Investment Treasury Lead
Amartha
Investment Treasury Lead
Amartha
P2P lending for women-led MSMEs
Amartha · South Jakarta, Indonesia · Full-time · Posted 2026-11-05
Workplace: on_site
Department: Treasury & Payment
Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital. Amartha is expanding as a tech company, building a microfinance ecosystem that connects to the growing digital economy through capital, investment, and payment services. By boosting the competitiveness of micro and small entrepreneurs, Amartha empowers women-led MSMEs, creates jobs, and fosters inclusive economic growth.
About The Role
As the Investment Treasury Lead, you’ll play a critical role in managing Amartha’s foreign funding and liquidity strategy. You’ll lead complex treasury operations, oversee partnerships with foreign lenders, and ensure efficient capital deployment across our expanding digital microfinance ecosystem. This is a high-impact, cross-functional role that reports to the AVP Capital Markets and works closely with Finance, Legal, and external banking institutions.
Your experience in banking or treasury, particularly in multinational settings, will be key in structuring optimal funding channels, managing FX risks, and ensuring our capital strategy aligns with our mission to scale inclusive finance.
Responsibilities
At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.
We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.
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Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.
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