C

Citi

Runs banking and payments for global clients

Banquero Gobierno

Full-Time
No salary listed
Expert
Bachelor's, Master's, MBA
Mexico City, CDMX, Mexico
In Person
Finance & BankingRetail & Commercial Banking

About the job

Requirements
  • At least 15 years of relevant experience in the English qualifications; at least 10 years of experience in Corporate Banking, Investment Banking, or financial institutions in the Spanish qualifications.
  • A bachelor's degree in Finance or closely related areas of Business Administration, or equivalent experience.
  • A degree in Finance, Economics, Business Administration, Accounting, or Engineering.
  • Demonstrated credit skills, including a background in financial accounting, commercial lending theories, industry awareness, and loan structuring.
  • Knowledge of Citi's product range and proficiency in Citi applications, such as ICG Toolbox and AMC.
  • Comprehensive knowledge of documentation requirements, including Letters of Comfort, parent guarantees, letters of credit and their agreements, ISDA/CSA, short-term loan agreements, and card agreements.
  • Comprehensive knowledge of clients' businesses and operations, including treasury models and philosophies, funding models, cash management strategy, decision-making, subsidiary support policies, wallet sharing, and bank-group membership.
  • Comprehensive knowledge of industry trends, basic accounting concepts, current banking relationships, return hurdles, and relationship strategy.
  • Ability to articulate requirements, support document negotiations, contribute to account development and execution, and review and extract information from financial statements and filings.
  • Experience covering public-sector clients.
  • Deep knowledge of government financing, subnational debt, and credit structures.
  • Experience leading negotiations with senior executives and public officials.
  • Ability to assess and learn analytically, and use sound judgment.
  • Ability to adapt and moderate communication style to coordinate with others involved in the client portfolio.
Responsibilities
  • Serve as the key contact for routine credit requests; negotiate routine credit and support documentation; confirm support; resolve or escalate issues for client network and operational teams; and help clients navigate Citi's global network, local coverage, and product support.
  • Assist with relationship reviews and timely origination, monitoring, renewal, and completion of Know Your Client requirements across products and marketing levels.
  • Interact with cash managers, assistant treasurers, and other treasury personnel in an assigned client portfolio on transactional banking issues and support, engaging appropriate teams to ensure customer satisfaction.
  • Ensure timely resolution and client satisfaction on financial and operational investigations involving credit, foreign exchange, cash management, and trade services.
  • Facilitate credit originations, allocation, approvals, documentation, bookings, fee collections, and renewals for Standby Letters of Credit, and justify exceptions where appropriate.
  • Negotiate language for largely standardized foreign exchange and derivative transactions, letters of credit, or working capital loans as needed.
  • Identify revenue opportunities and position products with clients; monitor revenues, billing, and service queries; and correct mapping and marketing hierarchies in Citi Investment Strategies.
  • Represent the banking coverage team in client meetings and make decisions and take initiative in the banker's absence, including assisting with closing transactions when appropriate.
  • Assess risk in business decisions, safeguard the firm's reputation and assets, drive compliance with applicable laws and policies, exercise sound ethical judgment, and transparently escalate, manage, and report control issues.
  • Develop and execute coverage strategies for federal, state, and municipal government clients.
  • Identify business opportunities in financing, treasury management, capital markets, derivatives, foreign trade, and transactional banking.
  • Maintain senior-level relationships with finance secretaries, treasurers, administration directors, and other decision-makers, and serve as the primary contact for strategic public-sector clients.
  • Originate financing opportunities and integrated financial solutions.
  • Lead the structuring of credit, syndicated financing, debt issuances, and other complex transactions.
  • Coordinate multidisciplinary internal teams to execute transactions.
  • Prepare commercial proposals and executive presentations for clients and internal committees.
  • Evaluate the financial, budgetary, and operational condition of government entities.
  • Present credit cases to risk and approval committees.
  • Monitor the performance of the assigned portfolio.
  • Ensure compliance with internal policies and regulations.
  • Coordinate Associate, Vice President, and Analyst teams in managing clients and transactions.
  • Promote team members' professional development through coaching and mentoring.
  • Collaborate with Risk, Legal, Compliance, Treasury, Markets, and Investment Banking teams.
Desired Qualifications
  • A master's degree is preferred.
  • An MBA or master's degree in Finance, Public Administration, or a related area is desirable.
  • A demonstrated credit background is preferred.

About the company

Citi runs banking, investment and payment services for companies, governments and individuals around the world. Its global network connects institutions with local banking systems, while its US consumer business sells credit cards and deposit accounts. Corporate clients use Citi to manage cash, finance trade and raise capital, and investors use its trading, custody and wealth services to hold and manage assets. The bank earns interest on loans and fees from payments, securities transactions, financial advice and account services. Citi traces its banking roots to 1812; the Citigroup holding company was formed in 1998, and its headquarters are in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

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Simplify's Take

What believers are saying

  • Revenue is expanding: Citi reported $24.8 billion in the June 2026 quarter, up 14% year over year.
  • US parents get protected time: eligible Citi employees receive 16 weeks of bonding leave at full base pay.
  • Institutional deposits are sticky: Citi says around 80% of Services deposits come from clients with relationships exceeding 15 years.

What critics are saying

  • Lending losses remain substantial: Citi's net credit losses reached $2.4 billion in the June 2026 quarter.
  • Australian hybrid roles require office time: Citi sets a minimum of three office days weekly for designated hybrid positions.
  • Job cuts carry a cost: Citi booked roughly $500 million in severance in the March 2026 quarter.

What makes Citi unique

  • Corporate payments move at scale: Citi processes around $6 trillion daily through its Treasury and Trade business.
  • Deposits move beyond banking hours: Citi Token Services transfers cash between participating Citi branches around the clock.
  • Employees use a shared AI workspace: Citi's Stylus platform reaches over 180,000 people for research and multi-step workflows.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Wellness Program
  • Paid Vacation
  • Paid Sick Leave
  • Paid Holidays

Company News

Traders Union
Oct 26th, 2026
Blackstone unveils $63B Broadcom financing deal with BofA, Citi and Morgan Stanley

Blackstone has announced a $63 billion financing deal with Broadcom and a group of banks that includes Bank of America, Citi, and Morgan Stanley. Its shares edged higher on the day, trading at $119.06. The asset manager has a market value near $136.61 billion. Fifty of 93 analysts rate the stock a buy, with a median price target of $138, about 15.9% above the current level. Shares sit at support around $118.74 and trade below their 50-day and 200-day moving averages. A close above $125.04 would signal buyers are following through, while a drop below $118.74 would suggest the move is fading.

Yahoo Finance
Oct 26th, 2026
Citi offers up to 4.35% savings yield to win share of customers' $3T held elsewhere

Citi is offering higher savings rates to draw more of its customers' money to the bank. The $2.6 trillion-asset lender says clients hold about $3 trillion in assets elsewhere. Citigold private clients will get a 4.35% annual percentage yield, Citigold customers 4%, and Citi Priority clients 3.5%. Customers also need a checking account and a certain direct deposit amount, or an average balance in investment accounts. The tiers range from $30,000 to $1 million-plus in combined average monthly balance. "This is a disruptor to stop money in motion," said Kate Luft, head of retail banking. In the third quarter, Citi's wealth unit logged $38 billion in net new investment assets. Citigold and retail bank revenues rose 16%, to about $2.3 billion.

Yahoo Finance
Oct 26th, 2026
Citigroup returns 24.7% in a year as $30B buyback and margin gains test bull and bear views

Citigroup shares returned 24.7% over the past year, including dividends, after the bank reported record revenue, earnings ahead of forecasts, and a $30 billion buyback plan. The stock now trades at $121, up from $96.69 at the start of the period. Revenue rose from $19,836 million in Q3 2025 to $21,423 million in Q3 2026. Net income climbed from $3,439 million to $4,840 million, lifting net margin from 17.3% to 22.6%. Simply Wall St's bullish case puts fair value at $103, built on 6.9% revenue growth and a 19.3% margin from digital transformation and cross-border payments. The cautious case sets it at $77, citing heavy spending and regulatory pressure. The key test is whether Citigroup can turn services growth and AI-driven efficiency into durable double-digit returns on tangible common equity.

Yahoo Finance
Oct 23rd, 2026
team.blue extends $1.2B of Term Loan B to 2032 after upsizing twice

team.blue, a pan-European provider of digital services for small and medium-sized businesses, has extended €1.1 billion of its €1.35 billion Term Loan B. The Ghent-based company, backed by Hg, CPP Investments and Sofina, priced the deal on October 22, 2026. The refinanced tranche now matures in July 2032, instead of September 2029. About 90% of the company's term debt now falls due in 2032. Demand was strong. The deal was upsized twice from an initial €500 million, making it the largest software euro term loan issuance in the last 12 months. It priced at E + 425bps with an original issue discount of 98.5. "The depth of support from our institutional investor base allowed us to go much further," said chief financial officer Jonathan Thackray.

KLSescreener
Oct 23rd, 2026
Malaysia Aviation Group secures US$75mil trade finance facility from Citi

KUALA LUMPUR: Malaysia Aviation Group (MAG) has secured a US$75mil structured trade finance facility from Citi to support its supply chain operations and working capital requirements across Asia.