U

U.S. Bank

Runs a national bank and processes card payments

Float Relationship Banker 1

Full-TimeDeadline 11/27/26
$21.68 - $26.50
Entry, Junior
Edina, MN, USA
HybridTravel to assigned branch clusters within 50 miles; work schedule may include up to six days per week.
Finance & BankingRetail & Commercial Banking

About the job

Requirements
  • A high school diploma or equivalent is required.
  • Typically has less than four years of job-related retail banking experience or a combination of experience and commensurate training.
Responsibilities
  • Build relationships with customers through in-person, appointment-based, and virtual channels, assessing and addressing their banking needs.
  • Obtain and process customer and account information, explain deposit and loan products and services, and recommend solutions aligned with customers’ goals and needs.
  • Conduct proactive outreach and follow up, learn customers’ financial needs and channel preferences, and identify solutions for new and existing clients.
  • Maintain working knowledge of consumer and business banking products and services, including digital products and services.
  • Provide a consistent client experience, including greeting clients and processing basic transactions.
  • Collaborate with branch team members and partners to serve clients.
  • Open consumer and business accounts, complete service requests, and submit credit applications.
  • Educate clients about digital and self-service products and services.
  • Use available resources and technologies to provide an accurate client experience and operationally excellent service.
  • Travel to assigned branch clusters, which may change within 50 miles of the home branch.
  • Work a flexible schedule that may extend up to six days per week.
  • Maintain required National Mortgage Licensing System registration under the S.A.F.E. Act and Regulation Z, including meeting applicable background and credit-check requirements.
  • Work from a U.S. Bank location on all scheduled workdays.
Desired Qualifications
  • Ability to build and foster client relationships through proactive outreach and follow up.
  • Ability to effectively engage and communicate with clients.
  • Thorough knowledge of applicable bank and branch policies, procedures, and support systems.
  • Customer service and interpersonal skills.
  • Experience using and demonstrating digital products and self-service technologies.
  • Ability to explore and identify customer needs while applying a digital-first mindset.
  • Basic proficiency in making appropriate recommendations that meet customer needs reactively and proactively.
  • Experience in the financial services industry.

About the company

U.S. Bank is one of the largest banks in the United States, serving consumers, small businesses, corporations, and government agencies with banking, lending, payments, and wealth management. Its Elavon subsidiary is one of the world's biggest processors of card payments for merchants, handling sales in the United States, Canada, and Europe. People and small businesses use its branches and mobile app for checking, savings, credit cards, mortgages, and loans, while companies use it for corporate cards and cash management, and the bank earns money from loan interest and fees. U.S. Bank received national bank charter No. 24 in 1863, under President Abraham Lincoln, and is based in Minneapolis as the main subsidiary of U.S. Bancorp.

Company Size

10,001+

Company Stage

IPO

Headquarters

Minneapolis, Minnesota

Founded

1863

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Simplify's Take

What believers are saying

  • Profits are climbing: net income rose 20% to $2.2 billion in the June 2026 quarter on record $7.7 billion revenue.
  • Room to grow: U.S. Bank listed 1,285 open roles in October 2026, led by 512 in branch banking.
  • Stability has a track record: U.S. Bancorp stayed profitable through the 2008 financial crisis, earning $2.9 billion that year.

What critics are saying

  • Its card-processing arm is slowing: after losing European sales partners, merchant revenue grew just 2.3% in the June 2026 quarter.
  • Headcount keeps falling: U.S. Bancorp's staff shrank 12% in three years, to 68,520 by December 2025.
  • Expect three office days a week: since March 2024, attendance counts in performance reviews for staff near its hub offices.

What makes U.S. Bank unique

  • Payments is unusually big for a bank: card issuing, merchant processing and corporate payments made 23% of revenue in mid-2026.
  • Washington pays with its cards: only U.S. Bank and Citibank issue federal SmartPay cards, about $40 billion a year.
  • Amazon chose it over American Express: U.S. Bank began issuing Amazon's small business credit cards in May 2026.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • Paid Vacation
  • Paid Holidays
  • Adoption Assistance
  • Paid Sick Leave

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MGE Energy and its subsidiary Madison Gas and Electric announced on 5 October 2026 that they amended and restated three revolving credit agreements, extending maturity dates to 1 October 2031. The amendments include options for up to two additional one-year extensions, potentially pushing maturity to 2033. The MGE JPMorgan Chase credit facility's aggregate commitments increased from $90 million to $210 million. MGE Energy can borrow revolving funds and request letters of credit up to $50 million, with the option to seek an additional $25 million. Madison Gas and Electric's agreement with U.S. Bank National Association permits revolving borrowings up to $40 million. The agreements require borrowers to maintain a consolidated indebtedness to consolidated total capitalisation ratio not exceeding 65%. These amended agreements replace the original credit agreements established on 8 November 2022.