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Capital on Tap

SME-focused business credit cards & funding

Senior Engineering Manager

Engineering LeadershipUpdated on Nov 12
Full-timeLondon, UKNo salary listed

About the Job

Requirements

  • Strong product and commercial instincts, with a track record of delivering features or propositions that generated new revenue or grew revenue from existing customers.
  • A customer-focused, commercially aware, and data-informed approach to decision-making.
  • Demonstrable strength in software architecture and system design, including setting direction, challenging designs, and weighing trade-offs across scalability, cost, and maintainability.
  • Proven experience managing managers or Team Leads and developing them into senior leaders.
  • A strong people-management track record, including hiring, development, and performance management.
  • A solid technical background and understanding of how full-stack teams and codebases work; the company uses .NET and React but does not require a specific technology-stack background.
  • A record of leading and delivering complex, cross-team projects.
  • Experience in a scaling, regulated, fintech, or tech-enabled environment is a plus.

Responsibilities

  • Partner closely with Product and wider stakeholders to identify and deliver features and propositions that unlock new commercial revenue streams and deepen revenue from existing customers.
  • Shape the 3- to 12-month roadmap, framing technical investment in terms of commercial impact, customer value, and risk.
  • Champion the customer in roadmap discussions and measure projects by how well they solve real customer problems.
  • Influence the architectural direction of the teams’ systems, ensuring technical choices are scalable, resilient, cost-effective, and sustainable.
  • Work with technical leaders to set standards, reduce complexity, and steer teams away from over-engineered solutions.
  • Make build-versus-buy and technical-debt trade-offs and balance them against product needs.
  • Lead, coach, and develop Team Leads, helping them manage and grow their direct reports.
  • Own predictable, iterative, and sustainable delivery of quarterly objectives across the teams.
  • Address underperformance decisively and support Team Leads through complex people situations with integrity and clarity.
  • Identify and mitigate risks 3 to 6 months ahead, including dependencies and resource gaps.
  • Contribute to wider company initiatives, including recruitment strategy and organisational design.

Desired Qualifications

  • Experience in a scaling, regulated, fintech, or tech-enabled environment.

About the Company

Capital on Tap

SME-focused business credit cards & funding

Capital on Tap provides business credit cards and working capital for small and medium-sized enterprises (SMEs) in the United States and the United Kingdom. It offers a high-spending-limit business card and earns revenue from interest on credit lines and card transaction fees, backed by sizeable funding facilities; it also partners with banks like ClearBank to offer additional products such as business savings accounts. The company differentiates itself by targeting SMEs with a broad set of financing options and partnerships that expand its financial toolkit across two countries. Its goal is to help SMEs manage finances and access affordable funding to run and grow their businesses.

Company size
1,001-5,000
Company stage
N/A
Total funding
$4.4B
Headquarters
London, United Kingdom
Founded
2012

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