisition accelerates ACI's existing Connetic for Cards roadmap, bringing planned card switching capabilities to market sooner. Purchase transactions on the global card networks are projected to reach more than 1.1 trillion in 2029, a 43 percent increase over 2024. At the same time, institutions are running more payment rails in parallel, and card authorization at many banks and processors still relies on architecture designed before cloud computing was an option. A common modernization approach has been to wrap an existing switch in new interfaces rather than rebuild what runs underneath. ACI built ACI Connetic to address that directly. Founded in 2018 in the United Kingdom, Cranium Ventures has key operations in Singapore and Malaysia and developed SYNAP, a microservices-based card switching framework that runs in cloud, on-premises and hybrid environments. Under the agreement, ACI will acquire Cranium Ventures' technology, intellectual property and commercial relationships, and Cranium co-founders Ashraf Dimitri and Tony Horrell will join ACI, bringing decades of experience delivering payment switching technology to financial institutions and processors worldwide. Dimitri founded Oasis Technology in 1989 and was a lead architect of IST/Switch, a global payment switch. Horrell has founded and exited multiple payment industry companies and has also held senior roles at leading payments technology companies, including Visa, First Data, and ACI Worldwide. Cranium's broader technical team also brings experience implementing and operating SYNAP, including at two of the world's largest processors. "Card processing is one of the hardest modernization problems left in payments, and we have been working on it for years," said Thomas Warsop, President and Chief Executive Officer, ACI Worldwide. "Financial institutions need more than a switch. They need intelligence embedded throughout the payment lifecycle, and that is what we built ACI Connetic to deliver. ACI Connetic for Cards is already in market, and Cranium Ventures moves that work forward faster. It will further strengthen our competitive position in cloud-native switching and payment solutions, consistent with our focus on expanding our strategic growth platform." "Modern switching has to hold up in environments where the tolerance for failure is close to zero. That is what we built for," said Tony Horrell, Chief Executive Officer, Cranium Ventures. "We set out to answer whether a microservices switch could hold up under the volumes and the certification demands that real card processing puts on it, and we put it into production," said Ashraf Dimitri, Chief Technology Officer, Cranium Ventures. Financial terms were not disclosed. The transaction is subject to customary closing conditions and approvals and is expected to close in the third quarter of 2026. ACI will support Cranium Ventures' existing SYNAP customers following close. Source for global card purchase transaction projections: The Nilson Report, January 2025. About ACI Worldwide ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With more than 50 years of trusted payments expertise, ACI Worldwide combine its global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities. About Cranium Ventures Cranium Ventures develops SYNAP, a microservices-based card payment switching framework for banks, processors and payment service providers. The company has operations in the United Kingdom, Singapore and Malaysia. Forward-Looking Statements This press release contains forward-looking statements based on current expectations that involve a number of risks and uncertainties. Generally, forward-looking statements do not relate strictly to historical or current facts and may include words or phrases such as "believes," "will," "expects," "anticipates," "intends," and words and phrases of similar impact. The forward-looking statements are made pursuant to safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements in this press release include, but are not limited to, (i) expectations that the transaction will close in the third quarter of 2026, (ii) expectations regarding the acquisition of Cranium Ventures' technology, intellectual property and commercial relationships, (iii) expectations that Cranium Ventures' co-founders will join ACI, (iv) expectations that Cranium Ventures' technology will be incorporated into ACI Connetic for Cards, (v) expectations that the transaction will accelerate ACI's Connetic for Cards roadmap and bring planned card switching capabilities to market sooner, (vi) expectations regarding the capabilities of Cranium Ventures' technology, (vii) expectations that ACI will support Cranium Ventures' existing SYNAP customers following close, and (viii) expectations regarding projected growth in global card purchase transactions and demand on payment authorization infrastructure. All of the foregoing forward-looking statements are expressly qualified by the risk factors discussed in its filings with the Securities and Exchange Commission. ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay ONE and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties' trademarks referenced are the property of their respective owners. Media Katrin Boettger, Communications & Corporate Affairs Director, ACI Worldwide, [email protected] Investors John Kraft, SVP, Head of Strategy and Finance, ACI Worldwide, [email protected]
ACI Worldwide to Add Microservices Card Switching to ACI Connetic for Cards via Acquisition of Cranium Ventures TMCnet News [September 01, 2026] | / | ACI Worldwide to Add Microservices Card Switching to ACI Connetic for Cards via Acquisition of Cranium Ventures ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, today announced it has entered into a definitive agreement to acquire Cranium Ventures, a privately held developer of cloud-native card payment switching technology. The technology will be added to ACI Connetic for Cards, which ACI launched in March 2026. ACI Connetic is the platform behind ACI's intelligent payments orchestration strategy, introduced in 2025 as the industry's first unified cloud-native platform bringing account-to-account payments, card payments and AI-powered fraud prevention onto a single architecture. ACI's acquiring, issuing, ATM and self-service banking solutions process more than 300 billion card transactions annually. The acquisition accelerates ACI's existing Connetic for Cards roadmap, bringing planned card switching capabilities to market sooner. Purchase transactions on the global card networks are projected to reach more than 1.1 trillion in 2029, a 43 percent increase over 2024. At the same time, institutions are running more payment rails in parallel, and card authorization at many banks and processors still relies on architecture designed before cloud computing was an option. A common modernization approach has been to wrap an existing switch in new interfaces rather than rebuild what runs underneath. ACI built ACI Connetic to address that directly. Founded in 2018 inthe United Kingdom, Cranium Ventures has key operations in Singapore and Malaysia and developed SYNAP, a microservices-based card switching framework that runs in cloud, on-premises and hybrid environments. Under the agreement, ACI will acquire Cranium Ventures' technology, intellectual property and commercial relationships, and Cranium co-founders Ashraf Dimitri and Tony Horrell will join ACI, bringing decades of experience delivering payment switching technology to financial institutions and processors worldwide. Dimitri founded Oasis Technology in 1989 and was a lead architect of IST/Switch, a global payment switch. Horrell has founded and exited multiple payment industry companies and has also held senior roles at leading payments technology companies, including Visa, First Data, and ACI Worldwide. Cranium's broader technical team also brings experience implementing and operating SYNAP, including at two of the world's largest processors. "Card processing is one of the hardest modernization problems left in payments, and we have been working on it for years," said Thomas Warsop, President and Chief Executive Officer, ACI Worldwide. "Financial institutions need more than a switch. They need intelligence embedded throughout the payment lifecycle, and that is what we built ACI Connetic to deliver. ACI Connetic for Cards is already in market, and Cranium Ventures moves that work forward faster. It will further strengthen our competitive position in cloud-native switching and payment solutions, consistent with our focus on expanding our strategic growth platform." "Modern switching has to hold up in environments where the tolerance for failure is close to zero. That is what we built for," said Tony Horrell, Chief Executive Officer, Cranium Ventures. "We set out to answer whether a microservices switch could hold up under the volumes and the certification demands that real card processing puts on it, and we put it into production," said Ashraf Dimitri, Chief Technology Officer, Cranium Ventures. Financial terms were not disclosed. The transaction is subject to customary closing conditions and approvals and is expected to close in the third quarter of 2026. ACI will support Cranium Ventures' existing SYNAP customers following close. Source for global card purchase transaction projections: The Nilson Report, January 2025. About ACI Worldwide ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With more than 50 years of trusted payments expertise, Fog Computing World combine its global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities. About Cranium Ventures Cranium Ventures develops SYNAP, a microservices-based card payment switching framework for banks, processors and payment service providers. The company has operations in the United Kingdom, Singapore and Malaysia. Forward-Looking Statements This press release contains forward-looking statements based on current expectations that involve a number of risks and uncertainties. Generally, forward-looking statements do not relate strictly to historical or current facts and may include words or phrases such as "believes," "will," "expects," "anticipates," "intends," and words and phrases of similar impact. The forward-looking statements are made pursuant to safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements in this press release include, but are not limited to, (i) expectations that the transaction will close in the third quarter of 2026, (ii) expectations regarding the acquisition of Cranium Ventures' technology, intellectual property and commercial relationships, (iii) expectations that Cranium Ventures' co-founders will join ACI, (iv) expectations that Cranium Ventures' technology will be incorporated into ACI Connetic for Cards, (v) expectations that the transaction will accelerate ACI's Connetic for Cards roadmap and bring planned card switching capabilities to market sooner, (vi) expectations regarding the capabilities of Cranium Ventures' technology, (vii) expectations that ACI will support Cranium Ventures' existing SYNAP customers following close, and (viii) expectations regarding projected growth in global card purchase transactions and demand on payment authorization infrastructure. All of the foregoing forward-looking statements are expressly qualified by the risk factors discussed in its filings with the Securities and Exchange Commission. (C) Copyright ACI Worldwide, Inc. 2026. ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay ONE and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties' trademarks referenced are the property of their respective owners. View source version on businesswire.com: https://www.businesswire.com/news/home/20260901440353/en/ [ Back To TMCnet.com's Homepage] |
Inter Pag selects ACI Worldwide to advance intelligent payments orchestration in Brazil. Foto: lightpoet - stock.adobe.com ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, and Inter Pag, the merchant acquiring business of Banco Inter, today announced a strategic partnership to help power the next phase of Inter Pag's growth in Brazil. Combining cloud-enabled acquiring capabilities with payments intelligence, AI-driven fraud prevention, analytics, advanced ecommerce tools and orchestration, the partnership will support Inter Pag's modernization strategy while helping the company scale, innovate, and respond to rapidly evolving merchant needs. As part of the agreement, Inter Pag has selected the ACI Acquiring Platform, which also includes back-office card management capabilities powered by RS2, built on the strategic partnership launched by ACI and RS2 in Brazil in 2024. The platform will serve as the foundation for Inter Pag's next phase of growth, enabling the company to simplify operations, increase flexibility, strengthen resiliency, and bring new payment services to market faster. Serving more than 100,000 small and medium-sized businesses across Brazil, Inter Pag is investing in modern payments infrastructure to support growing transaction volumes and evolving merchant expectations. As digital payments adoption accelerates, merchants increasingly require support for a broader range of payment methods, value-added services and real-time experiences, creating new demands on acquiring platforms. The agreement comes at a time when Brazil is emerging as one of the world's fastest-growing and most innovative digital payments markets. Since its launch in 2020, Pix has grown to nearly 170 million users, fundamentally reshaping how consumers and businesses make and receive payments.* It is now the country's most widely used payment method, accounting for 54.7% of all payment transactions in the second half of 2025.** As Pix and other alternative payment methods continue to gain traction, acquirers face growing pressure to modernize infrastructure that can support new payment experiences, greater transaction volumes, stronger fraud controls, and faster innovation. Increasingly, they also need intelligent platforms capable of using AI and real-time analytics to optimize performance and respond to changing market conditions. Against this backdrop, Inter Pag is investing in a modern platform designed to support future growth, innovation, and operational efficiency. "Brazil has become one of the most dynamic payments markets in the world. The success of Pix, the growth of digital commerce and rapidly changing merchant expectations are accelerating the need for modernization across the acquiring industry," said Vlademir Santos, head of sales, Brazil, ACI Worldwide. "Reliable, secure and resilient payment processing remains essential, but increasingly acquirers also need payments intelligence, AI-driven insights, orchestration capabilities and the flexibility to innovate faster. Modern payments infrastructure is no longer just about processing transactions. It's about turning payments into a strategic growth engine." Business Wire (engl.) Autor folgen Verfasst von Letzte Änderung21.08.2026, 08:00 Im Artikel enthaltene Werte