U.S. Bank

Runs a national bank and processes card payments

Loan Documentation Specialist

Retail & Commercial BankingConfirmed live in the last 24 hours

Full-timeChennai, Tamil Nadu, IndiaNo salary listed

About the Job

Requirements

Requires strong attention to detail and accuracy to interpret complex loan documentation and ensure precise system data entry.
Requires working knowledge of commercial lending products, loan structures, and financial terms.
Requires analytical and problem-solving skills to identify discrepancies and resolve data or documentation issues.
Requires quality control discipline and risk awareness to meet audit, compliance, and regulatory standards.
Requires time management and productivity skills to prioritize workload and meet service-level agreements.
Requires effective communication and collaboration skills to engage with business lines, operations partners, and downstream teams.
Requires technical proficiency in systems such as the Automated Financial System, Commercial Loan Workflow, and document repositories.
Requires accountability and ownership to ensure end-to-end completion of work with minimal downstream defects and full audit traceability.
Requires Microsoft Suite proficiency.
Requires commercial loan documentation knowledge, strong attention to detail and accuracy, risk awareness and control discipline, process and procedure adherence, productivity and time management, system proficiency, and communication and collaboration skills.
Requires 2–3 years of relevant experience.

Responsibilities

Process final, executed loan documents and booking requests received from the business line through Commercial Loan Workflow or supporting systems.
Enter loan terms, pricing, dates, and setup information into the Automated Financial System based on executed documentation.
Accurately process and board commercial loan transactions, including new loans, renewals, and amendments, into the Automated Financial System within established service-level agreements by reviewing executed loan documentation and validating key loan terms, including loan amount, maturity date, interest rate, payment structure, borrower information, and fees, ensuring all system inputs align with legal documents.
Perform quality control reviews to identify and correct errors, distinguish between banker and processing errors, and support a 100% quality review process before downstream handoffs.
Maintain compliance with internal policies, regulatory requirements, and audit standards while ensuring complete and audit-ready documentation.
Partner with business line stakeholders and internal operations teams to resolve documentation gaps, discrepancies, and not-in-good-order conditions.
Manage workflow intake and prioritization to meet productivity, quality, and turnaround expectations.
Produce accurate loan setups, corrected transactions, and documented work packets that enable downstream servicing, collateral, and post-close processes.

At U.S. Bancorp India, we’re on a journey to do our best. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bancorp India gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Processing final, executed loan documents and booking requests received from the business line through Commercial Loan Workflow (CLW) or supporting systems.
Loan terms, pricing, dates, and setup information are entered into the Automated Financial System (AFS) based on the executed documentation.

Role Responsibilities:

Responsible for accurately processing and boarding commercial loan transactions (including new loans, renewals, and amendments) into AFS within established SLAs by reviewing executed loan documentation, validating key loan terms (such as loan amount, maturity date, interest rate, payment structure, borrower information, and fees), and ensuring all system inputs align with legal documents.
Performing quality control reviews to identify and correct errors, distinguish between banker and processing errors, and support a 100% quality review process prior to downstream handoffs; maintaining compliance with internal policies, regulatory requirements, and audit standards while ensuring complete and audit-ready documentation.
Partnering with business line stakeholders and internal operations teams to resolve documentation gaps, discrepancies, and NIGO conditions; managing workflow intake and prioritization to meet productivity, quality, and turnaround expectations; and producing accurate loan setups, corrected transactions, and documented work packets that enable downstream servicing, collateral, and post-close processes.

Competencies:

Requires strong attention to detail and accuracy to interpret complex loan documentation and ensure precise system data entry; working knowledge of commercial lending products, loan structures, and financial terms.
Analytical and problem-solving skills to identify discrepancies and resolve data or documentation issues; quality control discipline and risk awareness to meet audit, compliance, and regulatory standards; time management and productivity skills to prioritize workload and meet SLAs.
Effective communication and collaboration skills to engage with business lines, operations partners, and downstream teams; technical proficiency in systems such as AFS, CLW, and document repositories; and accountability and ownership to ensure end-to-end completion of work with minimal downstream defects and full audit traceability

Skills:

Microsoft Suite proficient.
Commercial loan documentation knowledge, strong attention to detail and accuracy, risk awareness and control discipline, process and procedure adherence, productivity and time management, system proficiency, communication and collaboration skills, coachable.

Yrs of exp – 2- 3 yrs of relevant yrs
Shift Timing – 9 to 6 PM IST

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Posting may be closed earlier due to high volume of applicants.

This is an U.S. Bancorp India posting. U.S. Bancorp India is a part of the U.S. Bank family.

About the Company

U.S. Bank

Runs a national bank and processes card payments

U.S. Bank is one of the largest banks in the United States, serving consumers, small businesses, corporations, and government agencies with banking, lending, payments, and wealth management. Its Elavon subsidiary is one of the world's biggest processors of card payments for merchants, handling sales in the United States, Canada, and Europe. People and small businesses use its branches and mobile app for checking, savings, credit cards, mortgages, and loans, while companies use it for corporate cards and cash management, and the bank earns money from loan interest and fees. U.S. Bank received national bank charter No. 24 in 1863, under President Abraham Lincoln, and is based in Minneapolis as the main subsidiary of U.S. Bancorp.

Company size: 10,001+
Company stage: IPO
Headquarters: Minneapolis, MN
Founded: 1863

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