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Lumi

Online SME loan marketplace in Australia

AI Lead

AI Application EngineeringConfirmed live in the last 24 hours
Full-timeSydney NSW, AustraliaHybrid

About the Job

Requirements

  • Strong prior experience shipping production software.
  • Hands-on experience building agentic workflows and automations in tools such as n8n, and working with governed data platforms such as Databricks.
  • Practical experience with agent patterns, including tool use, function calling, retrieval-augmented generation, multi-step orchestration, and structured outputs.
  • Hands-on experience with large language model evaluation, observability, and monitoring tools such as LangSmith, Langfuse, or Braintrust.
  • A systems mindset to consider the automation, its data dependencies, its operating platform, and accountability for each component.
  • Experience or strong interest in data governance and metadata management, including data cataloguing and lineage, and how these support reliable automation.
  • Strong stakeholder skills to translate manual or ad hoc business processes into well-scoped automations and involve the appropriate people in ownership discussions.
  • Comfort operating amid ambiguity and helping define a new role.

Responsibilities

  • Partner directly with business and product teams to identify, scope, and build agentic workflows, AI agents, and reusable skills that solve business problems.
  • Advise on platform decisions for hosting automations and agents, balancing delivery speed with maintainability, cost, and governance requirements.
  • Design how agents and automations access data, including selecting the appropriate data layer, defining permissions and guardrails, and avoiding duplicated data preparation or shadow pipelines.
  • Partner with Data Engineering on cataloguing, metadata, and lineage to organise documented, trustworthy data for automations.
  • Establish and maintain ownership and stewardship models for data domains, business processes, automations, and agents.
  • Run governance for AI and automation adoption, including tiered autonomy classification, risk assessment, and lifecycle management from build through retirement.
  • Work with the Data Architecture & Strategy Lead to prioritise processes for automation against active strategic initiatives.

Desired Qualifications

  • Experience in fintech, lending, or financial services is highly regarded.

About the Company

Lumi

Online SME loan marketplace in Australia

Lumi is an online lender marketplace in Australia that helps small and medium-sized businesses access working and growth capital. It uses a proprietary data-driven platform to assess credit decisions, enabling a quick, fully online process with outcomes within hours and same-day funding. Lumi offers unsecured and secured loans and lines of credit ranging from 10,000 to 750,000 AUD with 3 to 60-month terms. A 2.5% establishment fee is deducted at settlement, and the total repayment amount is disclosed upfront. The company differentiates itself through fast, transparent online applications and a finance model supported by a warehouse securitisation program to lower cost of capital, plus ongoing rounds of funding to fuel product development. Lumi’s goal is to provide fast, accessible financing to Australian SMEs across sectors like hospitality, retail, trades, and professional services, helping them manage working capital and growth needs.

Company size
51-200
Company stage
Early VC
Total funding
$30.7M
Headquarters
Sydney NSW, Australia
Founded
2018

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