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Pathward

Banking as a Service and payments

Capital Markets Analyst - Loan Trading

Investment BankingConfirmed live in the last 24 hours
Full-timeRemote in USA

About the Job

Requirements

  • A bachelor's degree in Finance or a related field is required.
  • Working toward an MBA and/or CFA is a plus.
  • Zero to two years of experience in Whole Loan Acquisitions or Divestitures, Debt Capital Markets, Structured Finance, Specialty Lending, and/or Investment Banking is required; recent college graduates will be considered.
  • Outstanding communication skills and the ability to articulate investment merits to potential capital partners are required.
  • Verbal and written communication skills are required.
  • Critical thinking skills are required.
  • Attention to detail is required.

Responsibilities

  • Assist in building and leading the bank’s Capital Markets Whole Loan Trading platform.
  • Provide analytical and operational support in managing the bank’s Secondary Whole Loan Trading business.
  • Lead day-to-day Loan Trading operations and reporting responsibilities.
  • Assist in evaluating, structuring, and executing potential new Capital Markets structured finance transactions, including securitization, whole loan sales, and forward flow agreements.
  • Assist in driving execution with investment banks, insurance companies, hedge funds, credit funds, and private institutional investors to fund off-balance-sheet assets.
  • Assist in developing and enhancing relationships with capital sources, institutional investors, rating agencies, and law firms.
  • Prepare investor due diligence information to position Pathward’s assets in the Capital Markets.
  • Design, build, and scale the operational framework for the bank’s Whole Loan Trading platform.
  • Assist the Capital Markets Data Analytics team in developing financial models related to asset performance and pricing.
  • Manage day-to-day communication and due diligence requests from capital market partners.
  • Develop and maintain investor reporting requirements, surveillance, internal dashboard reporting, and monthly business reviews.
  • Develop and update marketing material for prospective investors.
  • Create and maintain investor databases and transaction comparables.
  • Identify and implement new concepts, best practices, and approaches related to Capital Markets reporting and operational and credit risk management.
  • Assist in overseeing third-party Capital Markets financial and operational audits.
  • Support the Chief Investment Officer and Head of Capital Markets with other assigned tasks.
  • Perform other duties as assigned.

About the Company

Pathward

Banking as a Service and payments

Pathward provides fintech services to individuals and small to midsize businesses to expand access to banking and credit. It offers Banking as a Service (BaaS), payment processing, issuing, credit products, tax fintech services, and commercial finance like working capital and equipment financing; partner businesses can embed banking features, process payments, issue cards, and extend credit. The company differentiates itself by offering a broad, inclusion-focused suite of tools and by adapting to changing economic conditions, rather than relying on a single product line. Its goal is to improve financial stability and growth for underserved clients by delivering practical, adaptable financial tools and capital.

Company size
501-1,000
Company stage
IPO
Headquarters
Sioux Falls, SD
Founded
1954

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