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Amartha

P2P lending for women-led MSMEs

Investment Treasury Lead

TreasuryConfirmed live in the last 24 hours
Full-timeSouth Jakarta, South Jakarta City, Jakarta, IndonesiaNo salary listedIn-person

About the Job

Requirements

  • Minimum 7 years of experience in banking, treasury, or capital markets.
  • Proven exposure to multinational banks or global financial institutions.
  • Hands-on experience with liquidity management, hedging instruments, and cross-border fund flows.
  • Deep understanding of treasury operations, foreign-exchange risk, and funding compliance requirements.
  • Strong interpersonal and stakeholder management skills, with the ability to influence and align across teams.
  • High attention to detail and comfort working in fast-paced, dynamic environments.
  • Proficiency in Excel, PowerPoint, and treasury or portfolio management systems.

Responsibilities

  • Lead and oversee daily liquidity management, disbursement planning, and asset positioning.
  • Review and approve large-scale fund disbursements, ensuring alignment with the broader treasury and funding strategy.
  • Collaborate with the Funding team to optimize cash allocation across business units and lending portfolios.
  • Drive the onboarding and relationship management of foreign lenders, ensuring operational readiness and regulatory compliance.
  • Evaluate, onboard, and maintain partnerships with hedging counterparties, including banks and financial institutions.
  • Design and implement a comprehensive foreign-exchange hedging strategy to manage currency exposure.
  • Ensure timely and accurate repayments of principal and interest to all foreign lenders.
  • Monitor foreign funding portfolio performance, including non-performing loan trends, and deliver risk-based insights to Finance leadership.
  • Build and maintain strong communication with internal stakeholders, including Legal, Corporate Finance, and Risk, and external partners, including banks, investors, and regulators.
  • Contribute to strategic funding initiatives and help position the company for long-term capital scalability.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

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