Java Lead Application Developer
About the job
- 8-12 years of relevant experience.
- Experience in systems analysis and programming of software applications.
- Experience managing and implementing successful projects.
- Working knowledge of consulting and project management techniques and methods.
- Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements.
- Bachelor’s degree or university degree, or equivalent experience.
- Experience with Java 17 or 21, Spring Boot, cloud-native frameworks, RESTful APIs, OpenAPI or Swagger, Apache Kafka or JMS, Oracle, MongoDB, Docker, Kubernetes or OpenShift, OpenTelemetry, Micrometer, Prometheus, Grafana, and Splunk or ELK.
- Knowledge of clean code principles, SOLID design patterns, domain-driven design, test-driven development, and behavior-driven development.
- Experience with JUnit 5 and Mockito, automated testing, and high test coverage.
- Experience with Scrum or Kanban software development practices and production incident management.
- Conduct feasibility studies, time and cost estimates, IT planning, risk technology, application development, model development, and establish and implement new or revised application systems and programs.
- Monitor and control all phases of the development process, including analysis, design, construction, testing, and implementation, and provide user and operational support to business users.
- Analyze complex application-development problems and issues, evaluate business and system processes and industry standards, and make evaluative judgments.
- Recommend and develop security measures during post-implementation analysis of business usage to ensure successful system design and functionality.
- Consult with users, clients, and technology groups on issues; recommend advanced programming solutions; and install and assist customer-exposure systems.
- Ensure essential procedures are followed and help define operating standards and processes.
- Design, develop, test, deploy, and maintain high-throughput, low-latency microservices.
- Build and document robust RESTful APIs and event-driven interfaces according to enterprise API standards and OpenAPI or Swagger specifications.
- Design asynchronous workflows and event-streaming pipelines using Apache Kafka or JMS.
- Implement data-persistence layers using relational and NoSQL databases, with optimized indexing, query execution, and transactional integrity.
- Enforce clean code, SOLID, domain-driven design, and test-driven or behavior-driven development practices.
- Author unit, integration, and contract tests using JUnit 5 and Mockito.
- Build and optimize continuous integration and continuous delivery pipelines and containerize services using Docker and Kubernetes or OpenShift.
- Integrate logging, metrics, and tracing instrumentation into microservices.
- Participate in Scrum or Kanban ceremonies.
- Conduct code reviews and provide constructive feedback to junior engineers.
- Partner with Level 3 support teams for triage, root-cause analysis, and remediation of critical production incidents during release rollouts and business hours.
- Act as a subject-matter expert to senior stakeholders and team members and operate with limited direct supervision.
About the company
Citi provides financial services including consumer banking, credit, investment banking, and wealth management to individuals, corporations, and governments. The company operates by earning interest on loans and collecting fees for managing investments, processing trades, and facilitating cross-border transactions through its digital platforms. Unlike many local banks, Citi maintains a physical and digital presence in over 160 countries, allowing it to serve as a single partner for clients with global financial needs. Its goal is to drive growth and profitability for its clients and shareholders while supporting environmental and social sustainability initiatives.
Company Size
10,001+
Company Stage
IPO
Headquarters
New York City, New York
Founded
1812
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Simplify's Take
What believers are saying
- Q2 2026 revenue hit $24.8 billion, Citi's best quarterly revenue in a decade.
- Citi Commerce Media monetizes 6.5 billion annual transactions across 70 million customers.
- Q2 2026 deposits reached $1.5 trillion, and Banamex stake sales strengthened capital.
What critics are saying
- Citi cut 7,000 jobs since late 2025; more layoffs hit compliance and risk teams.
- Citi still works through data governance and regulatory reporting remediation under 2020 consent orders.
- Banamex separation and heavy automation threaten execution; mishandled controls risk another regulatory crackdown.
What makes Citi unique
- Citi moves nearly $6 trillion daily, giving unmatched cross-border payments scale and reach.
- Citi Token Services and stablecoin rails bridge fiat, tokens, and regulated settlement.
- Citi Stylus Workspaces reaches 180,000 employees; Arc embeds agentic AI across businesses.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
401(k) Retirement Plan
401(k) Company Match
Wellness Program
Paid Vacation
Paid Sick Leave
Paid Holidays
Company News
Coinbase Global and Citi have launched new features linking the bank's payment systems with Coinbase's stablecoin infrastructure. Citi's Virtual Account Wallet for Coinbase will automatically convert client fiat balances into stablecoins and convert incoming stablecoins back into fiat. Merchants using Citi's Spring platform can now accept stablecoin payments whilst keeping settlement within Citi's regulated banking system. The partnership supports Coinbase's strategy to reduce reliance on trading fees by expanding subscription and service revenue, including payments infrastructure and custody services. The rollout targets US merchants and enterprises. Adoption rates, active user numbers, and processed transaction volumes will indicate the partnership's success. The move aligns with Coinbase positioning itself as an institutional gateway as payments shift onto blockchain infrastructure.
Citi and Coinbase have expanded their partnership to bridge traditional banking and digital payments. The collaboration introduces two initiatives: Coinbase Virtual Accounts, which uses Citi's Banking-as-a-Service infrastructure to provide bank-account-like functionality with automatic fiat-to-stablecoin conversion, and merchant stablecoin acceptance through Citi's Spring platform, powered by Coinbase Payments. The solutions allow businesses to operate between traditional and digital finance without building separate infrastructure. Merchants can accept payments from over 150 million stablecoin holders globally, with automatic conversion to fiat. Citi serves as the bank of record for settlements. Launching initially in the United States, the partnership aims to enable interoperability between fiat and digital payments. Citi moves approximately $6 trillion daily and banks 90% of top e-commerce companies and 15 of the world's 20 largest fintechs.
Citi, Mastercard and the FinTech Association of Hong Kong co-hosted their third annual fintech forum in Hong Kong, focusing on agentic AI in financial services. The event brought together regulators, financial industry leaders and fintech innovators to discuss responsible AI adoption across wealth management, banking and payments. A key highlight was Citi Sky, Citi Wealth's conversational AI platform developed using Google Cloud and Google DeepMind technologies. The platform serves as an always-on digital companion designed to help clients access market insights and engage with wealth advisors. Speakers included representatives from Citi, Mastercard, the Hong Kong Monetary Authority, Accenture, AlipayHK, Ant International, Google Cloud, Hong Kong Cyberport and NVIDIA. Discussions covered customer engagement, governance, cybersecurity and the future of work in an AI-driven financial landscape.
International Payments Identity has raised $16 million in Series A funding led by Foundation Capital, with participation from Citi, HSBC, and existing investors. The payment intelligence firm addresses insufficient payment verification as digital transactions accelerate globally. IPID highlights that information flow lags behind payment system advancements, leaving institutions uncertain about recipients. This verification gap increases fraud vulnerability, with losses projected to reach $331 billion by 2027. The company currently operates bank account verification across more than 50 countries and plans to expand into US payments and digital assets. The funding will strengthen its global network and improve payment decision-making capabilities for financial institutions.
Peruvian oil company and steelmaker tap commercial banks to support their operations