Amartha

P2P lending for women-led MSMEs

Area Manager

Business & StrategyConfirmed live in the last 24 hours

Full-timeTegal City, Central Java, Indonesia

About the Job

Requirements

A minimum Diploma is required.
Experience leading at least two branches is required.
Experience leading a team of more than five to ten members is required.
At least two years of microfinance experience as a Coordinator, Supervisor, Branch Head, or Area Manager is required.
Ability to develop sales and marketing strategies to guide the team toward its targets is required.
Must have a motorcycle and a Class C driver's license.
Must be willing to be placed in the Tegal area.

Responsibilities

Ensure all branch key performance indicators within the area are achieved.
Ensure the quality and quantity of the portfolio develop in line with Amartha's goals and targets.
Ensure partner recruitment, service, and support processes follow standard operating procedures.
Ensure the strategy, management, processes, and operations of all branches in the managed area.
Ensure all branch-office administration is complete and orderly.
Ensure branch-office operations run effectively, including permits, infrastructure, and inventory.
Ensure all branch-office staff strictly comply with policies and procedures.
Ensure all staff perform effectively through training, performance monitoring, and conflict management.
Ensure regional branch operations continue through appropriate staffing and human-resource management.
Ensure Amartha's expansion plans are implemented effectively.
Ensure portfolio quality meets Amartha's objectives and branch audit scores meet management expectations.
Uphold the principle of transparency in the branch.

Area Manager - Tegal

Amartha · Tegal, Indonesia · Contract · Posted 2026-03-18

Workplace: on_site

Department: FO - Lending

Description

Memastikan seluruh KPI Cabang di lingkup Area dapat dicapai dengan baik
Memastikan kualitas dan kuantitas portofolio berkembang sesuai dengan tujuan dan sasaran yang ditetapkan oleh Amartha
Memastikan proses perekrutan, pelayanan dan pendampingan mitra dilakukan sesuai dengan SOP dan
Memastikan strategi, pengelolaan, proses dan operasional seluruh cabang dalam lingkup area yang dibina
Memastikan keseluruhan administrasi kantor cabang lengkap dan tertib.
Memastikan operasional kantor cabang dapat berjalan dengan baik dengan memastikan perizinan, infrastruktur, inventaris terpenuhi.
Memastikan bahwa kebijakan dan prosedur secara ketat ditaati oleh semua staf di kantor cabang
Memastikan seluruh staf memberikan kinerja terbaik dengan memperoleh training, pemantauan kinerja dan pengelolaan konflik.
Memastikan operasional cabang di Regionalnya dapat berjalan melalui pemenuhan dan pengelolaan SDM
Memastikan ekspansi yang ditetapkan Amartha dapat berjalan dengan baik
Memastikan kualitas portfolio sesuai dengan tujuan Amartha dan nilai audit cabang sesuai dengan ekspekstasi management.
Menegakkan prinsip keterbukaan di cabang

Requirements

Pendidikan terakhir minimum Diploma
Memiliki pengalaman bertanggung jawab dalam memimpin minimal 2 Cabang
Berpengalaman memimpin lebih dari 5-10 anggota tim
Memiliki pengalaman minimal 2 tahun di Micro Finance sebagai Koordinator/Supervisor/Kepala Cabang/Area Manager
Dapat menyusun strategi sales & marketing sebagai paduan tim untuk mencapai target
Mempunyai motor dan SIM C
Bersedia ditempatkan di area Tegal

Benefits

Penghasilan tetap dan insentif
Asuransi Kendaraan
Motorcycle Service Allowance
Bantuan pernikahan dan melahirkan
Asuransi Kesehatan
Benefit Umroh
Flexibel benefit
Bonus tahunan

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About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size: 1,001-5,000
Company stage: Debt Financing
Total funding: $276M
Headquarters: Jakarta, Indonesia
Founded: 2010

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